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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 8
    Years of personal finance experience
Ribbon Icon EXPERTISE
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

 
About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's latest articles

  • Best student loans for bad credit in May 2024

    Even if you have bad credit or no credit, it's still possible to get a student loan. Bankrate examined lender fees, APR ranges and eligibility requirements to see which lenders kept costs as low as possible for bad-credit borrowers.

    12 min read Oct 08, 2024
  • Best Egg Personal Loans: 2023 Review

    Best Egg is an online lender known for offering borrowers low rates and quick funding, often in as little as one business day.

    6 min read Oct 07, 2024
  • Student Loan Refinance Rates

    When you refinance your student loans, you may qualify for a lower interest rate and a different repayment timeline, which could help you save money on interest or lower your monthly payments.

    14 min read Oct 07, 2024
  • Law Student Loan Rates

    Law school loans are a great option for people who don't have the money to pay for law school out of pocket and who have exhausted scholarship and grant opportunities.

    15 min read Oct 07, 2024
  • Private Student Loan Rates

    See current private student loan rates and explore Bankrate’s expert picks for the best private student loans to help pay for college.

    11 min read Oct 07, 2024
  • Graduate Student Loan Rates

    Graduate school loans are a great option for people who don't have the money to pay for college out of pocket and who have exhausted scholarship and grant opportunities.

    12 min read Oct 07, 2024
  • International Student Loan Rates

    While federal student loans can be a great way to pay for college, they're limited to U.S. citizens and eligible noncitizens. That means a private student loan is the best way to pay for college for most international students.

    9 min read Oct 07, 2024