Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Gender pay gaps vary by state, industry, job and race and ethnicity. Here’s where pay disparities are the widest
The gender pay gap impacts all women, but not in the same way.
9 min read Sep 12, 2025 -
How to apply for a credit card and get approved
Learn everything you need to do to apply for a credit card and increase your chances of approval.
9 min read Aug 18, 2025 -
The ultimate guide to American Express Membership Rewards
Amex Membership Rewards points are some of the most flexible points available.
7 min read Aug 15, 2025 -
What is a secured credit card and how does it work?
Secured credit cards require a cash deposit in exchange for a small line of credit.
7 min read Aug 11, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
How to cancel a credit card in 5 steps
Canceling a credit card lowers your credit score, but you can minimize the damage.
5 min read Jul 15, 2025 -
Could renting be part of the new American dream?
Renting may be cheaper than homeownership and can open the door to wealth building.
6 min read Jul 01, 2025 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025 -
Should you cancel an unused credit card?
Sometimes, you should keep a credit card, even if you don’t use it.
7 min read Apr 29, 2025 -
7 tips to help dig your way out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
8 min read Apr 29, 2025