Credit Cards: Find the Right Offer For You & Apply Online

Find the perfect credit card for you

Whether you’re looking to elevate your travel experience or earn a few extra bucks on your next grocery trip, credit cards are a powerful tool for reaching your financial goals. Browse the categories below to find the right card, or check out our reviews and advice for help making a decision.

Have a specific goal in mind?

Here are the most popular credit card categories, each with a curated list of top offers from our team of experts.

Advertiser Disclosure

Card Issuer

Bankrate's Featured Credit Cards for September 2020

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Blue Cash Everyday® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Rewards Rate:: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% back on other purchases
Welcome Offer:: Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Annual Fee:: $0
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Regular APR:: 13.99%-23.99% Variable

Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% back on other purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
No annual fee.
Terms Apply.

American Express Cash Magnet® Card

Apply Now On American Express's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Rewards Rate:: Unlimited 1.5% Cash Back on your purchases.
Welcome Offer:: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Annual Fee:: $0
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Regular APR:: 13.99%-23.99% Variable

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
No Annual Fee.
Terms Apply.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Rewards Rate:: Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out. 1 point per dollar spent on all other purchases.
Welcome Offer:: Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
Annual Fee:: $95
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Regular APR:: 15.99%-22.99% Variable

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

Credit Card Calculators

Credit Card Payoff Calculator

How long it will take to pay off your balance.
How much you'll pay in interest over time.

Start a calculation

Balance Transfer Calculator

How long it will take to pay off your balance with a transfer.
How much you'll pay in transfer fees.
How 0% APR offers can help you avoid paying interest.

Start a calculation

More Calculators

Credit Card Reviews

Our latest review

Chase Freedom Unlimited® review

This is a solid rewards credit card for people who don’t want to track their spending.

Read The Review

Reviews by category

Bad or Fair Credit

Student

Business

Cash Back

Travel

Balance Transfers

See all Reviews

Editor's Picks

Sep 18th 2020

It might be possible to charge a car purchase on a credit card – but is it a good option?

Sep 18th 2020

Sep 17th 2020

Sep 17th 2020

Sep 17th 2020

Have a specific goal in mind?

Card Type

Card Issuer

Credit Type

Bankrate's Featured Credit Cards for September 2020

Blue Cash Everyday® Card from American Express

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

American Express Cash Magnet® Card

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Chase Sapphire Preferred® Card

Recommended Credit Score

Good to Excellent (670 - 850) i A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Credit Card Calculators

Credit Card Payoff Calculator

Balance Transfer Calculator

More Calculators

Credit Card Reviews

Our latest review

Chase Freedom Unlimited® review

Reviews by category

Editor's Picks

Popular Topics

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.