A luxurious card and exclusive travel benefits come with a hefty annual fee.
About the author
“Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.” - Garrett Yarbrough
Credit cards, cash back, credit scores
East Carolina University: English BA, History BA, Certification in Business and Technical Communication, Creative Writing minor
- Finance and credit card coverage have been regularly featured on Bankrate.com, CreditCards.com and NextAdvisor.com
- Specializes in rewards cards, cash back and credit scores
- Credit card product reviewer on Bankrate.com and CreditCards.com
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. He specializes in cash back, credit scores and card offers, delivering valuable next steps toward personal financial growth. His previous agency and freelance work ranged across a variety of topics, including personal finance and technology. He then joined NextAdvisor.com, where his credit card, credit monitoring and identity theft analysis were regularly featured. Most recently, he has been a staff writer on the CreditCards.com and Bankrate.com teams, developing product reviews and comprehensive credit card guides.
Garrett Yarbrough is a graduate of East Carolina University with bachelor’s degrees in English and History, including a minor in Creative Writing with a specialization in Business and Technical Communication.
Send your questions about credit cards to email@example.com.
Garrett's Latest Articles
6 min read Jun 27, 2022
Wells Fargo Active Cash Card Overview The Wells Fargo Active Cash Card isn’t just one of the best flat-rate cash rewards cards—it’s one of the best cash rewards credit cards we’ve seen. Cash rewards [...]6 min read Jun 22, 2022
Although this card doesn’t offer rewards or much ongoing value, it comes with a long intro APR period.6 min read Jun 22, 2022
The Costco Anywhere Visa Card by Citi offers one of the industry’s highest payouts at the pump, but the redemption is a pain.9 min read Jun 21, 2022
A flexible alternative for hotel cardholders focused on reward nights over brand perks.5 min read Jun 21, 2022
The My GM Rewards Card™ Overview takes a deeper look at the new credit card offer from GM that offers brand loyalists a generous rewards rate on both everyday and GM-specific spending as well as several [...]10 min read Jun 21, 2022
The Chase Slate Edge offers more long-term value than the legacy Slate as a low-interest card, but its intro and ongoing APR can be outperformed.7 min read Jun 21, 2022
The Wells Fargo Reflect offers perhaps the longest zero-interest period on purchases and balance transfers, but always pay on time to keep it.8 min read Jun 21, 2022