Debt Basics
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
Do you have too much debt?
Too much debt can impact your finances and credit. Find out how your balances stack up.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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How to get a lower credit card interest rate
Don’t let high interest rates keep you from paying off your credit card debt.
4 min read Jun 14, 2021
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Balance transfer fees: What they are and how to avoid them
Learn about balance transfer fees is and how they affect your payments.
6 min read Jun 11, 2021
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The risks of spending money before or after Chapter 7 bankruptcy
Spending a lot before or after filing for bankruptcy could jeopardize your case.
5 min read Jun 04, 2021
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What happens to a co-signer when a car is repossessed?
If the car you co-signed for gets repossessed, your credit will take a hit.
4 min read May 28, 2021
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Can unemployment benefits be garnished?
Except in a few instances, unemployment benefits are exempt from garnishment.
2 min read May 27, 2021
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What assets do I have to list in bankruptcy?
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
3 min read May 27, 2021
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How to know if a debt collector is a scam
Here’s how to find out if a debt collector is legit.
5 min read May 26, 2021
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How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
4 min read May 25, 2021
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What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
6 min read May 20, 2021