Debt Basics
Do you have too much debt?
Too much debt can impact your finances and credit. Find out how your balances stack up.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
What is the difference between secured and unsecured debt?
Knowing the difference will help you determine which types of loans will work best for you.
Latest Articles
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Balance transfer fees: What they are and how to avoid them
Learn about balance transfer fees is and how they affect your payments.
5 min read Mar 11, 2021
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How to lower credit card interest rates
Don’t let high interest rates keep you from paying off your credit card debt.
4 min read Mar 11, 2021
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How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
5 min read Mar 10, 2021
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How to pay off a debt in collections
Take these steps to pay off lingering debt.
6 min read Feb 26, 2021
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Will filing for bankruptcy clear all my debt?
There are some debts you can’t get out of if you declare bankruptcy.
3 min read Feb 26, 2021
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Best balance transfer cards with no fee
Read Bankrate’s expert picks for the best balance transfer cards with no fee.
4 min read Feb 26, 2021
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Can you pay a credit card with another credit card?
Be aware of the extra costs involved with paying one credit card with another.
5 min read Feb 25, 2021
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The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
3 min read Feb 22, 2021
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6 ways to recover from bankruptcy
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
4 min read Feb 16, 2021
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How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
6 min read Feb 04, 2021