Credit Card Balance Transfer Calculator
If you’re considering a credit card balance transfer, your first step should be calculating the amount of time you’ll need to pay off your debt. Our balance transfer calculator will determine when your debt will be paid off based on the information you enter. Input up to five of your current credit cards, as well as the details of your new card, and we’ll do the rest.
|Card Name||Best For||Minimum BT Fee||Intro APR and Term||Annual Fee||Score|
|Citi® Diamond Preferred® Card||Good to excellent credit||$5 or 5% of the amount of the transfer, whichever is greater||0% intro APR for 21 months on balance transfers (15.99%–25.99% variable)||$0||4.1/5|
|Alliant Visa® Platinum Credit Card||Low regular variable APR||$5 or 2% of the amount of each transfer, whichever is greater||0% – 5.99% based on your creditworthiness for 12 months (10.24% – 22.24% variable)||$0||N/A|
|Citi® Double Cash Card||Cash back rewards||Intro balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater, on transfers completed within the first four months of account opening||0% intro APR for 18 months on balance transfers (16.24%– 26.24% variable)||$0||4.7/5|
|U.S. Bank Visa® Platinum Card||Longest 0% intro balance transfer offer||3% of the amount of each transfer or $5 minimum, whichever is greater||0% introductory APR for the first 20 billing cycles for balance transfers. (16.74%–26.74% variable)||$0||4.4/5|