Although this card doesn’t offer rewards or much ongoing value, it comes with a long intro APR period.
About the author
“Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.” - Garrett Yarbrough
Credit cards, cash back, credit scores
East Carolina University: English BA, History BA, Certification in Business and Technical Communication, Creative Writing minor
- Finance and credit card coverage have been regularly featured on Bankrate.com, CreditCards.com and NextAdvisor.com
- Specializes in rewards cards, cash back and credit scores
- Credit card product reviewer on Bankrate.com and CreditCards.com
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. He specializes in cash back, credit scores and card offers, delivering valuable next steps toward personal financial growth. His previous agency and freelance work ranged across a variety of topics, including personal finance and technology. He then joined NextAdvisor.com, where his credit card, credit monitoring and identity theft analysis were regularly featured. Most recently, he has been a staff writer on the CreditCards.com and Bankrate.com teams, developing product reviews and comprehensive credit card guides.
Garrett Yarbrough is a graduate of East Carolina University with bachelor’s degrees in English and History, including a minor in Creative Writing with a specialization in Business and Technical Communication.
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Garrett's Latest Articles
6 min read Oct 14, 2021
Frequent business travelers will enjoy the perks that come with this card.15 min read Oct 14, 2021
Delta’s premier travel experience may be worth it for select business travelers.6 min read Oct 14, 2021
Enjoy a generous rewards structure, first-year cash back matching and a long intro balance transfer APR.10 min read Oct 11, 2021
This card is an ideal choice for Southwest flyers looking for an entry-level Southwest Airlines credit card.6 min read Oct 08, 2021
The Delta SkyMiles Platinum is a smart card to have if you fly frequently with Delta Air Lines.6 min read Oct 08, 2021
Earn 6X points on Marriott stays and other exceptional perks with this premium card from Marriott and American Express.8 min read Oct 08, 2021
Great everyday rewards and lucrative benefits for value-minded Delta travelers.6 min read Oct 08, 2021