Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for September 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Wells Fargo Active Cash℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Regular APR:: 14.99%-24.99% (Variable)
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months on qualifying balance transfers
Annual Fee:: $0

Card Details

New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
Select "Apply Now" to learn more about the product features, terms and conditions

Citi Custom Cash℠ Card

Apply Now On Citi's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
Welcome Offer:: Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Regular APR:: 13.99% – 23.99% (Variable)
Purchase Intro APR:: 0% for 15 months on purchases
Balance Transfer Intro APR:: 0% for 15 months on balance transfers
Annual Fee:: $0

Card Details

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash℠ Card account per person.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5X points on travel purchased through Chase Ultimate Rewards®. Earn 3X points on dining. Earn 2X points on all other travel purchases, plus more.
Welcome Offer:: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Regular APR:: 15.99%-22.99% Variable
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Card Details

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Credit Card Calculators

Credit Card Payoff Calculator

How long it will take to pay off your balance.
How much you'll pay in interest over time.

Start a calculation

Balance Transfer Calculator

How long it will take to pay off your balance with a transfer.
How much you'll pay in transfer fees.
How 0% APR offers can help you avoid paying interest.

Start a calculation

More Calculators

Credit Card Reviews

Student

Travel

Delta SkyMiles® Reserve Business American Express Card review

Delta’s premier travel experience may be worth it for select business travelers.

Read full review

Delta SkyMiles® Platinum American Express Card review

The Delta SkyMiles Platinum is a smart card to have if you fly frequently with Delta Air Lines.

Read full review

Southwest Rapid Rewards® Priority Credit Card review

Loyal Southwest flyers will enjoy premium benefits and rewards toward elite status.

Read full review

Delta SkyMiles® Gold American Express Card review

Great everyday rewards and lucrative benefits for value-minded Delta travelers.

Read full review

Delta SkyMiles® Gold Business American Express Card review

Business flyers looking for everyday rewards will benefit most from this Delta card.

Read full review

Why I love the Chase Freedom Flex

I’m only using two credit cards these days, and I appreciate the Chase Freedom Flex’s versatility.

3 min read Sep 17, 2021

Credit cards with cellphone insurance

Theft, loss or damage to your phone can happen — consider a card that will cover it.

12 min read Sep 17, 2021

How to redeem credit card rewards

Here’s a look at how to redeem credit card rewards — points, miles and cash back.

4 min read Sep 16, 2021

Man wearing face mask and using phone on airplane

Guide to the Upgrade Triple Cash Rewards Visa: The flexibility of a credit card with the predictability of a personal loan

This card combines the flexibility and rewards structure of a credit card with the predictable payments of a personal loan.

4 min read Sep 16, 2021

Middle aged woman smiles and uses laptop in home office at desk

Discover it Cash Back vs. Discover it chrome

The best card depends on your spending habits and personal preferences.

8 min read Sep 16, 2021

What happens when your 0% intro APR period ends?

If you’re using an introductory APR period to pay down a balance or fund a large purchase, make sure you know when it ends and what will happen to your interest rate when it does.

6 min read Sep 16, 2021