Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jul 17, 2025 -
10 financial goals for getting out of debt
Set smart financial goals to pay off debt and take control of your money.
5 min read Jul 15, 2025 -
How to cancel a credit card in 5 steps
Canceling a credit card lowers your credit score, but you can minimize the damage.
5 min read Jul 15, 2025 -
Common debt traps and how to avoid them
Avoid common debt traps and take control of your finances with these smart tips.
5 min read Jul 15, 2025 -
Structured settlement buyouts: What they are and how they work
Want to get cash for money you’re owed? Liquidating a structured settlement is not fast.
5 min read Jul 14, 2025 -
Financial literacy is dead: Why it’s time to raise the bar and aim for financial fluency (and freedom)
Financial fluency means possessing the knowledge to be strategic about money. Here’s what to know.
5 min read Jul 10, 2025 -
These are the best debt relief options — which is right for you?
Debt relief comes in many forms, each with different benefits and drawbacks.
6 min read Jul 09, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Jul 09, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jul 09, 2025 -
The one-job, one-career model isn’t working — I talked strategy with two personal finance experts
Moving from a single-job lifestyle could make financial freedom attainable.
6 min read Jul 08, 2025