Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for July 2022

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Up to 21 months 0% intro APR | BEST FOR PROMOTIONAL INTEREST

Wells Fargo Reflect℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Bankrate's View

This card from Wells Fargo can net you up to 21 months from account opening of a 0 percent intro APR on purchases and qualifying balance transfers (then 14.49 percent to 26.49 percent variable APR). Keep in mind, you start with 18 months of promotional interest, but can qualify for up to a three-month extension by making on-time monthly minimum payments during the intro and extension periods. That’s one of the longest promotional interest offers on the market.

Read our full Wells Fargo Reflect Card review.

Card Details

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 14.49% to 26.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
$0 Annual Fee
Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
Select “Apply Now” to learn more about the product features, terms and conditions

Best for everyday family purchases

Blue Cash Preferred® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

See if you're pre‐approved for this card with CardMatch™

Features

Rewards Rate:: 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations 1% Cash Back on other purchases
Welcome Offer:: Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Regular APR:: 15.49%-25.49% Variable
Purchase Intro APR:: 0% on purchases for 12 months
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Bankrate's View

Card Details

Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low intro APR: 0% intro APR for 12 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
$95 Annual Fee.
Terms Apply.

Best for flexible redemption options

Capital One Venture Rewards Credit Card

Apply Now On Capital One's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 2X miles on every purchase, every day.
Welcome Offer:: New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Regular APR:: 17.49% - 25.49% (Variable)
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Bankrate's View

Card Details

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $100 credit for Global Entry or TSA PreCheck®
Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs

Credit Card Reviews

Student

Travel

American Express® Green Card review: In the same league as Gold and Platinum?

The Amex Green Card is back with a revamped rewards structure, a slightly increased welcome bonus and added perks.

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Credit One Bank American Express® Card review: Adding on Amex for boosted value?

Amex features give this card an edge over many other Credit One and similar cards.

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First Progress Platinum Select Mastercard® Secured Credit Card review

The First Progress Platinum Select MasterCard Secured Credit Card is an option if you have no credit history.

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Credit One Bank® Wander™ Card with No Annual Fee review: Unique, no annual fee recreation rewards

The no annual fee Wander card is great for vacations, but it’s too niche for everyday value.

Read full review

Credit One Bank® Wander™ Card review: Travel rewards with fair credit

Credit One Bank® Wander™ Card Overview The Credit One Bank® Wander™ Card is geared to consumers with fair credit to good credit who want the chance to earn rewards on recreation-related purchases. [...]

Read full review