Credit cards

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Bankrate's featured credit cards for October 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Best for 2% cash rewards

Wells Fargo Active Cash℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Regular APR:: 14.99%-24.99% (Variable)
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months from account opening on qualifying balance transfers
Annual Fee:: $0

Bankrate's View

Card Details

New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
Select "Apply Now" to learn more about the product features, terms and conditions

Best for gas and groceries with no annual fee

Blue Cash Everyday® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases.
Welcome Offer:: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Regular APR:: 13.99%-23.99% Variable
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Annual Fee:: $0

Bankrate's View

Card Details

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% Cash Back on other purchases.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
No annual fee.
Terms Apply.

Best for everyday family purchases

Blue Cash Preferred® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations 1% Cash Back on other purchases
Welcome Offer:: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Regular APR:: 13.99%-23.99% Variable
Purchase Intro APR:: 0% on purchases for 12 months
Balance Transfer Intro APR:: N/A
Annual Fee:: $0 introductory annual fee for the first year, then $95.

Bankrate's View

Card Details

Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
$0 intro annual fee for the first year, then $95.
Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms Apply.

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Credit Card Reviews

Student

Travel

Credit One Bank® Platinum Rewards Visa review

Its rewards rate may look fantastic, but make sure you read the fees and terms.

Read full review

Discover it® Student Cash Back review

The rare student credit card with rewards on par with its issuer’s signature card.

Read full review

Discover it® Student chrome review

Discover it® Student chrome offers generous cash-back rewards to those who dine out or drive frequently.

Read full review

U.S. Bank Visa® Platinum Card review

Although this card doesn’t offer rewards or much ongoing value, it comes with a long intro APR period.

Read full review

The Business Platinum Card® from American Express review: A bigger return on investment than ever

Frequent business travelers will enjoy the perks that come with this card.

Read full review

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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

Card Type

Card Issuer

Credit Type

Bankrate's featured credit cards for October 2021

Best for 2% cash rewards

Wells Fargo Active Cash℠ Card

Best for gas and groceries with no annual fee

Blue Cash Everyday® Card from American Express

Best for everyday family purchases

Blue Cash Preferred® Card from American Express

Credit Card Calculators

Credit Card Payoff Calculator

Balance Transfer Calculator

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Credit Card Reviews

Editor's Picks

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