10 best 0% interest credit cards: 0% intro APR period until 2024
Find a top zero-interest credit card in 2023 to help finance big purchases and manage debt without paying interest with Bankrate.
23 min read
Jun 09, 2023
EXPERTISE
- Credit cards
- Cash back
- Credit scores
EDUCATION
- English BA, History BA, Certification in Business and Technical Communication, Creative Writing minor, East Carolina University
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Highlights
- Finance and credit card coverage have been regularly featured on Bankrate, CreditCards.com and NextAdvisor.com
- Specializes in rewards cards, cash back and credit scores
- Credit card product reviewer on Bankrate and CreditCards.com
Experience
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. He specializes in cash back, credit scores and card offers, delivering valuable next steps toward personal financial growth. His previous agency and freelance work ranged across a variety of topics, including personal finance and technology. He then joined NextAdvisor.com, where his credit card, credit monitoring and identity theft analysis were regularly featured. Most recently, he has been a staff writer on the CreditCards.com and Bankrate teams, developing product reviews and comprehensive credit card guides.
Send your questions about credit cards to gyarbrough@redventures.com.
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's latest articles
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Citi Custom Cash℠ Card review: Innovation or inconvenience?
The Citi Custom Cash card’s fresh take on 5 percent cash back rewards your biggest expenses each billing cycle and richly compliments your other Citi cards.
11 min read Jun 09, 2023 -
Marriott Bonvoy Brilliant® American Express® Card review: Top-tier Marriott perks for frequent guests
Marriott customers who value luxury will get the best value from this card.
13 min read Jun 08, 2023 -
Gold Visa® Card review
This brass-tacks card offers some of the lowest rates and fees available for PenFed members—accessible by both military members and civilians.
4 min read Jun 08, 2023 -
Approval Odds: your key to a successful credit card application
Approval Odds helps you know which cards you’re most likely to be approved for.
3 min read May 19, 2023 -
Merchant category codes: How to earn more cash back
Merchant category codes can help consumers earn more with rewards credit cards.
6 min read Feb 24, 2023 -
Best credit cards with cellphone insurance
Theft, loss or damage to your phone can happen — consider a card that will cover it.
5 min read Jan 25, 2023 -
Best credit cards for business expenses
We break down the best cards for business rewards and perks.
18 min read Dec 15, 2022
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Marriott Bonvoy Boundless® Credit Card review
The Marriott Bonvoy Boundless® Credit Card is replacing the Marriott Premier Plus Credit Card, and new cardholders have the chance to earn 100,000 bonus points after spending $3,000 on purchases within the first three months after account activation (for a limited time).
7 min read Jun 09, 2023 -
Southwest® Rapid Rewards® Performance Business Credit Card review: The premier business card for Southwest enthusiasts
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
9 min read Jun 06, 2023 -
Alliant Cashback Visa® Signature Credit Card review: The ultimate flat-rate card — with a few hurdles
This cash back card is ideal for users seeking to do a lot of spending that isn’t specific to certain rewards categories.
12 min read Jun 06, 2023 -
Bank of America® Premium Rewards® credit card review: Great rewards for Preferred members
The Bank of America Premium Rewards Card pays big rewards for those with qualifying Preferred Rewards status, but it isn't as competitive otherwise.
11 min read Jun 05, 2023 -
Bank of America® Customized Cash Rewards Credit Card for Students review
Students on a budget will find some valuable perks in this no annual fee card.
6 min read Jun 05, 2023 -
American Express® Green Card review: In the same league as Gold and Platinum?
The Amex Green Card is a solid Membership Rewards-earning card for transit and travel that easily justifies its annual fee if you maximize your points and perks.
9 min read May 31, 2023 -
Amazon Prime Secured Card review: Build credit and earn rewards at Amazon.com
Consider the Amazon Prime Secured Card if you want to build credit and earn 2 percent back when you shop online. The best part? There's no annual fee.
10 min read May 22, 2023 -
Best credit cards for exclusive concert tickets
Citi is a Bankrate advertising partner. Rewards credit cards get a lot of good press for the money-saving benefits: statement credits, points and cash back. What’s not to love about them? But fans of [...]
7 min read Sep 01, 2021
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Hilton Honors American Express Aspire Credit Card review: Luxury rewards for Hilton loyalists
With credits totaling more than the annual fee, the Hilton Honors American Express Aspire card offers tremendous value for those who prefer staying with Hilton.
14 min read Jun 09, 2023 -
Bank of America® Unlimited Cash Rewards Credit Card for Students review
The card may not offer the most benefits, but it features solid flat rate cash back of 1.5 percent and no annual fes, making it a wise choice for students looking to build credit.
8 min read Jun 07, 2023 -
Divvy Business Card review: Regular payoffs pay off
If you can pay off your bill in full each week, the Divvy Business Card could easily be one of the most rewarding business cards out there.
10 min read Jun 06, 2023 -
Alaska Airlines Visa® credit card review: Niche rewards for travelers
The Bank of America-issued Alaska Airlines Visa credit card has a hallmark feature that's hard for other airline cards to top: its Alaska's Famous Companion Fare offer.
8 min read Jun 01, 2023 -
Capital One Quicksilver Secured Cash Rewards Credit Card review: Low-risk, high-reward for building credit
It’s worth considering the Quicksilver Secured if you want a low-cost way to boost your credit score while earning cash back with no annual fee.
9 min read Apr 26, 2023 -
Why the Citi Custom Cash℠ Card is an underrated grocery card
The Citi Custom Cash Card has better long-term value than the Amex Blue Cash Preferred Card.
8 min read Nov 22, 2022 -
Best United Airlines credit cards
Whether you’re a United enthusiast or someone who wants to rack up miles for free flights in any program, you should consider co-branded United MileagePlus credit cards.
5 min read Oct 28, 2021