Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is a pay-for-delete letter?
A pay-for-delete letter is one way to try to improve your credit score.
5 min read Dec 10, 2024 -
How to pay huge medical bills on a small income
The government, as well as your providers, might be able to help with your exorbitant medical bills.
6 min read Dec 09, 2024 -
Chapter 13 bankruptcy: What you need to know
Chapter 13 lets you use your income to repay some of your debts.
6 min read Dec 09, 2024 -
What is debt management?
If you are overwhelmed with debt, a debt management program could provide relief.
5 min read Dec 05, 2024 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
5 min read Dec 05, 2024 -
How to cancel a credit card without hurting your credit score
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
5 min read Dec 05, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
5 min read Dec 05, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
6 min read Dec 05, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Dec 04, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Dec 04, 2024