Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to calculate your debt-to-income ratio, and why it matters
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Apr 30, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Apr 30, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Apr 30, 2025 -
What does it mean if your bad debt is charged off?
When a debt has been charged off, that doesn’t mean it’s wiped away.
4 min read Apr 30, 2025 -
Should you cancel an unused credit card?
Sometimes, you should keep a credit card, even if you don’t use it.
7 min read Apr 29, 2025 -
How to get debt relief
The form of debt relief you’re looking for will affect where you can get it.
6 min read Apr 29, 2025 -
7 tips to help dig your way out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
8 min read Apr 29, 2025 -
6 early payday apps
Bills are due but payday is days off? These options can help you stretch your funds.
7 min read Apr 28, 2025 -
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Apr 28, 2025 -
Which debt should you pay off first? Five options to consider
There are benefits to tackling your smallest debt first and working your way up.
8 min read Apr 25, 2025