Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Aug 09, 2022 -
How to use the debt avalanche payment strategy
The debt avalanche method is a good way to tackle multiple debts.
5 min read Aug 08, 2022 -
How to get an apartment with bad credit
Here’s what to do if your credit score is less than stellar.
8 min read Aug 05, 2022 -
Can you apply for a credit card while unemployed?
Use these tips to continue building credit responsibly, even during a period of unemployment.
3 min read Aug 05, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Aug 03, 2022 -
How to upgrade credit cards with the same issuer
A credit card upgrade with the same issuer can help you score better rewards or a lower annual fee.
4 min read Aug 01, 2022 -
Financial etiquette for millennials and Gen Z
Your parents’ and grandparents’ financial etiquette are a thing of the past.
7 min read Aug 01, 2022 -
How does inflation impact your credit?
Inflation could have fallouts on your credit score.
4 min read Jul 28, 2022 -
What is a lein and how do you avoid one?
There are several types of liens. If one is hanging over you, don’t take it lightly.
4 min read Aug 08, 2017 -
3 types of debt you can consolidate
When used properly, debt consolidation can improve finances and credit.
5 min read Jul 27, 2022