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Sally Herigstad

PERSONAL FINANCE WRITER
Ribbon EXPERTISE
  • Personal finance
  • Taxes
  • Credit
  • Debt
Education EDUCATION
  • Southwestern Adventist University
  • Portland State University

Highlights

  • “To Her Credit” columnist at CreditCards.com for 10 years
  • Retired certified public accountant
  • Author of “Help! I Can’t Pay My Bills” (published by St. Martins Griffin)
  • Real estate broker in Washington state
  • Helping people take control of their finances since 1998 by writing for sites including CreditCards.com, Bankrate.com, Natural Intelligence, LendingTree, U.S. News & World Report, Realtor.com and Motley Fool

Experience

Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’ questions about credit, debt, finances and family relationships, and more. With a background in public accounting, she joined the personal finance team at Microsoft in 1998. She has been working to help people take control of their finances ever since. Sally writes for popular online sites, and speaks to groups about personal finance and life goals.

Sally took most of her undergraduate courses at Portland State University, and graduated from Southwestern Adventist University in 1987. She worked in public accounting before taking a job at SCS Compute as a tax software developer. She worked on the Microsoft TaxSaver and Microsoft Money teams before writing “Help! I Can’t Pay My Bills” for St. Martin’s Press. She has been a freelance writer since 2003.

No matter what your financial situation looks like – or how it got that way – it’s never too late to turn things around. I teach people how to find out where they stand financially right now, make the most of what they have, set financial goals and take steps toward reaching those goals. You have far more options in life when you have control of your finances. You can take charge of your money – and your life.

— Sally Herigstad

Sally's Latest Articles

  • Best credit cards for no credit history

    Best credit cards for no credit history in October 2022

    Compare Bankrate’s top credit cards for no credit history Card name Best for Bankrate review score Capital One Platinum Secured Credit Card Accessing higher credit line 4.2 / 5 (Read full card review) [...]

    13 min read Oct 03, 2022
  • Best gas credit cards

    Best gas credit cards for October 2022

    Compare Bankrate’s top gas credit cards Card Name Earns Best for Bankrate Review Score Bank of America Customized Cash Rewards credit card 3 percent cash back on select category purchases of choice; [...]

    13 min read Sep 30, 2022
  • Best credit cards for fair credit

    Best credit cards for fair/average credit in October 2022

    Compare Bankrate’s best cards for fair credit Card name Best for Annual fee Bankrate review score Capital One Platinum Credit Card No annual fee $0 4.3 / 5 (Read full card review) Capital One QuicksilverOne [...]

    11 min read Sep 30, 2022
  • Best credit cards for bad credit

    Best credit cards for bad credit in October 2022

    Compare Bankrate’s best cards for bad credit A closer look at top credit cards for bad credit Capital One Platinum Secured Credit Card: Best for rebuilding credit What we love about the Capital One Platinum [...]

    12 min read Sep 30, 2022