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American Airlines AAdvantage® MileUp® review

 /  11 min
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Snapshot

3.1

Bankrate rating
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Rating: 3.1 stars out of 5

Bottom line

The American Airlines AAdvantage® MileUp® card is a fair no-hassle travel card and great for infrequent American Airlines travelers or anyone trying out a travel card for the first time. But if you are looking for coveted travel perks or more estimated value out of your miles, you may have to consider another travel rewards card.
American Airlines AAdvantage® MileUp® Card

American Airlines AAdvantage® MileUp® Card

Recommended credit score:(670 - 850)

Intro offer

15,000 miles

Rewards rate

1X - 2X

Annual fee

$0

Regular APR

20.24% - 29.24% (Variable)

4.1

Cardholder rating

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4.1 / 5

Extra perks

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4.3 / 5

Online tools

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4.4 / 5

Rewards value

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3.8 / 5

Customer service

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4.3 / 5

3.1

Bankrate score

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3.1 / 5
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Citi American Airlines AAdvantage® MileUp® Overview

  • Credit Card Cash Back Icon

    Rewards

  • Rewards Icon

    Welcome offer

  • Credit Card Search Icon

    Rates and fees

  • Congrats Icon

    Other cardholder perks

American Airlines AAdvantage MileUp pros and cons

Pros

  • Checkmark Icon

    Since this card has no annual fee, your rewards will go straight to earnings rather than offsetting a yearly cost.

  • Checkmark Icon

    With this card's everyday bonus category in groceries, you can easily stock up on rewards.

  • Checkmark Icon

    You can redeem miles with a number of partner airlines like Alaska Airlines and British Airways.

Cons

  • This card is missing several travel perks that could make traveling easier, especially for frequent flyers.

  • You'll be charged a foreign transaction fee when traveling abroad, which could eat into your rewards.

  • You might find better value for your miles with other airline cards.

Why you might want the American Airlines AAdvantage MileUp

Why you might want a different travel card

We tried it: Here’s what our experts say

How the American Airlines AAdvantage Miles Up compares to other travel cards

Image of American Airlines AAdvantage® MileUp® Card

American Airlines AAdvantage® MileUp® Card

Annual fee

$0

Intro offer

15,000 miles
Info Icon

Rewards rate

1X - 2X
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon
Image of Discover it® Miles

Annual fee

$0

Intro offer

Discover Match®
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Rewards rate

1.5X
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Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon
Image of Delta SkyMiles® Blue American Express Card
Bankrate Score
See Rates & Fees , Terms Apply
Apply now Lock Icon
on American Express's secure site

Annual fee

$0

Intro offer

Earn 10,000 miles
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Rewards rate

1X - 2X
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Recommended Credit Score

Good to Excellent (670 – 850)
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Best cards to pair with the American Airlines AAdvantage MileUp

Who is the American Airlines AAdvantage MileUp right for?

Bankrate’s Take — Is the American Airlines AAdvantage MileUp worth it?

How we rated this card

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150+
cards rated
Congrats Icon
50+
rewards programs valued
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1800
data points analyzed
Credit Card Reviews Icon
40+
perks evaluated

Frequently asked questions

What cardholders think

Image of American Airlines AAdvantage® MileUp® Card

American Airlines AAdvantage® MileUp® Card

4.1 Star Icon
34 ratings
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Score breakdown
5 stars
35%
4 stars
44%
3 stars
15%
2 stars
3%
1 star
3%
Score by category
Overall 4.1 / 5
Extra perks 4.2 / 5
Privacy and security 4.1 / 5
Customer service 4.1 / 5
Online portal or mobile app 4.1 / 5
Ease of rewards redemption 4.0 / 5
Rewards value 3.7 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore American Airlines AAdvantage® MileUp® Card reviews from certified cardholders.
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Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
It is worth it and I'd recommend it to
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use it when I need it
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
free bag, yes
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
just used miles for travel
Score by category
Extra perks 3 / 5
Online portal or mobile app 5 / 5
Rewards value 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend this card to my friends. it has great benefits for everyone and is safe to use every where.
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 3 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend this card to my friends because it has great customer service, ease in earning mileage points and easy to redeem
Score by category
Extra perks 3 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
Easy to use and there are no issues with it.
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes, I use this card wherever AE isn't accepted.
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I as yet have not used my miles or points and am saving up for a later time.
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Not really because I don’t fly every day. I only use it to purchase flights
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
It works for me more than against!
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Rewards value 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No. I have not transferred points or miles
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Only have this card to retain my AA mileage
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
I would be very disappointed if there was an annual fee. It is not easy to gift miles . I doubt I would keep the card if there was a fee attached.
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Ease of rewards redemption 2 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I use it travel only because the rewards are beter
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 5 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I haven’t redeemed any yet but plan to redeem for a flight to Florida
Score by category
Extra perks 5 / 5
Online portal or mobile app 4 / 5
Rewards value 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I haven’t yet redeemed miles or points
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Rewards value 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Use for my weekly work travel
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Good brand
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
Good for my trip
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
i have recommended this card many times for travel benefits and the benefits i get for referrals
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Rewards value 4 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Ease of rewards redemption 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No I have not transferred points and don’t plan to at this moment.
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I try to consolidate my purchases to 1-2 cards and don’t use this one often
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
Useful miles to book another ✈
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
Yes it’s usually really easy to do with the app it doesn’t usually cause any issues
Score by category
Extra perks 5 / 5
Online portal or mobile app 4 / 5
Rewards value 5 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes, it is always there in case of emergencies or go pay bills and earn points.
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 4 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Great customer service
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I have not had this card long and have not gained any miles or points
Score by category
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
i probably would, if you do a lot of traveling.
Score by category
Extra perks 3 / 5
Online portal or mobile app 3 / 5
Rewards value 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
What like by redeem my help save on the miles when I travel.
Score by category
Extra perks 5 / 5
Online portal or mobile app 3 / 5
Rewards value 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Ease of rewards redemption 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
It’s not bad you get the card now take a trip it doesn’t cover as as much as you want, but it’s not bad
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Rewards value 3 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
i only use it to get a free bag
Score by category
Extra perks 2 / 5
Online portal or mobile app 4 / 5
Rewards value 2 / 5
Customer service 2 / 5
Privacy and security 4 / 5
Ease of rewards redemption 2 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I transferred points to use for a ticket. It was hard to figure out at first how to do it.
Score by category
Extra perks 4 / 5
Online portal or mobile app 2 / 5
Rewards value 2 / 5
Customer service 3 / 5
Privacy and security 2 / 5
Ease of rewards redemption 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I only got 500 points and 599 miles
Score by category
Extra perks 5 / 5
Rewards value 2 / 5
Customer service 5 / 5
Ease of rewards redemption 5 / 5
Written by
Reena Thomas, Ph.D.
Editor II, Credit cards
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers.
Edited by Former Senior Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.