Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Nov 30, 2022 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Nov 30, 2022 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
8 min read Nov 30, 2022 -
Holiday cost statistics in 2022: What you can expect to spend
The holidays will be more expensive this year – here’s what you might expect.
6 min read Nov 29, 2022 -
Average American debt 2021
A look at consumer debt in the U.S. reveals predictable trends and a few surprises.
4 min read Nov 22, 2022 -
How to do Christmas shopping on a budget
Here’s how to create a budget for the holidays and actually stick to it.
6 min read Nov 22, 2022 -
7 ways to manage financial stress and anxiety during this holiday season
Prices are higher this year, but there are still ways to budget for a happy holiday.
7 min read Nov 21, 2022 -
How to pay huge medical bills on a small income
The government, as well as your providers, might be able to help with your exorbitant medical bills.
4 min read Nov 18, 2022 -
Survey: Majority of Americans are delaying milestones and activities because of the economy
As inflation soars, most Americans say the economy has harmed their quality of life.
6 min read Nov 17, 2022 -
Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
4 min read Nov 14, 2022