Credit cards

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Bankrate's featured credit cards for December 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Best for sign-up bonus

Chase Freedom Unlimited®

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. 5% on travel purchased through Chase Ultimate Rewards®. 3% cash back on dining at restaurants, including takeout and eligible delivery services and on drugstore purchases. Unlimited 1.5% cash back on all other purchases.
Welcome Offer:: $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Regular APR:: 14.99% - 24.74% Variable
Purchase Intro APR:: 0% Intro APR on Purchases for 15 months
Balance Transfer Intro APR:: 0% Intro APR on Balance Transfers for 15 months
Annual Fee:: $0

Bankrate's View

Card Details

$200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
3% cash back on dining at restaurants, including takeout and eligible delivery services
3% cash back on drugstore purchases
5% on travel purchased through Chase Ultimate Rewards®
Unlimited 1.5% cash back on all other purchases
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% - 24.74%.
No annual fee.

Best for 2% cash rewards

Wells Fargo Active Cash℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Regular APR:: 14.99%-24.99% (Variable)
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months from account opening on qualifying balance transfers
Annual Fee:: $0

Bankrate's View

Card Details

New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
Select "Apply Now" to learn more about the product features, terms and conditions

BEST BALANCE TRANSFER CARD WITH REWARDS

Discover it® Balance Transfer

Apply Now On Discover's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases - automatically.
Welcome Offer:: Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Regular APR:: 11.99% - 22.99% Variable
Purchase Intro APR:: 0% for 6 months
Balance Transfer Intro APR:: 0% for 18 months
Annual Fee:: $0

Bankrate's View

Card Details

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
No annual fee.
Discover is accepted nationwide by 99% of the places that take credit cards.
Click "Apply Now" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

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Credit Card Reviews

Student

Travel

Ink Business Cash® Credit Card review

Earn generous rewards percentages on your small business necessities with this cash back card.

Read full review

Capital One Savor Cash Rewards Credit Card review: The entertainment and foodie fanatics’ partner

If you’re an avid foodie and entertainment fanatic with a passion for everything from fine-dining to drive-throughs, this card is for you.

Read full review

Discover it® Cash Back review: Discover’s flagship rewards card

This no-frills rewards card comes with a sweet perk: Discover will match your first-year cash back.

Read full review

Chase Sapphire Preferred® Card review

A fantastic rewards card with everyday value for travel lovers who don’t want to pay a huge annual fee.

Read full review

Chase Freedom Flex℠ review

Familiar rotating categories paired with year-round earning categories to ensure maximum rewards.

Read full review

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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

Card Type

Card Issuer

Credit Type

Bankrate's featured credit cards for December 2021

Best for sign-up bonus

Chase Freedom Unlimited®

Best for 2% cash rewards

Wells Fargo Active Cash℠ Card

BEST BALANCE TRANSFER CARD WITH REWARDS

Discover it® Balance Transfer

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Credit Card Reviews

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