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Jenius Bank Review 2026

Updated March 5, 2026

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Jenius Bank is no longer accepting new customers

In January 2026, Jenius Bank stopped offering new savings accounts, although customer support is still servicing existing accounts. “SMBC has announced the wind-down of Jenius Bank, the digital banking unit in SMBC MANUBANK,” said an SMBC spokesperson. “This includes suspending new account openings and new loan originations.” Bankrate will add more information regarding Jenius Bank accounts to this page as it becomes available.
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Bank logo
Member FDIC
Savings Account
3.00
%
APY
APY
Info Icon
As of 8/22/2026
Rating: 4.5 stars out of 5
$0
Min. balance for APY
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Bank logo
Member FDIC
Savings Account
4.10
%
APY
APY
Info Icon
As of 8/22/2026
Rating: 4.6 stars out of 5
$5,000
Min. balance for APY
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Promoted offer: Earn up to 4.10% APY. Enter promo code CITBOOST to receive a 0.35% APY bonus on base APY of 3.75% for six months from account opening.
Bank logo
Member FDIC
Savings Account
4.00
%
APY
APY
Info Icon
As of 8/22/2026
$0
Min. balance for APY
View offer Arrow Right Icon
Promoted offer: Grow Your Savings at 4.00% APY with Northwest Bank, proudly headquartered in Columbus, Ohio.

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To determine a financial institutions' deposit Bankrate Score, Bankrate rates banks and credit unions on a scale of one (1) to five (5) stars — with five (5) the highest rating — based on a variety of factors relating to the bank or credit union's products and services. Banks and credit unions are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.

When a bank has entered a consent decree, been assessed a penalty in a case brought by a federal regulator or in a certified, federal class-action lawsuit, or received a federal judgment for harming its banking customers within the past three years, we deduct one point for each penalty received from its total Bankrate Score, with a floor of zero (0) stars.