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Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
Former Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was an award-winning newspaper journalist in his native North Carolina.
Mariah Ackary is a personal finance editor who joined the Bankrate team in 2019, excited to help people make good decisions with their money. Send your questions to mackary@bankrate.com
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’ questions about credit, debt, finances and family relationships, and more. With a background in public accounting, she joined the personal finance team at Microsoft in 1998. She has been working to help people take control of their finances ever since.
Mariah Ackary is a personal finance editor who joined the Bankrate team in 2019, excited to help people make good decisions with their money. Send your questions to mackary@bankrate.com
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’ questions about credit, debt, finances and family relationships, and more. With a background in public accounting, she joined the personal finance team at Microsoft in 1998. She has been working to help people take control of their finances ever since.
Credit cards for people with a fair or average credit score can help you build a positive credit history, which plays an important role in your personal finances. With the right card and responsible use, you can grow your credit score and qualify for credit cards and loans with better terms and lower interest rates, which can save you a lot of money.
Not everyone will qualify for the best credit cards for fair credit, but that doesn’t mean you have to settle for cards that offer nothing but high fees. Many credit cards for fair credit charge no annual fees and come with credit-building features like free credit score and credit monitoring. Some even offer low interest rates, high credit limits or cash back on your spending.
To help, we’ve chosen the best credit cards for fair or average credit available from our partners. We also have the information you need to help you find the right credit card for you and tips to help you grow your credit score.
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for and how we rate our cards .
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
There are a lot of credit cards out there, and not all of them will be a good fit for you. To find the best credit card for fair credit, you’ll have to consider a number of factors, including your spending habits, goals and the type of card you’re likely to qualify for. To help you narrow down your options, here are some questions to ask when choosing a credit card.
It’s important to have a general idea of which cards you might qualify for based on credit score. Check your credit score before you go card shopping and look for recommended credit scores in each card’s marketing details.
Depending on your credit score, it could be difficult to qualify for the top unsecured credit cards for fair credit. If you can afford to put down a security deposit, a secured credit card with minimal fees and a low interest rate can help you boost your credit score while helping you avoid cards that offer no perks but plenty of fees.
If you can pay off your credit card balance in full each month, you can avoid the high interest charges and many of the other fees that can lead to credit card debt. But if you tend to carry a balance, make it a priority to find a low-interest credit card. These cards have a lower annual percentage rate (APR), which could help you save a lot of money.
If your main goal is to build credit, check to see if your card comes with features that can make it easier for you to grow your credit score or improve your financial literacy skills. Some credit cards for fair credit offer free access to your credit score and help you monitor your credit. Others come with helpful advice and tips that can empower you to make the best possible financial decisions.
Watch out for common credit card fees. You won’t be able to avoid them all, but some credit cards can help you avoid certain costs like annual fees, foreign transaction fees and penalty APRs.
Keep an eye out for pre-qualification. Online tools like CardMatch™ help you compare pre-qualified offers without hurting your credit score.
Still unsure if a fair credit credit card is right for you? Check out our Credit Card Spender Type Tool where you can get personalized credit card recommendations based on your credit score, spending habits and daily needs.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Streamline your focus on building up your credit with this unsecured card. The low annual fee and accessibility to people with bad credit make it an affordable option for people with fair credit whose negative credit history still makes it difficult to qualify for better options. Read our full Mission Lane Visa Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Streamline your focus on building up your credit with this unsecured card. The low annual fee and accessibility to people with bad credit make it an affordable option for people with fair credit whose negative credit history still makes it difficult to qualify for better options. Read our full Mission Lane Visa Credit Card review.
Pros
Cons
Streamline your focus on building up your credit with this unsecured card. The low annual fee and accessibility to people with bad credit make it an affordable option for people with fair credit whose negative credit history still makes it difficult to qualify for better options. Read our full Mission Lane Visa Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Clicking “See your approval odds” will authorize us to run a soft credit pull, which we’ll need to estimate your approval odds. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score.
Clicking “See your approval odds” will authorize us to run a soft credit pull, which we’ll need to estimate your approval odds. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score.
