Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Sep 19, 2023 -
Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Sep 15, 2023 -
How do debt relief companies work?
Debt relief companies work with creditors to help you pay down your debts.
5 min read Sep 15, 2023 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read Sep 15, 2023 -
Home equity line of credit (HELOC) vs home equity loan: How do they work?
Know the differences between these debt products before you put your home on the line.
7 min read Sep 14, 2023 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Sep 12, 2023 -
How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
3 min read Sep 12, 2023 -
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Sep 12, 2023 -
Will filing for bankruptcy clear all my debt?
There are some debts you can’t get out of if you declare bankruptcy.
3 min read Sep 08, 2023 -
Can a debt collector try to collect on debt discharged in bankruptcy?
After filing for bankruptcy and getting your debts discharged, you are probably heaving a sigh of relief. You are looking forward to a fresh start, having put your debt behind you. What if you then hear [...]
3 min read Aug 30, 2023