U.S. Bank’s Easy Checking only requires $25 to open an account. You’ll need to keep at least $1,500 in this account to avoid the $6.95 monthly service fee. But having a direct deposit go into this account is a way to avoid that fee too.
U.S. Bank’s Platinum Checking bears interest for all daily balances. There is a $24.95 monthly service fee and you need at least $25,000 in deposits, credit balances or investments with the bank or have a personal trust relationship with a banker to avoid the fee.
Other options include the Safe Debit Account for those who don’t need checks and want to pay the lower $4.95 monthly fee or Easy Checking, which comes with the standard checkbook and an avoidable $6.95 monthly fee. It also offers Gold Checking and Student Checking.
U.S. Bank customers have access to Zelle to send money to others.