Credit Cards: Find the Right Offer For You & Apply Online

Find the Perfect Credit Card for You

Whether you're looking to elevate your travel experience or earn a few extra bucks on your next grocery trip, credit cards are a powerful tool in reaching your financial goals. Browse the categories below and find the right credit card from our partners that fits your spending habits. Not ready to make a decision yet? No problem! We have tons of reviews and advice to help you become an expert in no time.

Have a specific goal in mind?

Here are the most popular credit card categories, each with a curated list of top offers from our team of experts

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Bankrate's Featured Credit Cards for April 2020

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back, or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Citi Simplicity® Card

Apply Now On Citi's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

Citi® Double Cash Card

Apply Now On Citi's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

Credit Card Calculators

Credit Card Payoff Calculator

How long it will take to pay off your balance.
How much you'll pay in interest over time.

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Balance Transfer Calculator

How long it will take to pay off your balance with a transfer.
How much you'll pay in transfer fees.
How 0% APR offers can help you avoid paying interest.

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Credit Card Reviews

Our latest review

Ink Business Cash℠ Credit Card

Earn generous rewards percentages on your small business necessities with this cash back card.

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Reviews by category

Bad or Fair Credit

Student

Business

Cash Back

Travel

Balance Transfers

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Editor's Picks

Person holding mobile phone to contactless card reader

Apr 6th 2020

Here's your guide to activating and using your mobile wallet, no matter which platform you choose.

Apr 6th 2020

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Apr 6th 2020

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Apr 6th 2020

Apr 2nd 2020

Have a specific goal in mind?

Card Type

Card Issuer

Credit Type

Bankrate's Featured Credit Cards for April 2020

Citi Simplicity® Card

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Citi® Double Cash Card

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Chase Sapphire Preferred® Card

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Credit Card Calculators

Credit Card Payoff Calculator

Balance Transfer Calculator

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Credit Card Reviews

Our latest review

Ink Business Cash℠ Credit Card

Reviews by category

Editor's Picks

Popular Topics

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.