Managing Debt

Latest Articles

• How to fight a creditor’s account levy

  If a creditor taps your bank account, you have a few options to protect your money.

  3 min read Apr 21, 2021

  

• 8 steps to get old debt off your credit report

  Find out what you must do to clear your name and your credit report of old debt.

  7 min read Apr 19, 2021

  

• Can creditors take your Social Security?

  Social Security is protected from creditors in most cases, but there are exceptions.

  5 min read Apr 16, 2021

  

• How to pay off debt: 3 strategies and 6 tips

  Once you find yourself in debt, figuring out how to get out of it can feel overwhelming. Should you take out another credit card to transfer balances, or apply for a personal loan to consolidate your debt? [...]

  6 min read Apr 16, 2021

  

• How to do a Capital One balance transfer

  If you’ve run up a balance and want to avoid paying high APR, a Capital One balance transfer might help.

  3 min read Apr 15, 2021

  

• Is paying off debt the best use of your tax refund?

  If you get a big tax refund this year, consider using it to pay down your debt.

  5 min read Mar 30, 2021

  

• Home equity line of credit (HELOC) vs. home equity loan: How do they work?

  Know the differences between these products before you borrow against your equity.

  8 min read Mar 25, 2021

  

• When does debt fall off your credit report?

  Checking your credit reports is the best way to see if old debt is still lingering.

  4 min read Mar 25, 2021

  

• Which debt should you pay off first?

  There are benefits to tackling your smallest debt first and working your way up.

  5 min read Jan 23, 2020

  

• 3 steps to calculate your debt-to-income ratio

  DTI is your monthly debt divided by your gross monthly income. Here’s what to know.

  3 min read Mar 24, 2021