Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read May 14, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read May 14, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read May 14, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read May 14, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
6 min read May 14, 2025 -
Debt management plans: What you need to know
If you are overwhelmed with debt, a debt management program could provide relief.
7 min read May 06, 2025 -
How to get debt relief
The form of debt relief you’re looking for will affect where you can get it.
6 min read May 06, 2025 -
Should you handle debt or build an emergency fund first?
Learn when to pay down debt first and when to prioritize your emergency savings.
5 min read May 05, 2025 -
Can you tackle debt relief on your own?
Learn how to manage debt on your own — and when to consider other options.
5 min read May 05, 2025