Use Bankrate's advice and tools to help make all of your personal finance decisions.
What is Chapter 9 bankruptcy?
Figure out whether a Chapter 9 bankruptcy will affect you and how you can prepare.4 min read May 25, 2023
Want a lower credit card interest rate? Just ask
Securing a lower interest rate may be as simple as asking your credit card issuer.4 min read May 25, 2023
When should I file for bankruptcy?
Bankruptcy exists in America for many good reasons. But the decision to file for bankruptcy when faced with overwhelming debt is one that most, including myself, consider—again with good reasons—the [...]5 min read May 24, 2023
Survey: 39% have a side hustle, and 44% believe they’ll always need one
Do you earn side money? More than 1 in 2 Gen Zers and millennials have side hustles.6 min read May 24, 2023
How to apply for debt relief
Assess your credit accounts and score before applying.3 min read May 23, 2023
Where to get debt relief help
The form of debt relief you’re looking for will affect where you can get it.4 min read May 23, 2023
Chapter 13 bankruptcy: What you need to know
Chapter 13 lets you use your income to repay some of your debts.6 min read May 23, 2023
How debt settlement affects credit score
Debt settlement will deliver a serious hit to your credit score, but you can lessen the blow and rebuild your credit.6 min read Nov 14, 2019
Is Experian Boost worth it?
Experian Boost is a credit-building tool that lets you use alternative data to boost your score. It’s free to use and boosts scores by 12 points on average, yet there are a few downsides to consider [...]6 min read May 22, 2023
How long does it take to raise your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score. Here’s what you need to know about how to rebuild your score.5 min read May 22, 2023