Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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UltraFICO: What it is and how it works
In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]
4 min read Dec 10, 2023 -
Consumer debt by gender: Is there a difference?
Gender plays a key role in how much debt an individual has.
4 min read Dec 09, 2023 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
3 min read Dec 07, 2023 -
Common types of bankruptcy and how to avoid filing
How your bankruptcy will play out depends on the type of bankruptcy you file.
5 min read Dec 07, 2023 -
4 types of debt you can consolidate
When used properly, debt consolidation can improve finances and credit.
7 min read Dec 06, 2023 -
Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Dec 06, 2023 -
Zombie debt: What it is and how it works
Know your rights when it comes to paying off old debt.
7 min read Dec 06, 2023 -
Debt management plans: What you need to know
These plans may provide the resources, accountability and structure you need to pay off your debt.
5 min read Dec 06, 2023 -
What is the debt snowball strategy?
This debt repayment strategy with a wintry name is designed to keep you motivated.
3 min read Dec 06, 2023 -
Can I defer Chapter 13 bankruptcy payments?
With a smaller paycheck, it may be necessary to alter how much you can pay back in bankruptcy.
4 min read Dec 06, 2023