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Best credit cards for good credit of March 2023

Updated March 27, 2023

Having good credit grants you access to a lot of exciting opportunities, including cash back and travel rewards at some of the highest rates available. The best credit cards for good credit also offer top-of-the-line features like sign-up bonuses, intro APR offers or other cost-saving benefits. To learn more, take a look at the cards available from our partners along with our advice on how to find and make the most of a credit card for good credit.

Image of Capital One SavorOne Cash Rewards Credit Card

BEST FOR DINING AND ENTERTAINMENT

Capital One SavorOne Cash Rewards Credit Card

Apply now Lock
on Capital One's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
Info

Intro offer

$200
Info

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Recommended credit

Good to Excellent (670 – 850)
Info
Info
Rating: 4.9 stars out of 5
4.9
Info
Apply now Lock
on Capital One's secure site
Image of Discover it® Cash Back

Best for first-year rewards

Discover it® Cash Back

Apply now Lock
on Discover's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info

Intro offer

Cashback Match™
Info

Annual fee

$0

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)
Info
Info
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Discover's secure site
Info
Image of Blue Cash Everyday® Card from American Express
chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 4.6 stars out of 5
4.6 Bankrate review
Info
See Rates & Fees , Terms Apply
See if you're pre‐approved for this card with Approval Odds

Intro offer

$200
Info

Annual fee

$0

Regular APR

18.74%-29.74% Variable

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Info
Rating: 4.6 stars out of 5
4.6
Info
chance of approval
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Image of Capital One Venture Rewards Credit Card

Best for travel redemptions

Capital One Venture Rewards Credit Card

Apply now Lock
on Capital One's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
Info

Intro offer

75,000 miles
Info

Annual fee

$95

Regular APR

20.24% - 28.24% (Variable)

Recommended credit

Good to Excellent (670 – 850)
Info
Info
Rating: 4.9 stars out of 5
4.9
Info
Apply now Lock
on Capital One's secure site
Image of My GM Rewards Card™

Best for GM loyalists

My GM Rewards Card™

Apply now Lock
on Goldman Sachs Bank USA's secure site
Rating: 3.9 stars out of 5
3.9 Bankrate review
Info

Intro offer

15,000 points
Info

Annual fee

$0

Regular APR

19.49% to 29.49% variable purchase APR based on creditworthiness. Rates as of 3/1/2023

Recommended credit

Good to Excellent (670 – 850)
Info
Info
Rating: 3.9 stars out of 5
3.9
Info
Apply now Lock
on Goldman Sachs Bank USA's secure site
Info
Image of Blue Cash Preferred® Card from American Express
chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info
See Rates & Fees , Terms Apply
See if you're pre‐approved for this card with Approval Odds

Intro offer

$250
Info

Annual fee

$0 intro annual fee for the first year, then $95.

Regular APR

18.74%-29.74% Variable

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Info
Rating: 4.4 stars out of 5
4.4
Info
chance of approval
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Image of Discover it® chrome

Best for gas stations and restaurants

Discover it® chrome

Apply now Lock
on Discover's secure site
Rating: 4 stars out of 5
4.0 Bankrate review
Info

Intro offer

Cashback Match™
Info

Annual fee

$0

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)
Info
Info
Rating: 4 stars out of 5
4.0
Info
Apply now Lock
on Discover's secure site
Image of Upgrade Cash Rewards Visa®

Best for low interest and low cost

Upgrade Cash Rewards Visa®

Apply now Lock
on Upgrade's secure site
Rating: 3 stars out of 5
3.0 Bankrate review
Info

Intro offer

$200 Bonus
Info

Annual fee

$0

Regular APR

14.99% - 29.99% APR

Recommended credit

Fair to Good (580 – 740)
Info
Info
Rating: 3 stars out of 5
3.0
Info
Apply now Lock
on Upgrade's secure site
Image of Credit One Bank® Platinum X5 Visa®
Credit Card Best Featured

Best for rewards on internet, TV and cellphone service

Credit One Bank® Platinum X5 Visa®

Apply now Lock
on Credit One Bank's secure site
Rating: 3.8 stars out of 5
3.8 Bankrate review
Info

Intro offer

N/A

Annual fee

$95

Regular APR

28.24% Variable

Recommended credit

Fair to Good (580 – 740)
Info
Info
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Credit One Bank's secure site

