Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Nov 29, 2023 -
Americans’ paycheck puzzle: Almost 2 in 3 workers got a pay increase this year — but say they lost ground to inflation
Americans are still earning raises — but they’re often falling short of inflation.
10 min read Nov 29, 2023 -
How to pay off debt: Compare effective strategies and tips
The average American has $96,371 in debt. And while this amount does include some necessary debt, like mortgages and auto loans, it also includes credit card balances, student loans and personal loans. [...]
6 min read Nov 28, 2023 -
What is a lein and how do you avoid one?
There are several types of liens. If one is hanging over you, don’t take it lightly.
6 min read Nov 22, 2023 -
The best debt settlement companies of 2023
Here are some of the top debt settlement companies and what to consider before signing on.
8 min read Nov 22, 2023 -
What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Nov 21, 2023 -
Keep your car in bankruptcy by working with your lender and the court
Bankruptcy doesn’t have to mean losing your wheels. What can you do to keep them?
4 min read Nov 20, 2023 -
What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
4 min read Nov 20, 2023 -
The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
4 min read Nov 20, 2023 -
Is paying off Chapter 13 bankruptcy early a good idea?
It seems smart to pay off Chapter 13 bankruptcy early, but there’s reason to wait.
4 min read Nov 20, 2023