Debt Basics
Do you have too much debt? Understanding your debt and getting help
Too much debt can impact your finances and credit. Find out how your balances stack up.
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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When does debt fall off your credit report?
Checking your credit reports is the best way to see if old debt is still lingering.
6 min read Jan 10, 2022
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How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
6 min read Jan 07, 2022
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The best debt relief companies of 2022
When you’re overwhelmed by debt, a debt relief company may offer help.
1 min read Jan 07, 2022
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Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
7 min read Nov 30, 2021
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Which debt should you pay off first?
There are benefits to tackling your smallest debt first and working your way up.
6 min read Mar 24, 2021
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How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
9 min read Nov 08, 2021
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How to get out of debt with a low income
Dreams of being debt-free are particularly challenging for individuals with low income. The average American owes between $6,000 to $7,000 in credit card debt alone, and when you add car payments, medical [...]
5 min read Aug 26, 2021
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Best balance transfer cards with no balance transfer fee
Read Bankrate’s expert picks for the best balance transfer cards with no fee.
4 min read Oct 27, 2021
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Home equity line of credit (HELOC) vs. home equity loan: How do they work?
Know the differences between these products before you borrow against your equity.
5 min read Oct 27, 2021
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How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
4 min read Aug 27, 2021