Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for April 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Blue Cash Everyday® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases.
Welcome Offer:: Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
Annual Fee:: $0
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Regular APR:: 13.99%-23.99% Variable

Card Details

Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% Cash Back on other purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
No annual fee.
Terms Apply.

American Express Cash Magnet® Card

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Card Details

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
No Annual Fee.
Terms Apply.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel. 1 point per dollar spent on all other purchases.
Welcome Offer:: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
Annual Fee:: $95
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Regular APR:: 15.99%-22.99% Variable

Card Details

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Credit Card Calculators

Credit Card Payoff Calculator

How long it will take to pay off your balance.
How much you'll pay in interest over time.

Start a calculation

Balance Transfer Calculator

How long it will take to pay off your balance with a transfer.
How much you'll pay in transfer fees.
How 0% APR offers can help you avoid paying interest.

Start a calculation

More Calculators

Credit Card Reviews

Student

Travel

Marriott Bonvoy Boundless review

Say what you want about its name, but the Bonvoy Boundless offers some great perks.

Read full review

Capital One VentureOne Rewards Credit Card review

A flexible rewards card for those who want decent returns without paying a premium price.

Read full review

Capital One Venture Rewards Credit Card review

Flat-rate travel rewards cards are hard to come by, but the Capital One Venture Rewards Credit Card is a premier example.

Read full review

Discover it® Business Card review

Comes without annual or foreign transaction fees, but also lacking in rewards.

Read full review

JetBlue Business Card review

JetBlue Business delivers great rewards for frequent small business travelers.

Read full review

How to maximize spending with Amex Offers

Amex Offers let you earn rewards when you activate and meet the requirements.

5 min read Apr 22, 2021

Current Credit Card Interest Rates

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

1 min read Apr 22, 2021

Credit card © Vladyslav Starozhylov/Shutterstock.com

How revolving credit affects your credit score

If you have limited credit history and you need a way to prove your creditworthiness, then a revolving account like a credit card can absolutely help boost your credit score

3 min read Apr 22, 2021

Best credit cards for travel insurance

A card with travel insurance perks can provide extra peace of mind while traveling.

10 min read Apr 21, 2021

How to maximize spending with Chase Offers

Chase Offers let you earn additional cash back on selected purchases.

6 min read Apr 21, 2021

woman walking down street, exploring with phone in hand

6 tips for first-time flyers

Here are tips to help make your first flight more relaxed and comfortable.

6 min read Apr 21, 2021

A traveler’s guide to Capital One miles

The Capital One miles travel program offers cardholders a user-friendly rewards system and “no-hassle” redemption.

4 min read Apr 20, 2021

Guide to Capital One transfer partners

Learn more about Capital One’s transfer partners with Bankrate’s guide.

9 min read Apr 20, 2021

Are rewards credit cards worth it?

Most major credit cards offer rewards—but are rewards credit cards worth it?

6 min read Apr 20, 2021

Best hotel perks you can get with a credit card

Hotel perks that come along with co-branded hotel credit cards are amazing. Believe it or not, hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access, [...]

4 min read Apr 20, 2021

Card Type

Card Issuer

Credit Type

Bankrate's featured credit cards for April 2021

Blue Cash Everyday® Card from American Express

American Express Cash Magnet® Card

Chase Sapphire Preferred® Card

Credit Card Calculators

Credit Card Payoff Calculator

Balance Transfer Calculator

More Calculators

Credit Card Reviews

Editor's Picks

Latest Articles

The trusted source for financial information, used by