Debt Basics
Do you have too much debt? Understanding your debt and getting help
Too much debt can impact your finances and credit. Find out how your balances stack up.
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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8 steps to get old debt off your credit report
Find out what you must do to clear your name and your credit report of old debt.
7 min read Jan 26, 2022
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Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
5 min read Jan 25, 2022
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Car title loans: What they are and how they work
These high-interest, fee-heavy loans could wind up costing you your car.
4 min read Jan 24, 2022
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What is a balance transfer fee? Here is everything you need to know
Learn about balance transfer fees and how they affect your payments.
4 min read Jan 24, 2022
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Want a lower credit card interest rate? Just ask
Don’t let high interest rates keep you from paying off your credit card debt.
3 min read Jan 24, 2022
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How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
4 min read Jan 19, 2022
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Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Jan 19, 2022
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How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
0 min read Jan 18, 2022
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How to pay off a debt in collections
Take these steps to pay off lingering debt.
7 min read Jan 12, 2022
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What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Jan 10, 2022