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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 8
    Years of personal finance experience
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington


About the author

Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

Rhys wants you to know

My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's latest articles

  • RISE

    RISE offers small personal loans of $300 to $5,000 and doesn’t charge origination or application fees, but its APRs can be as high as 299 percent.

    Jul 22, 2024
  • Auto Credit Express Auto Loans: 2024 Review

    Auto Credit Express serves as a lender marketplace primarily serving drivers with poor credit, no credit and those who have been denied previously due to bankruptcy.

    Jul 22, 2024
  • Auto Approve: 2024 Auto Loan Review

    Finding the right refinancing loan requires you to weigh your current loan terms and rates against new ones. Auto Approve streamlines this process by handling the heavy lifting.

    Jul 22, 2024
  • Avant

    Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender.

    Jul 22, 2024
  • Woman studies in college library.

    How to get a student loan

    Paying for college is a challenge for many students, but student loans can help.

    9 min read Jul 16, 2024