Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
7 min read Feb 13, 2025 -
6 simple ways to stay consistent with your budget
Master your budget with proven strategies for long-term financial success.
4 min read Feb 13, 2025 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
7 min read Feb 12, 2025 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
8 min read Feb 12, 2025 -
What is the best time of year to send money to your family?
Strategic timing of international money transfers can help you save on fees and exchange rates.
5 min read Feb 12, 2025 -
How to make a budget using ChatGPT
This conversational AI tool can add up your spending and offer advice on how to save.
7 min read Feb 10, 2025 -
Can you use AI for credit repair?
While it’s possible to use AI to help with credit repair research, you’ll need to take more steps.
5 min read Feb 07, 2025 -
Can you pay a credit card with a credit card?
Credit card debt can be tricky, but a balance transfer card may be able to help.
9 min read Feb 07, 2025 -
Common scams associated with money exchange
From crude to clever, money exchange scams can catch even seasoned travelers off guard.
6 min read Feb 07, 2025 -
Study shows limited progress in closing the gender gap in lucrative college majors
Women outnumber men at college, but they’re under-represented among top-paying degrees.
8 min read Feb 07, 2025