Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Jun 09, 2025 -
Pros and cons of credit repair: What to know before you start
Consider the benefits and drawbacks of credit repair before starting a program.
4 min read Jun 07, 2025 -
How do debt relief programs work?
Debt relief companies work with creditors to help you pay down your debts.
4 min read Jun 07, 2025 -
What debts can be consolidated? 4 types to consider combining
When used properly, debt consolidation can improve finances and credit.
6 min read Jun 07, 2025 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
8 min read Jun 05, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Jun 04, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jun 04, 2025 -
8 ways to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
4 min read Jun 02, 2025 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
3 min read Jun 02, 2025 -
How to choose the right debt settlement company for you
Compare a few debt settlement options to ensure you avoid any future headaches.
5 min read May 31, 2025