NBKC Bank Review 2022
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At a glance
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NBKC Bank is a good choice for customers who like to bank online, get competitive rates and avoid the array of fees many banks charge.
Highlights
- High APY
- No Monthly Fees
Overall
NBKC offers competitive rates on deposit accounts for business and personal customers.
Pros
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NBKC offers competitive yields on some deposit accounts.
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It doesn’t charge fees for overdrafts.
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The minimum deposit required to open a CD is low.
Cons
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It’s not a bank for customers who like branch banking unless they live in the Kansas City metro area.
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There are other banks that pay higher yields on deposits.
NBKC Bank bank products
NBKC Bank CD overview
For some of the CD terms (two years or more), you only need $250 to open an account, while the three-month, six-month and one-year CDs require a minimum $1,000 deposit — which is still on the lower end.
Pros
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The bank offers a broad range of deposit terms.
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NBKC’s minimum opening balances are low.
Cons
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You can get higher yields at other banks.
Bank experience
NBKC Bank is a good choice for customers who want to do their banking online. It is a full-service community bank that only supports a few physical branch locations. Most of its business is done online.
Customer service via live chat is available only during normal bank hours, 9 a.m. to 6 p.m. Eastern time, weekdays.
About NBKC Bank
NBKC Bank is an FDIC-insured bank that was founded in 1999. NBKC is an online bank, but it also operates four branch locations in Kansas and Missouri. NBKC (formerly National Bank of Kansas City) serves small businesses and individuals. No savings account is offered.
Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
