Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Financial literacy is dead: Why it’s time to raise the bar and aim for financial fluency (and freedom)
Financial fluency means possessing the knowledge to be strategic about money. Here’s what to know.
5 min read Jul 10, 2025 -
These are the best debt relief options — which is right for you?
Debt relief comes in many forms, each with different benefits and drawbacks.
6 min read Jul 09, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Jul 09, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jul 09, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jul 09, 2025 -
The one-job, one-career model isn’t working — I talked strategy with two personal finance experts
Moving from a single-job lifestyle could make financial freedom attainable.
6 min read Jul 08, 2025 -
How do debt relief programs work?
Debt relief companies work with creditors to help you pay down your debts.
6 min read Jul 08, 2025 -
Facing a major financial setback when paying off debt
Facing a financial setback? Stick to your debt repayments with these steps.
7 min read Jul 07, 2025 -
Common debt payment roadblocks and how to tackle them
Financial roadblocks like a layoff or emergency expenses can be challenging, but they don’t mean an end to your debt repayment journey.
6 min read Jul 07, 2025 -
Is Cred.Ai a good solution to help build your credit?
Cred.ai claims to offer a way for people to build credit with their debit card replacement.
5 min read Jul 01, 2025