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Jenius Bank Review 2026
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Edited by
Updated March 5, 2026
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Jenius Bank is no longer accepting new customers
In January 2026, Jenius Bank stopped offering new savings accounts, although customer support is still servicing existing accounts. “SMBC has announced the wind-down of Jenius Bank, the digital banking unit in SMBC MANUBANK,” said an SMBC spokesperson. “This includes suspending new account openings and new loan originations.” Bankrate will add more information regarding Jenius Bank accounts to this page as it becomes available.
Review methodology
With so many financial institutions to choose from, it can be hard to know who to trust. Bankrate’s ever-growing list of bank and credit union reviews is updated regularly. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
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