Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
6 min read Jul 27, 2023 -
What is credit history?
Your credit history reveals your creditworthiness and lenders use it to approve loans
7 min read Jul 25, 2023 -
Meet the ‘sandwich generation’: Gen Xers are burnt out and stressed about money
Gen Xers are the most financially stressed generation as they juggle working and caregiving.
8 min read Jul 24, 2023 -
Survey: 47% of U.S. adults have at least one unused gift card
Checked your drawers recently? 47% of Americans have unused gift cards.
7 min read Jul 24, 2023 -
What is a balance transfer fee? Here is everything you need to know
Balance transfer fees are hard to avoid, but that isn’t always a bad thing.
6 min read Jul 21, 2023 -
Survey: 74% of Americans have a financial regret, most frequently not saving for retirement early enough
Bankrate polling shows 21 percent of Americans regret not saving for retirement early enough.
6 min read Jul 19, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
4 min read Jul 13, 2023 -
How much available credit should you have?
You should accept as much credit as you qualify for, but use it responsibly.
3 min read Jul 12, 2023 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
3 min read Jul 11, 2023