Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What a bank levy is and how it works
A bank levy typically happens when other attempts to collect from you have failed.
6 min read Sep 20, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 18, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Sep 18, 2024 -
What is a delinquent account?
A delinquent account can have negative effects on your finances and credit card.
6 min read Sep 16, 2024 -
Will filing for bankruptcy clear all my debt?
There are some debts you can’t get out of if you declare bankruptcy.
6 min read Sep 16, 2024 -
How eviction can affect your credit
Eviction indirectly affects your credit score depending on the collections matter.
7 min read Sep 16, 2024 -
How to spot debt collection scams: 8 signs to watch out for
Here’s how to find out if a debt collector is legit.
9 min read Sep 16, 2024 -
What is debt collection and how does it work?
Learn what a debt collector is and how one can impact you.
6 min read Sep 11, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Sep 11, 2024 -
How National Debt Relief helps stock your debt paydown toolbox
Struggling with debt payments? Here’s how National Debt Relief can help.
6 min read Sep 11, 2024