Garrett Yarbrough

Credit Card Reviews Writer

About the author

“Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.” - Garrett Yarbrough


Credit cards, cash back, credit scores


East Carolina University: English BA, History BA, Certification in Business and Technical Communication, Creative Writing minor


  • Finance and credit card coverage have been regularly featured on, and
  • Specializes in rewards cards, cash back and credit scores
  • Credit card product reviewer on and


Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. He specializes in cash back, credit scores and card offers, delivering valuable next steps toward personal financial growth. His previous agency and freelance work ranged across a variety of topics, including personal finance and technology. He then joined, where his credit card, credit monitoring and identity theft analysis were regularly featured. Most recently, he has been a staff writer on the and teams, developing product reviews and comprehensive credit card guides.


Garrett Yarbrough is a graduate of East Carolina University with bachelor’s degrees in English and History, including a minor in Creative Writing with a specialization in Business and Technical Communication.


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Recent Articles By Garrett Yarbrough

  • Credit Cards

    Merchant category codes: How to earn more cash back

    Digging into the inner workings of your credit card rewards might seem like an intimidating plunge at first, but the extra elbow grease is worth it. For instance, exploring your card terms will reveal [...]

    6 MIN READ Nov. 25, 2020
    Woman shopping at the grocery store wearing a facemask
  • Credit Cards

    Shop Through Chase Guide

    If you’re a savvy rewards card member on the hunt for points, chances are you’ve learned to maximize your reward categories in order to wring every point you can from your purchases. But unfortunately, [...]

    6 MIN READ Oct. 21, 2020
    Young man working at home office