Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to cancel a credit card without hurting your credit score
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
5 min read Dec 05, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
6 min read Dec 05, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Dec 04, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Dec 04, 2024 -
Tips for recovering from bankruptcy that you can start working at now
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
6 min read Nov 27, 2024 -
Can you pay to remove negative items from your credit report?
Some credit repair experts suggest arranging for a pay-for-delete agreement.
5 min read Nov 27, 2024 -
7 steps to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
5 min read Nov 26, 2024 -
Who is responsible for debt after divorce?
It may seem like the only way out, but divorce could actually make debt problems worse.
7 min read Nov 26, 2024 -
Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
5 min read Nov 26, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Nov 26, 2024