Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for January 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Blue Cash Everyday® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases.
Welcome Offer:: Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
Annual Fee:: $0
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Regular APR:: 13.99%-23.99% Variable

Card Details

Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% Cash Back on other purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
No annual fee.
Terms Apply.

American Express Cash Magnet® Card

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Card Details

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
No Annual Fee.
Terms Apply.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel. 1 point per dollar spent on all other purchases.
Welcome Offer:: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Annual Fee:: $95
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Regular APR:: 15.99%-22.99% Variable

Card Details

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.

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Credit Card Reviews

Student

Travel

U.S. Bank Business Cash Rewards World Elite™ Mastercard® review

Unlimited rewards, no annual fee and 0 percent intro APR make this card worthwhile.

Read full review

Best Western Rewards® Mastercard review

Unless you’re a loyal Best Western fan, general travel credit cards may offer more.

Read full review

PayPal Cashback Mastercard®

This flat-rate card that offers top-tier cash back but at above-average interest.

Read full review

U.S. Bank Visa® Platinum Card review

Although this card doesn’t offer rewards, it comes with a long intro APR period.

Read full review

NASCAR® Credit Card from Credit One Bank® review

Even die-hard NASCAR fans should steer clear of this card for its high fees and lackluster rewards value.

Read full review

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