The Capital One Platinum Credit Card leaves plenty of room for you to focus on improving your creditworthiness without the distraction of chasing extra rewards. Along with being a feasible option for those with fair credit, you can automatically be considered for a higher credit limit six months after account opening with on-time monthly payments. Read our full Capital One Platinum Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Clicking “See your approval odds” will authorize us to run a soft credit pull, which we’ll need to estimate your approval odds. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score.
Clicking “See your approval odds” will authorize us to run a soft credit pull, which we’ll need to estimate your approval odds. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score.
The Capital One Platinum Credit Card leaves plenty of room for you to focus on improving your creditworthiness without the distraction of chasing extra rewards. Along with being a feasible option for those with fair credit, you can automatically be considered for a higher credit limit six months after account opening with on-time monthly payments. Read our full Capital One Platinum Credit Card review.
Pros
Cons
The Capital One Platinum Credit Card leaves plenty of room for you to focus on improving your creditworthiness without the distraction of chasing extra rewards. Along with being a feasible option for those with fair credit, you can automatically be considered for a higher credit limit six months after account opening with on-time monthly payments. Read our full Capital One Platinum Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
This Capital One credit card offers a solid rewards program with a minimal annual fee (only $39) at reasonable credit requirements. This is a great deal if you’re looking for a credit card that will help you boost your credit score while helping you to earn cash back rewards.
Read our full Capital One QuicksilverOne Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
This Capital One credit card offers a solid rewards program with a minimal annual fee (only $39) at reasonable credit requirements. This is a great deal if you’re looking for a credit card that will help you boost your credit score while helping you to earn cash back rewards.
Read our full Capital One QuicksilverOne Card review.
Pros
Cons
This Capital One credit card offers a solid rewards program with a minimal annual fee (only $39) at reasonable credit requirements. This is a great deal if you’re looking for a credit card that will help you boost your credit score while helping you to earn cash back rewards.
Read our full Capital One QuicksilverOne Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The rewards rate (5 percent cash back on up to $1,500 in rotating bonus categories purchases each quarter, enrollment required, then 1 percent) is generous for a student card. It’s also great for learning more about finances as a student as you’ll get a free FICO Credit Scorecard, spending summary reports and in-depth credit monitoring. Read our full Discover it® Student Cash Back review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The rewards rate (5 percent cash back on up to $1,500 in rotating bonus categories purchases each quarter, enrollment required, then 1 percent) is generous for a student card. It’s also great for learning more about finances as a student as you’ll get a free FICO Credit Scorecard, spending summary reports and in-depth credit monitoring. Read our full Discover it® Student Cash Back review.
Pros
Cons
The rewards rate (5 percent cash back on up to $1,500 in rotating bonus categories purchases each quarter, enrollment required, then 1 percent) is generous for a student card. It’s also great for learning more about finances as a student as you’ll get a free FICO Credit Scorecard, spending summary reports and in-depth credit monitoring. Read our full Discover it® Student Cash Back review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Anyone who wants to earn modest cash back rewards with fair credit may find their match with this card. With no security deposit required and a fairly low annual fee compared to other cards on the market, this card offers some decent starting ground for credit building.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Anyone who wants to earn modest cash back rewards with fair credit may find their match with this card. With no security deposit required and a fairly low annual fee compared to other cards on the market, this card offers some decent starting ground for credit building.
Pros
Cons
Anyone who wants to earn modest cash back rewards with fair credit may find their match with this card. With no security deposit required and a fairly low annual fee compared to other cards on the market, this card offers some decent starting ground for credit building.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days from your account opening and redeem for a $100 statement credit, gift cards, or travel.
Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days from your account opening and redeem for a $100 statement credit, gift cards, or travel.
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
If you want to earn travel rewards and avoid a security deposit while you work on your credit score, this card may be the perfect fit. It not only offers some of the highest travel rewards rates you can get on a card that’s available with fair credit, but also gives you a chance to earn a decent sign-up bonus — an even rarer feature on cards available at this credit level.
Read our full Credit One Wander Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days from your account opening and redeem for a $100 statement credit, gift cards, or travel.
Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days from your account opening and redeem for a $100 statement credit, gift cards, or travel.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
If you want to earn travel rewards and avoid a security deposit while you work on your credit score, this card may be the perfect fit. It not only offers some of the highest travel rewards rates you can get on a card that’s available with fair credit, but also gives you a chance to earn a decent sign-up bonus — an even rarer feature on cards available at this credit level.
Read our full Credit One Wander Card review.
Pros
Cons
If you want to earn travel rewards and avoid a security deposit while you work on your credit score, this card may be the perfect fit. It not only offers some of the highest travel rewards rates you can get on a card that’s available with fair credit, but also gives you a chance to earn a decent sign-up bonus — an even rarer feature on cards available at this credit level.
Read our full Credit One Wander Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The Milestone Mastercard is a great option for anyone looking to improve their credit score. It protects you from fraud and offers zero liability fraud protection for unauthorized purchases if your card is lost or stolen. You also get identity monitoring to safeguard your sensitive personal information.
Read our full Milestone Mastercard review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The Milestone Mastercard is a great option for anyone looking to improve their credit score. It protects you from fraud and offers zero liability fraud protection for unauthorized purchases if your card is lost or stolen. You also get identity monitoring to safeguard your sensitive personal information.
Read our full Milestone Mastercard review.
Pros
Cons
The Milestone Mastercard is a great option for anyone looking to improve their credit score. It protects you from fraud and offers zero liability fraud protection for unauthorized purchases if your card is lost or stolen. You also get identity monitoring to safeguard your sensitive personal information.
Read our full Milestone Mastercard review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The OpenSky Secured Visa can help you build credit while softening the blow of rising interest rates. The card’s relatively low variable APR makes it a good option if you need to carry a large balance from time to time. There’s also no credit check required, making it a particularly accessible option.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
The OpenSky Secured Visa can help you build credit while softening the blow of rising interest rates. The card’s relatively low variable APR makes it a good option if you need to carry a large balance from time to time. There’s also no credit check required, making it a particularly accessible option.
Pros
Cons
The OpenSky Secured Visa can help you build credit while softening the blow of rising interest rates. The card’s relatively low variable APR makes it a good option if you need to carry a large balance from time to time. There’s also no credit check required, making it a particularly accessible option.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A large part of the Avant Credit Card's appeal involves things it doesn't have, which include no penalty APR and no deposit required. This no-frills card is a good option if you don’t want a secured credit card but can’t get approved for a card with a lower interest rate. Read our full Avant Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A large part of the Avant Credit Card's appeal involves things it doesn't have, which include no penalty APR and no deposit required. This no-frills card is a good option if you don’t want a secured credit card but can’t get approved for a card with a lower interest rate. Read our full Avant Credit Card review.
Pros
Cons
A large part of the Avant Credit Card's appeal involves things it doesn't have, which include no penalty APR and no deposit required. This no-frills card is a good option if you don’t want a secured credit card but can’t get approved for a card with a lower interest rate. Read our full Avant Credit Card review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
If you’ve experienced bankruptcy, finding a credit card can be difficult. Fortunately, the Indigo Mastercard allows potential card owners to pre-qualify with no impact on their credit score, even with a prior bankruptcy.
Read our full Indigo Mastercard review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
If you’ve experienced bankruptcy, finding a credit card can be difficult. Fortunately, the Indigo Mastercard allows potential card owners to pre-qualify with no impact on their credit score, even with a prior bankruptcy.
Read our full Indigo Mastercard review.
Pros
Cons
If you’ve experienced bankruptcy, finding a credit card can be difficult. Fortunately, the Indigo Mastercard allows potential card owners to pre-qualify with no impact on their credit score, even with a prior bankruptcy.
Read our full Indigo Mastercard review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Intro offer
$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
Annual fee
Regular APR
Recommended credit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
This no annual fee card is an option for cardholders who are still learning to manage their credit as it operates as a hybrid credit card/personal loan. You could also potentially qualify for a low, fixed interest rate (14.99% - 29.99% APR). You can also earn a respectable 1.5 percent cash back on all purchases as you make payments.
Read our full Upgrade Cash Rewards Visa review.
Pros
Cons
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
$200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.