Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Oct 05, 2022 -
What happens to a co-signer when a car is repossessed?
If the car you co-signed for gets repossessed, your credit will take a hit.
4 min read Sep 30, 2022 -
How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
10 min read Sep 30, 2022 -
Broke in a bad economy. Now what?
With a possible recession coming, we get advice from three financial experts on how to survive the tough times.
7 min read Sep 30, 2022 -
Average American debt 2021
A look at consumer debt in the U.S. reveals predictable trends and a few surprises.
4 min read Sep 29, 2022 -
Is paying off Chapter 13 bankruptcy early a good idea?
It seems smart to pay off Chapter 13 bankruptcy early, but there’s reason to wait.
4 min read Sep 28, 2022 -
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
7 min read Sep 28, 2022 -
What can creditors take in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
4 min read Sep 28, 2022 -
How many credit cards is too many?
Sometimes carrying several credit cards makes sense, and other times it may not.
6 min read Sep 28, 2022 -
What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Sep 27, 2022