Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Best starter credit cards for 2023
A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.
7 min read Sep 20, 2023 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 20, 2023 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Sep 19, 2023 -
How to do Holiday Shopping on a Budget
Here’s how to create a budget for the holidays and actually stick to it.
7 min read Sep 19, 2023 -
Survey: 48% of social media users have impulsively purchased a product seen on social media
People are impulsively spending hundreds on products seen on social media.
8 min read Sep 18, 2023 -
Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Sep 15, 2023 -
How do debt relief companies work?
Debt relief companies work with creditors to help you pay down your debts.
5 min read Sep 15, 2023 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read Sep 15, 2023 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Sep 12, 2023 -
How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
3 min read Sep 12, 2023