Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to apply for a credit card and get approved
Learn everything you need to do to apply for a credit card and increase your chances of approval.
9 min read Aug 18, 2025 -
The ultimate guide to American Express Membership Rewards
Amex Membership Rewards points are some of the most flexible points available.
7 min read Aug 15, 2025 -
What is a secured credit card and how does it work?
Secured credit cards require a cash deposit in exchange for a small line of credit.
7 min read Aug 11, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
How to cancel a credit card in 5 steps
Canceling a credit card lowers your credit score, but you can minimize the damage.
5 min read Jul 15, 2025 -
Could renting be part of the new American dream?
Renting may be cheaper than homeownership and can open the door to wealth building.
6 min read Jul 01, 2025 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025 -
Should you cancel an unused credit card?
Sometimes, you should keep a credit card, even if you don’t use it.
7 min read Apr 29, 2025 -
7 tips to help dig your way out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
8 min read Apr 29, 2025 -
Should you get a credit card?
A credit card can be a good financial tool. When should you get one?
10 min read Apr 10, 2025