Managing Debt

Latest Articles

• 3 steps to calculate your debt-to-income ratio

  DTI is your monthly debt divided by your gross monthly income. Here’s what to know.

  3 min read Aug 09, 2022

  

• How to use the debt avalanche payment strategy

  The debt avalanche method is a good way to tackle multiple debts.

  5 min read Aug 08, 2022

  

• Best balance transfer cards with no balance transfer fee

  Learn our picks for the best balance transfer cards with no balance transfer fee.

  7 min read Aug 01, 2022

  

• Home equity line of credit (HELOC) vs. home equity loan: How do they work?

  Know the differences between these products before you borrow against your equity.

  4 min read Jul 28, 2022

  

• What is a lein and how do you avoid one?

  There are several types of liens. If one is hanging over you, don’t take it lightly.

  4 min read Aug 08, 2017

  

• 3 types of debt you can consolidate

  When used properly, debt consolidation can improve finances and credit.

  5 min read Jul 27, 2022

  

• What to know about cashing out a structured settlement

  Want to get cash for money you’re owed? Liquidating a structured settlement is not fast.

  4 min read Jul 21, 2022

  

• Car title loans: What they are and how they work

  These high-interest, fee-heavy loans could wind up costing you your car.

  3 min read Jul 20, 2022

  

• Want a lower credit card interest rate? Just ask

  Credit card issuers may be willing to lower your APR if you call and ask.

  4 min read Jul 20, 2022

  

• Can you pay a credit card with another credit card?

  Credit card debt can be tricky, but a balance transfer card may be able to help.

  5 min read Jul 13, 2022