Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Alternatives to debt relief
Options outside of debt relief include budgeting, being proactive and seeking advice.
4 min read Sep 29, 2023 -
Why consolidate your debt?
A viable option to get out of debt faster is by consolidating, You may even save money in the long term if it’s right for you.
4 min read Sep 29, 2023 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
7 min read Sep 28, 2023 -
3 types of debt you can consolidate
When used properly, debt consolidation can improve finances and credit.
5 min read Sep 27, 2023 -
Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Sep 27, 2023 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 27, 2023 -
Is debt settlement a good idea? How to tell if it’s right for you
Debt settlement is a risky way to lower debt but could be a good last resort.
4 min read Sep 25, 2023 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
7 min read Sep 22, 2023 -
What is debt consolidation?
When debt gets hard to handle, find financial tools to help you take control.
8 min read Sep 22, 2023 -
Is credit repair a scam?
Not all credit repair companies are bad. Some can actually help you build credit.
5 min read Sep 21, 2023