Simple Checking is First National Bank of America’s interest-bearing checking option. The account can be opened with $100. FNBA will charge a $6 monthly service charge, plus 30 cents per debit fee, for those who fail to maintain a minimum daily balance of $500 or $750 average daily balance during the statement cycle.
Another option from FNBA is the Personal Checking account, which can be opened with a $100 deposit. Users of the account will be charged a $4 monthly service charge, plus 30 cents per debit fee, unless they maintain a minimum daily balance of $100 or an average daily balance of $350 per statement cycle.
The account comes with access to online and digital banking.
The account be opened with just $100.
Won't be charged for using out-of-network ATMs.
High interest offered for checking accounts.