Compare Bankrate’s top credit cards for good credit

Card Name Best for Bankrate Review Score
Capital One SavorOne Cash Rewards Credit Card Dining and entertainment 4.9 / 5
(Read full card review)
Discover it® Cash Back First-year rewards 4.4 / 5
(Read full card review)
Blue Cash Everyday Card from American Express Families on a budget 4.6 / 5
(Read full card review)
Capital One Venture Rewards Credit Card Travel redemptions 4.9 / 5
(Read full card review)
My GM Rewards Card GM loyalists 3.9 / 5
(Read full card review)
Blue Cash Preferred Card from American Express Groceries 4.4 / 5
(Read full card review)
Discover it® chrome Gas stations and restaurants 4.0 / 5
(Read full card review)
Upgrade Cash Rewards Visa® Low interest and low cost 3.0 / 5
(Read full card review)
Credit One Bank Platinum X5 Visa Rewards on internet, TV and cellphone service 3.8 / 5
(Read full card review)

A closer look at the top credit cards for good credit

Capital One SavorOne Cash Rewards Credit Card: Best for dining and entertainment

  • What we love about the Capital One SavorOne: The stellar rewards rate you get for booking entertainment through Capital One Entertainment and the unlimited rewards you earn on dining, streaming and grocery store purchases. 
  • Who this card is good for: Foodies and social butterflies alike who will revel in the rewards on key purchases like entertainment and dining.
  • Alternatives: The dining and entertainment rates are hard to beat on this card, but there’s something to be desired in terms of travel rewards. If you’re after low-cost travel benefits, the Chase Freedom Unlimited® has no annual fee and richly rewards travel while keeping up with some dining perks, too.

Read our full Capital One SavorOne Cash Rewards Credit Card review.

Jump back to offer details.

Discover it® Cash Back: Best for first year rewards

  • What we love about the Discover it® Cash Back: This card’s Cashback Match™ offer comes with unlimited earning potential, since Discover will automatically match all the cash back you’ve earned at the end of first year with the card.
  • Who this card is good for: Strategic spenders who cast a wide net of purchases and who won’t mind tracking and enrolling in quarterly spend categories.
  • Alternatives: Rotating categories and spending caps could become tiresome, so an option that offers flat rewards like the Upgrade Cash Rewards Visa® can take out some of the guesswork.

Read our full Discover it® Cash Back review.

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Blue Cash Everyday Card from American Express: Best for families on a budget

  • What we love about the Blue Cash Everyday: Along with its impressive rewards at U.S. supermarkets, it offers a generous cash back rate on U.S. online retail purchases — a hard-to-find bonus category that gives this card extra versatility.
  • Who this card is good for: Frugal family shoppers who may not want to pay an annual fee to get good reward rates on supermarket purchases and gas, but still want to reap the rewards for spending in those categories.
  • Alternatives: The Blue Cash Preferred Card from American Express is the Blue Cash Everyday’s sister card with some key differences — it doubles your rewards rate on U.S. supermarket purchases, but the tradeoff is an annual fee.

Read our full Blue Cash Everyday Card from American Express review.

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Capital One Venture Rewards Credit Card: Best for travel redemptions

  • What we love about the Capital One Venture Rewards: The unlimited base rewards rate is generous and makes it very easy to rake in miles for travel with everyday spending.
  • Who this card is good for: Infrequent travelers who want to stock up on miles for trips with everyday purchases.
  • Alternatives: The Capital One VentureOne Rewards Credit Card is the no-annual-fee sister card to the Capital One Venture Rewards. The VentureOne is the lower-cost alternative, but the base rewards also take a value deduction in exchange for dropping the annual fee.

Read our full Capital One Venture Rewards Credit Card review.

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My GM Rewards Card: Best for GM loyalists 

  • What we love about the My GM Rewards Card: Its dedicated value around GM products and the lack of an annual fee for such lucrative rates.
  • Who this card is good for: GM consumers who want the most bang for their buck on GM-related purchases.
  • Alternatives: This card is highly specialized and geared directly toward GM consumers. If you want a card that’s still pretty lucrative in terms of vehicle-related purchases like gas, the Sam's Club® Mastercard® offers a competitive rate of cash back on gas purchases anywhere. Just keep in mind it requires a Sam’s Club membership.

Read our full My GM Rewards Card review.

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Blue Cash Preferred Card from American Express: Best for groceries

  • What we love about the Blue Cash Preferred: Its high rate of cash back on U.S. supermarket purchases is the best grocery rewards rate on the market. If you spend a lot on groceries, you should definitely consider this card if you’re trying