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Best Credit Cards of March 2023

Updated March 27, 2023

There’s a whole world of credit cards out there, but Bankrate knows you’re not trying to fit the world into your wallet. Our experts are dedicated to helping you make the right choice, with the best credit cards of 2023 available from our partners — rewards, cash back, travel, balance transfer, 0 percent intro APR and more. We do the research, so you don’t have to sift through hundreds of options to find the best credit card for you.

Best Cash Back Card Offers

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Image of Wells Fargo Active Cash® Card

Best for 2% cash rewards

Wells Fargo Active Cash® Card

chance of approval
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Apply now Lock
on Wells Fargo's secure site
Rating: 4.3 stars out of 5
4.3 Bankrate review
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Intro offer

$200 cash rewards
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Annual fee

$0

Regular APR

19.74%, 24.74%, or 29.74% variable APR

Good to Excellent (670 – 850)
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chance of approval
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Rating: 4.3 stars out of 5
4.3
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chance of approval
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Apply now Lock
on Wells Fargo's secure site
Image of Discover it® Cash Back

Best for category variety

Discover it® Cash Back

Apply now Lock
on Discover's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
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Intro offer

Cashback Match™
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Annual fee

$0

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)
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Rating: 4.4 stars out of 5
4.4
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Apply now Lock
on Discover's secure site

Best Rewards Credit Card Offers

Image of Capital One SavorOne Cash Rewards Credit Card

Best for dining and entertainment

Capital One SavorOne Cash Rewards Credit Card

Apply now Lock
on Capital One's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
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Intro offer

$200
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Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Recommended credit

Good to Excellent (670 – 850)
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Rating: 4.9 stars out of 5
4.9
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Apply now Lock
on Capital One's secure site
Image of Chase Sapphire Preferred® Card

Best starter travel card

Chase Sapphire Preferred® Card

Apply now Lock
on Chase's secure site
Rating: 5 stars out of 5
5.0 Bankrate review
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Intro offer

60,000 points
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Annual fee

$95

Regular APR

20.49% - 27.49% Variable

Recommended credit

Good to Excellent (670 – 850)
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Rating: 5 stars out of 5
5.0
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Apply now Lock
on Chase's secure site

Best Balance Transfer Card Offers

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Image of Wells Fargo Reflect® Card

Best for long intro APR

Wells Fargo Reflect® Card

chance of approval
Info
Apply now Lock
on Wells Fargo's secure site
Rating: 4.7 stars out of 5
4.7 Bankrate review
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Balance transfer intro APR

0% intro APR for up to 21 months from account opening on qualifying balance transfers

Annual fee

$0

Regular APR

17.74% - 29.74% variable APR

Good to Excellent (670 – 850)
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chance of approval
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Rating: 4.7 stars out of 5
4.7
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chance of approval
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Apply now Lock
on Wells Fargo's secure site
Image of Discover it® Balance Transfer

BEST FOR BALANCE TRANSFERS AND CASH BACK

Discover it® Balance Transfer

Apply now Lock
on Discover's secure site
Rating: 4.7 stars out of 5
4.7 Bankrate review
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Balance transfer intro APR

0% for 18 months

Annual fee

$0

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)
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Info
Rating: 4.7 stars out of 5
4.7
Info
Apply now Lock
on Discover's secure site

Best 0% Intro APR Card Offers

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Image of Citi® Diamond Preferred® Card

Best for balance transfers with excellent credit

Citi® Diamond Preferred® Card

chance of approval
Info
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on Citi's secure site
Rating: 4 stars out of 5
4.0 Bankrate review
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Purchase intro APR

0% for 12 months on Purchases

Annual fee

$0

Regular APR

17.49% - 28.24% (Variable)

Good to Excellent (670 – 850)
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chance of approval
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Rating: 4 stars out of 5
4.0
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chance of approval
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Apply now Lock
on Citi's secure site
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Image of Blue Cash Preferred® Card from American Express
chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
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See Rates & Fees , Terms Apply
See if you're pre‐approved for this card with Approval Odds

Purchase intro APR

0% on purchases for 12 months

Annual fee

$0 intro annual fee for the first year, then $95.

Regular APR

18.74%-29.74% Variable

Good to Excellent (670 – 850)
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chance of approval
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Rating: 4.4 stars out of 5
4.4
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chance of approval
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply

Best No Annual Fee Card Offers