Debt Basics
Do you have too much debt? Understanding your debt and getting help
Too much debt can impact your finances and credit. Find out how your balances stack up.
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
4 min read Jan 19, 2022
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Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Jan 19, 2022
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How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
0 min read Jan 18, 2022
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How to pay off a debt in collections
Take these steps to pay off lingering debt.
7 min read Jan 12, 2022
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What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Jan 10, 2022
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When does debt fall off your credit report?
Checking your credit reports is the best way to see if old debt is still lingering.
6 min read Jan 10, 2022
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How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
6 min read Jan 07, 2022
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The best debt relief companies of 2022
When you’re overwhelmed by debt, a debt relief company may offer help.
1 min read Jan 07, 2022
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What is a balance transfer fee? Here is everything you need to know
Learn about balance transfer fees and how they affect your payments.
4 min read Dec 28, 2021
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Want a lower credit card interest rate? Just ask
Don’t let high interest rates keep you from paying off your credit card debt.
3 min read Dec 14, 2021