Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
Jan 18, 2022 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
7 min read Jan 12, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jan 12, 2022 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Jan 10, 2022 -
When does debt fall off your credit report?
Checking your credit reports is the best way to see if old debt is still lingering.
6 min read Jan 10, 2022 -
5 ways to build credit with no credit history
These tips can help you build credit, even if your credit history is sparse.
4 min read Jan 10, 2022 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
6 min read Jan 07, 2022 -
The best debt relief companies of 2022
When you’re overwhelmed by debt, a debt relief company may offer help.
1 min read Jan 07, 2022 -
12 personal finance influencers to follow in 2022
Delyanne Barros, Dasha Kennedy and Humphrey Yang are among the influencers you should follow.
5 min read Jan 02, 2022 -
What is a balance transfer fee? Here is everything you need to know
Learn about balance transfer fees and how they affect your payments.
4 min read Dec 28, 2021