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18 best rewards credit cards of September 2023

Updated September 20, 2023

Rewards credit cards are a great way to make the most of your everyday expenses, allowing you to earn bonus miles, points or cash back on your purchases. While cash back is one of the simplest forms of rewards, miles or points may offer even more value for frequent travelers and shoppers.

These card offers from our partners carry some of the best rewards value and perks out there, with each issuer offering a variety of programs to suit your unique spending habits. Whether you need a flat-rate card to cover any purchase, a bonus or rotating category card for specialized spending or even a choice category card for ultimate flexibility, we’ll help you find the credit card that helps you reach your rewards goals.

Image of Wells Fargo Active Cash® Card

Best for flat-rate cash rewards

Wells Fargo Active Cash® Card

chance of approval
Info
Apply now Lock
on Wells Fargo's secure site
Rating: 4.3 stars out of 5
4.3 Bankrate review
Info

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Blue Cash Preferred® Card from American Express
chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info
See Rates & Fees , Terms Apply
See if you're pre‐qualified for this card with Approval Odds

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Chase Sapphire Preferred® Card

Best for valuable rewards

Chase Sapphire Preferred® Card

Apply now Lock
on Chase's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Discover it® Cash Back

Best for deal hunters

Discover it® Cash Back

Apply now Lock
on Discover's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Bank of America® Premium Rewards® credit card
Apply now Lock
on Bank of America's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Capital One Quicksilver Cash Rewards Credit Card
chance of approval
Info
Apply now Lock
on Capital One's secure site
Rating: 3.8 stars out of 5
3.8 Bankrate review
Info

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Capital One SavorOne Cash Rewards Credit Card

Best for food and entertainment

Capital One SavorOne Cash Rewards Credit Card

chance of approval
Info
Apply now Lock
on Capital One's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
Info

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of American Express® Gold Card

Best LUXURY CARD for foodies

American Express® Gold Card

chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 5 stars out of 5
5.0 Bankrate review
Info
See Rates & Fees , Terms Apply
See if you're pre‐qualified for this card with Approval Odds

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Citi Custom Cash® Card
chance of approval
Info
Apply now Lock
on Citi's secure site
Rating: 4.4 stars out of 5
4.4 Bankrate review
Info

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Wells Fargo Autograph℠ Card

BEST FOR EVERYDAY TRAVEL

Wells Fargo Autograph℠ Card

Apply now Lock
on Wells Fargo's secure site
Rating: 4 stars out of 5
4.0 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Chase Sapphire Reserve®

Best rewards value

Chase Sapphire Reserve®

Apply now Lock
on Chase's secure site
Rating: 5 stars out of 5
5.0 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Excellent (740 – 850)
Info
Image of Bilt Mastercard®

BEST FOR PAYING RENT

Bilt Mastercard®

Apply now Lock
on Wells Fargo's secure site
Rating: 4 stars out of 5
4.0 Bankrate review
Info

Intro offer

N/A

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Capital One Venture Rewards Credit Card

Best for for flat-rate travel rewards

Capital One Venture Rewards Credit Card

chance of approval
Info
Apply now Lock
on Capital One's secure site
Rating: 4.9 stars out of 5
4.9 Bankrate review
Info

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of Capital One VentureOne Rewards Credit Card

Best no annual fee travel card

Capital One VentureOne Rewards Credit Card

Apply now Lock
on Capital One's secure site
Rating: 4.1 stars out of 5
4.1 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of The Platinum Card® from American Express
chance of approval
Info
Apply now Lock
on American Express's secure site
Rating: 4.8 stars out of 5
4.8 Bankrate review
Info
See Rates & Fees , Terms Apply
See if you're pre‐qualified for this card with Approval Odds

Intro offer

Info

Annual fee

Good to Excellent (670 – 850)
Info
chance of approval
Info
Info
Image of My GM Rewards Card™

BEST FOR GM PAYMENTS & LEASES

My GM Rewards Card™

Apply now Lock
on Goldman Sachs Bank USA's secure site
Rating: 4.1 stars out of 5
4.1 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Prime Visa

BEST FOR ONLINE SHOPPING

Prime Visa

Apply now Lock
on Amazon's secure site
Rating: 4.1 stars out of 5
4.1 Bankrate review
Info

Intro offer

Info

Annual fee

Recommended credit

Good to Excellent (670 – 850)
Info
Image of Capital One Venture X Rewards Credit Card

Best for affordable travel perks

Capital One Venture X Rewards Credit Card

chance of approval
Info
Apply now Lock
on Capital One's secure site
Rating: 5 stars out of 5
5.0 Bankrate review
Info

Intro offer

Info

Annual fee

Excellent (740 – 850)
Info
chance of approval
Info
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All information about the American Express® Green Card has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.

Compare Bankrate’s top rewards credit cards

Card name Our pick for Rewards highlights Annual fee Bankrate review score
Wells Fargo Active Cash Card Flat-rate cash rewards
2% cash rewards on purchases
$0 4.3 / 5
(Read full card review)
Blue Cash Preferred Card from American Express Groceries
6% cash back on select U.S. streaming subscriptions and at U.S. supermarkets (up to $6,000 per year in supermarket purchases, then 1%)
3% cash back on U.S. gas station and transit purchases
$95 ($0 intro annual fee for the first year) 4.4 / 5
(Read full card review)
Chase Sapphire Preferred Card Valuable rewards
5X points on Chase Ultimate Rewards travel and Lyft rides (Lyft offer through March 31, 2025)
3X po