How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read
Aug 30, 2024
Credit Scores & Reports Advice
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Latest Credit Scores & Reports Articles
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How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
5 min read Aug 29, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Aug 26, 2024 -
How your credit limit is determined
Discover how credit limits work and what you can do to increase yours.
5 min read Aug 26, 2024 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves that you are a creditworthy consumer.
5 min read Aug 23, 2024 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
4 min read Aug 22, 2024 -
How to get a credit card with no credit history
Getting your first credit card is important for building strong credit.
6 min read Aug 16, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024 -
How to do a balance transfer with American Express
Learn about balance transfers with Amex and which cards include intro APR offers.
5 min read Aug 08, 2024 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read Jul 31, 2024 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read Jul 25, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024 -
How to request a credit line increase with Discover
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
8 min read Jun 27, 2024 -
How to request a credit line increase with American Express
A credit line increase can help you to increase your spending power and boost your credit score.
5 min read Jun 26, 2024 -
How to request a credit line increase with Bank of America
A Bank of America credit limit increase is possible, but you may need to ask.
6 min read Jun 25, 2024 -
How to request a credit line increase with Wells Fargo
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
4 min read Jun 25, 2024 -
I received a store card I didn’t apply for. Should I cancel it?
What do you do if you receive a credit card you didn’t apply for?
4 min read Apr 25, 2024 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
6 min read Apr 04, 2024 -
How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
7 min read Mar 27, 2024 -
What credit cards can you get with a 700 credit score?
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
3 min read Jul 22, 2024
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