Debt Basics
Do you have too much debt? Understanding your debt and getting help
Too much debt can impact your finances and credit. Find out how your balances stack up.
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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Best balance transfer cards with no fee
Read Bankrate’s expert picks for the best balance transfer cards with no fee.
4 min read Oct 27, 2021
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Home equity line of credit (HELOC) vs. home equity loan: How do they work?
Know the differences between these products before you borrow against your equity.
5 min read Oct 27, 2021
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How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
4 min read Aug 27, 2021
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7 tips for recovering from bankruptcy
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
8 min read Sep 22, 2021
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Average American debt 2021
A look at consumer debt in the U.S. reveals predictable trends and a few surprises.
4 min read Sep 17, 2021
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Sep 15, 2021
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Everything you need to know about balance transfer fees
Learn about balance transfer fees and how they affect your payments.
4 min read Sep 15, 2021
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How to use the debt avalanche payment strategy
The debt avalanche method is a good way to tackle multiple debts.
5 min read Sep 09, 2021
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Walking away from debt vs. filing bankruptcy
Learn how to protect your assets if you’re struggling with debt.
7 min read Sep 07, 2021
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How to get rid of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
6 min read Sep 02, 2021