TAB Bank Review 2025
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Edited by
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At a glance
Overview
Transportation Alliance Bank (TAB) has roots in the trucking sector and it still offers an account made for truck drivers. But it also offers solid personal and business deposit accounts, including a rewards checking account and high-yield savings account.
Highlights:
High APY Highly Rated AppHighlights:
CDs
Checking
Savings
MMA
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 5/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.6/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Overall
TAB Bank is mostly an online bank that offers deposit accounts for individuals and businesses, as well as commercial loans. Yields are mostly high at TAB Bank, with the exception of its money market account, which earns a pretty low rate. You don’t need a minimum deposit to open most of the accounts.
Pros
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Most deposit accounts pay higher yields than many other banks.
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Its mobile app is highly rated on iOS and Android.
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Minimum deposit requirements are low.
Cons
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TAB doesn’t have CDs with a term shorter than one year.
TAB Bank banking products
TAB Bank Tab Save savings account overview
Pros
-
The account pays a competitive APY, which you can start earning with as little as one cent.
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The account requires no minimum opening deposit and charges no monthly maintenance fees.
Cons
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Customers aren’t able to deposit cash or checks into the account at ATMs.
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TAB Bank charges $30 for outgoing wire transfers, which is higher than what some other banks charge.
Rate history for TAB Bank's Savings account
See how rates for this account have changed over time. Interact with the trend lines to view APY by date.
TAB Bank certificates of deposit overview
Pros
-
The CD yields are competitive.
Cons
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At $1,000, the minimum deposit requirement is higher than some competitors.
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TAB Bank doesn’t offer terms shorter than one year, according to its website.
Rate history for TAB Bank's CD accounts
See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.
TAB Bank money market account overview
Pros
-
There’s a low minimum deposit to open a money market account at TAB Bank.
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The account doesn’t charge monthly maintenance fees.
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The account offers check-writing privileges.
Cons
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There is a $10 fee for closing your account.
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The TAB Money Market Account earns a very low APY for an online-only bank.
TAB Bank Spend Rewards Checking account overview
Pros
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Competitive yield on all balances, plus 1 percent cash back on debit card purchases.
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No minimum deposit is required to open the account.
Cons
-
Customers aren’t able to deposit cash or checks into the account at ATMs.
Bank fees
| Fee | Charged? |
|---|---|
| Overdraft fee | $0 |
| Non-sufficient funds fee | $0 |
| Monthly maintenance fee | $0 – $8 |
| Out-of-network ATM fee | $2 |
| Excessive transaction fee | None |
Customer experience
Customer support. TAB Bank has customer service hours from 6 a.m. to 7 p.m. Mountain time during the week and Saturday hours are from 9 a.m. to 3 p.m. These hours aren’t applicable for Federal holidays. Customer service requests can also be made through the bank’s “Contact us” form on its website.
Digital experience. TAB Bank is best suited for consumers who are comfortable with online and mobile banking. Its mobile app is highly rated by Apple and Android users, and it allows users to deposit money, pay bills, send money to friends or family and get account alerts.
How TAB Bank compares to other banks
Compare different account types offered by Transportation Alliance Bank. Annual percentage yields (APYs) shown were updated between May 17, 2025 and May 23, 2025.
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Selected bank
TAB Bank savings account
Bankrate score
4.9
Bankrate Savings rating = 4.9/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
Most comparable
FNBO Direct savings account
Bankrate score
4.5
Bankrate Savings rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
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Bankrate score
Bankrate Savings rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
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APY
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between May 17, 2025 and May 23, 2025.
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| 4.26% | 3.35% | |
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Minimum balance for APY
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| $0.00 | $0.00 | |
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Estimated earnings
Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
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| $2,130 | $1,675 | |
| TAB Bank offers a high-yield savings account that pays a competitive APY, and has easy terms for opening and maintaining the account. The high-yield savings account doesn’t require a minimum opening deposit. | FNBO’s Direct High Yield Online Savings Account offers a competitive yield, but the bank isn’t accepting new applications at the moment. FNBO expects to accept applications again in early 2024, according to its website. Only $1 is needed to open the account, and there’s no monthly service fee. You’ll earn interest on all balances. Interest is compounded and credited monthly. | |
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APY offering:
4.26%
5/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance for APY:
$0.00
5/5
The lowest deposit amount an account must have before it can earn interest.
Monthly service fee:
$0.00
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
5/5
The lowest balance an account must maintain in order to avoid a fee.
Access to funds:
Good
4/5
A procedure that allows an individual or organization to access and manage the funds of another account holder.
|
APY offering:
3.35%
4/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance for APY:
$0.00
5/5
The lowest deposit amount an account must have before it can earn interest.
Monthly service fee:
$0.00
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
5/5
The lowest balance an account must maintain in order to avoid a fee.
Access to funds:
Great
5/5
A procedure that allows an individual or organization to access and manage the funds of another account holder.
|
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
The lowest deposit amount an account must have before it can earn interest.
A monthly charge a financial institution deducts from an account if certain requirements are not met.
The lowest balance an account must maintain in order to avoid a fee.
A procedure that allows an individual or organization to access and manage the funds of another account holder.
Bankrate does not currently track additional product details for this bank.
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Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
Transportation Alliance Bank customer reviews
Transportation Alliance Bank has 48 reviews
Dive into community reviews below and see what others think about Transportation Alliance Bank .
In July 2024, Bankrate collaborated with a third-party vendor to survey 1,200 bank account holders nationwide. Bankrate and our vendor collected and summarized account holder responses to five rating questions on a 5-point scale as well as open-ended reviews of the banking experience. Responses are based on individual account holder product details, and therefore cannot be verified for accuracy. Reviewers received an incentive for their feedback. Their ratings are unedited and have not been reviewed or approved by the associated bank or credit union, nor do these responses reflect Bankrate's own expert review of these banking products.
Community Reviews
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