Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is the difference between secured and unsecured debt?
Knowing the difference will help you decide which types of loans work best for you.
6 min read Aug 17, 2022 -
Debt consolidation with a personal loan
Using a personal loan to consolidate debt can simplify your financial life.
6 min read Aug 17, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Aug 17, 2022 -
How to get out of debt with a low income
Many people want to get out of debt but find themselves overwhelmed. Americans owe $5,221 and $17,064 on average in credit card and personal loan debt, respectively. Add car payments, medical bills and [...]
5 min read Aug 26, 2021 -
What is debt management?
When you’d rather control your debt than have it control you, that’s debt management.
7 min read Aug 16, 2022 -
Tax debt relief: How to resolve your debt with the IRS
If you’re struggling to pay the IRS, there are a few tax debt relief options.
6 min read Aug 16, 2022 -
Should I file bankruptcy for $12K debt?
Bankruptcy isn’t a cure-all. You should avoid it if you can’t afford these consequences.
5 min read Aug 12, 2022 -
10 ways to boost your financial awareness
For Financial Awareness Day, follow these tips to improve your financial standing.
5 min read Aug 10, 2022 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Aug 09, 2022 -
How to use the debt avalanche payment strategy
The debt avalanche method is a good way to tackle multiple debts.
5 min read Aug 08, 2022