Banesco offers two checking accounts: Personal Checking and NOW Account.
Personal Checking: This product is the bank’s basic checking account and the one scored for this review. It requires just $100 to open. There’s a $15 monthly fee, but it’s waived with an average daily balance of $100. Account holders have access to unlimited checks and a Visa debit card. The account doesn’t pay interest.
NOW Account: This account is similar to the Personal Checking version, but it pays a little interest. It requires only $100 to open, and offers access to unlimited checks and a Visa debit card. There’s a $15 monthly fee; unlike the Personal Checking account, the NOW Account requires an average daily balance of $1,500 to waive the fee. Customers have surcharge-free access to more than 55,000 ATMs through the Allpoint network.
Both accounts offer unlimited checks and a debit card.
Customers have fee-free access to thousands of ATMs.
An interest checking account option is available.