Managing Debt

Latest Articles

• Debt management plans: See if one is right for you

  These plans may provide the resources, accountability and structure you need to pay off your debt.

  4 min read Jan 23, 2020

  

• The best debt relief companies of 2020

  When you’re overwhelmed by debt, a debt relief company may offer relief.

  5 min read Jan 21, 2020

  

• What is the statute of limitations on debt?

  Debt collectors have a limited time to file a lawsuit against you. Here’s what to know.

  3 min read Jan 20, 2020

  

• Should you get a personal loan to pay off credit card debt?

  Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.

  4 min read Jan 17, 2020

  

• What is a charge-off and how can it affect your credit score?

  Here’s what happens to your credit if you fail to repay a debt.

  3 min read Jan 17, 2020

  

• How to calculate your debt-to-income ratio

  DTI is your total monthly debt divided by your total gross monthly income. Here’s what else to know.

  3 min read Jan 13, 2020

  

• Managing debt with a balance transfer card

  Managing debt can seem hopeless but there are options available. Tools such as balance transfer credit cards can be beneficial and are often underutilized. While it won’t be right for everyone, reducing [...]

  4 min read Dec 18, 2019

  

• What to do about a maxed out credit card

  Whether you’ve maxed out your credit card to handle an emergency, or to take care of a big purchase, you can come back from it. Here’s what to do.

  4 min read Dec 11, 2019

  

• What is the statute of limitations on debt in each state?

  Here’s a look at the statutes of limitation on collecting debts in all 50 states.

  3 min read Dec 11, 2019

  

• How to negotiate a debt settlement

  You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.

  7 min read Nov 14, 2019