Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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8 steps to get old debt off your credit report
Find out what you must do to clear your name and your credit report of old debt.
7 min read Jan 26, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jan 26, 2022 -
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
5 min read Jan 25, 2022 -
How does credit card interest work?
Here’s what you need to know about credit card interest.
5 min read Jan 25, 2022 -
Car title loans: What they are and how they work
These high-interest, fee-heavy loans could wind up costing you your car.
4 min read Jan 24, 2022 -
How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
11 min read Jan 24, 2022 -
What is a balance transfer fee? Here is everything you need to know
Learn about balance transfer fees and how they affect your payments.
4 min read Jan 24, 2022 -
Want a lower credit card interest rate? Just ask
Don’t let high interest rates keep you from paying off your credit card debt.
3 min read Jan 24, 2022 -
How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
4 min read Jan 19, 2022 -
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Jan 19, 2022