Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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The average American household budget
The average household earned $101,805 in 2023 before taxes and spent $77,280.
8 min read Dec 10, 2024 -
How to pay huge medical bills on a small income
The government, as well as your providers, might be able to help with your exorbitant medical bills.
7 min read Dec 09, 2024 -
Chapter 13 bankruptcy: What you need to know
Chapter 13 lets you use your income to repay some of your debts.
6 min read Dec 09, 2024 -
Alternatives to credit repair: 4 other paths to a better score
If you don’t want to pay a company, consider these credit repair alternatives.
4 min read Dec 09, 2024 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
5 min read Dec 05, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
6 min read Dec 05, 2024 -
Tips for recovering from bankruptcy that you can start working at now
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
6 min read Nov 27, 2024 -
Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
5 min read Nov 26, 2024 -
Americans show curiosity about moving abroad post-election, despite many living paycheck to paycheck
Bankrate broke down how much it might cost to move to popular international locales.
5 min read Nov 26, 2024 -
What happens to my car when I file for bankruptcy?
If you want to hold on to your wheels after Chapter 7, you’ll have to sign a reaffirmation agreement.
5 min read Nov 22, 2024