Debt Basics
Do you have too much debt?
Too much debt can impact your finances and credit. Find out how your balances stack up.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
What is the difference between secured and unsecured debt?
Knowing the difference will help you determine which types of loans will work best for you.
Latest Articles
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How to do a Capital One balance transfer
If you’ve run up a balance and want to avoid paying high APR, a Capital One balance transfer might help.
3 min read Apr 15, 2021
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Is paying off debt the best use of your tax refund?
If you get a big tax refund this year, consider using it to pay down your debt.
5 min read Mar 30, 2021
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Home equity line of credit (HELOC) vs. home equity loan: How do they work?
Know the differences between these products before you borrow against your equity.
8 min read Mar 25, 2021
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When does debt fall off your credit report?
Checking your credit reports is the best way to see if old debt is still lingering.
4 min read Mar 25, 2021
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Which debt should you pay off first?
There are benefits to tackling your smallest debt first and working your way up.
5 min read Jan 23, 2020
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Mar 24, 2021
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Can I get back fees for unfiled bankruptcy?
Learn whether or not it’s possible to get an advance fee refunded from a lawyer.
3 min read Mar 18, 2021
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How long does a balance transfer take?
Balance transfers can take several days, or even weeks, to be processed. Here’s what to expect.
5 min read Mar 15, 2021
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Balance transfer fees: What they are and how to avoid them
Learn about balance transfer fees is and how they affect your payments.
5 min read Mar 11, 2021
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How to lower credit card interest rates
Don’t let high interest rates keep you from paying off your credit card debt.
4 min read Mar 11, 2021