Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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Debt relief: Pros and cons
Discover which debt relief options exist, how they work and their pros and cons.
6 min read Sep 21, 2023 -
Can a debt settlement firm charge upfront fees to handle credit card debt?
When dealing with a debt settlement firm, be sure to protect yourself against fraud and other possibilities. Find out the warning signs, and what a debt settlement firm should be able to do for you.
4 min read Sep 21, 2023 -
Different debt relief options
Debt relief comes in many forms, each with different benefits and drawbacks.
4 min read Sep 21, 2023 -
How to apply for debt relief
Assess your credit accounts and score before applying.
5 min read Sep 21, 2023 -
What are debt relief companies?
Debt relief companies, although risky, can help you pay down debt faster.
8 min read Sep 21, 2023 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Sep 19, 2023 -
How do debt relief companies work?
Debt relief companies work with creditors to help you pay down your debts.
5 min read Sep 15, 2023 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read Sep 15, 2023 -
Home equity line of credit (HELOC) vs home equity loan: How do they work?
Know the differences between these debt products before you put your home on the line.
7 min read Sep 14, 2023 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Sep 12, 2023