Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Should I file bankruptcy for $12K debt?
Bankruptcy isn’t a cure-all. You should avoid it if you can’t afford these consequences.
5 min read Aug 12, 2022 -
10 ways to boost your financial awareness
For Financial Awareness Day, follow these tips to improve your financial standing.
5 min read Aug 10, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Aug 10, 2022 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Aug 09, 2022 -
How to use the debt avalanche payment strategy
The debt avalanche method is a good way to tackle multiple debts.
5 min read Aug 08, 2022 -
How to get an apartment with bad credit
Here’s what to do if your credit score is less than stellar.
8 min read Aug 05, 2022 -
Can you apply for a credit card while unemployed?
Use these tips to continue building credit responsibly, even during a period of unemployment.
3 min read Aug 05, 2022 -
How to upgrade credit cards with the same issuer
A credit card upgrade with the same issuer can help you score better rewards or a lower annual fee.
4 min read Aug 01, 2022 -
Financial etiquette for millennials and Gen Z
Your parents’ and grandparents’ financial etiquette are a thing of the past.
7 min read Aug 01, 2022 -
How does inflation impact your credit?
Inflation could have fallouts on your credit score.
4 min read Jul 28, 2022