19 best rewards credit cards of June 2023

If you prefer a low-maintenance card that fits almost any budget, the Wells Fargo Active Cash Card might be a perfect match. Since it comes with no annual fee and unlimited 2 percent cash rewards on all eligible purchases, you can use it as your one and only rewards card and redeem your rewards when you’re ready — no bonus categories, spending caps or additional earning requirements to worry about.

Read our full Wells Fargo Active Cash Card review.

This card offers not only one of the best cash back rates you can get on dining and groceries without paying an annual fee, but also a unique and comprehensive entertainment bonus category covering everything from movie tickets to live sports, zoos and theme parks. You’ll also earn rewards in related categories like popular streaming services, making this card a terrific standalone option for food and entertainment. Read our full Capital One SavorOne Cash Rewards Credit Card review.

For a modest annual fee, this card packs in a ton of value — especially if you pair it with other Chase rewards cards. Along with its terrific bonus, the card carries excellent everyday rewards rates that should help you earn plenty of points, even if you don’t spend a ton on travel.
 
 Read our full Chase Sapphire Preferred Card review.

This card’s rotating bonus categories, unique first-year Cashback Match offer and low rates and fees make it a smart choice for deal hunters looking to save money and earn rewards across a wide variety of categories. Discover’s quarterly bonus categories include popular everyday expenses, so you’ll have plenty of opportunities to adapt your rewards strategy for maximum earnings (categories must be activated each quarter).
 
 Read our full Discover it® Cash Back review.

This card offers exceptionally generous rewards in spending categories that travelers who love to eat out will surely find tempting. In fact, it provides perhaps the best rewards rates you can get with a single card on both dining and U.S. supermarket purchases. That’s not to mention the up to $340 in total annual credits you’ll earn toward eligible dining, Uber and hotel purchases — credits that make the annual fee well worth it on their own.

Read our full American Express Gold Card review.

Few no-annual-fee travel cards offer the sort of flexibility you’ll get with the VentureOne. You can not only earn miles at a flat rate on every purchase, but also transfer those miles to airline and hotel partners to potentially boost their value. This makes the VentureOne a solid option if you’re looking for a well-rounded, general-purpose travel card with a decent sign-up bonus and intro APR offers.
 
 Read our full Capital One VentureOne Rewards Credit Card review.

This card’s rewards, rocksteady travel protections and rich buffet of other travel perks are a great match for frequent flyers and hotel guests that enjoy a journey’s lavish side. However, you’ll need a game plan to cover the card’s high annual fee, as some of its perks may be hit-or-miss for the average cardholder.

Read our full Platinum Card from American Express review.

No fuss, flat-rate rewards are a key feature to look for when picking your first rewards card. The Quicksilver card is one of the best in that department, offering unlimited 1.5 percent cash back on all purchases, with no need to track spending or enroll in bonus categories. You can even set up automatic rewards redemption to make things extra simple. On top of that, the card carries an accessible sign-up bonus, solid intro APRs and no annual or foreign transaction fees.

Read our full Capital One Quicksilver Cash Rewards Credit Card review.

Boosted flat-rate travel rewards are more attainable than ever with this low-cost travel card. For a $95 annual fee you’ll not only earn a fantastic 5X miles on hotel and rental car purchases made through Capital One Travel, but also 2X miles on all other purchases. Consistent, flat-rate travel rewards are an especially great fit for occasional travelers and people looking for a low-maintenance way to earn miles across countless categories with a single card.

Read our full Capital One Venture Rewards Credit Card review.

This card ’s unique rewards program automatically adjusts to fit your spending, earning perhaps the highest year-round rewards rate you can get in several of its 10 eligible bonus categories, including gas purchases. As gas prices fluctuate, this card should deliver some of the best reward savings available on a no-annual-fee card.

Read our full Citi Custom Cash Card review.

The Citi Premier Card’s “jack of all trades” approach to travel rewards is especially valuable for casual travelers who drive and dine a bit more at home than overseas. Once you factor in the card’s perks, including an annual $100 hotel discount (for stays of $500 or more), there’s plenty of value to line your pocket. In case you only travel occasionally, Citi also gives you the flexibility to redeem your points for cash back at the same value as for travel — an option that typically requires sacrificing reward value.

Read our full Citi Premier Card review.

The Bank of America Premium Rewards credit card is great for travel and dining purchases, which earn you 2 points for every dollar spent. You also earn 1.5 points on all other eligible purchases, and you can enjoy travel benefits you won't find with other Bank of America cards, including up to $100 in Airline Incidental Statement Credits annually.

Read our full Bank of America Premium Rewards credit card review.

If you’re a frequent flyer looking to enhance your travel experience with a luxury travel card but can’t justify a $500+ annual fee, the Venture X may be a perfect match. Sticking to the most practical travel perks, the card comes with complimentary Priority Pass Select airport lounge access, up to $300 in annual Capital One Travel credits and a 10,000-mile account anniversary bonus, the value of which can easily cover the card’s $395 annual fee.

Read our full Capital One Venture X Rewards Credit Card review.

If you want to get a taste of luxury travel without paying a huge annual fee, this could be a solid starter option, especially if transit costs are a big part of your budget. Unlike most travel cards, the Amex Green earns points on everyday commuting costs like rideshares and subway fares, so it could be a great way to earn travel points even if you don’t spend a ton on airfare and hotels.

Read our full Amex Green Card review.

Along with offering perhaps the highest year-round rewards rate available at U.S. supermarkets, this card earns impressive cash back in other popular categories, including U.S. gas station and transit purchases. This combination of categories should make it easy to offset the $95 annual fee ($0 intro annual fee for the first year) via everyday spending and solidifies this card as a top-tier option for families and practical spenders alike. If you spend a lot of time on the road or in the kitchen, you'll have a tough time finding a more rewarding credit card.
 
 Read our full Blue Cash Preferred Card review.

If you own, hope to own or currently lease a GM car, this could easily be the most rewarding card on the market for you. Along with its boosted rewards rate on eligible GM purchases, it offers one of the highest base rates on general purchases out there, making it easy to rack up points you can use toward a future car purchase or to cover lease payments.

Read our full My GM Rewards Card review.

Thanks to its practical mix of everyday bonus categories, the Autograph card makes for a solid low-maintenance rewards card. Long-distance commuters and frequent road-trippers will appreciate the card’s bonus rewards at gas stations and on transit, making it easy to earn points on travel even if you’re not a jet-setter.
 
 Read our full Wells Fargo Autograph card review.

This is the only card out there that not only earns rewards on rent payments, but also waives the fees you typically face when paying rent with a credit card. Add in rewards on dining and travel and an impressive list of airline and hotel partners and this card should offer a ton of value to renters and travelers alike.

Read our full Bilt Mastercard review.

This card offers higher rewards rates on a wider range of travel-related categories than its biggest competitors and its excellent perks make it easy to offset the $550 annual fee. It also features several high-value redemption options, including transferring points to travel partners or redeeming for travel through the Ultimate Rewards portal, which increases the value of your points by 50 percent.

Read our full Chase Sapphire Reserve review.