North American Savings Bank Review 2022
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At a glance
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Savings
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NASB is good for savers who want liquidity, higher yields and online account accessibility. If you like NASB’s products, rates and terms but don’t live in Missouri, banking online with NASB is a good option.
Highlights
Overall
NASB is a midsize Kansas City bank with brick-and-mortar branches, as well as online banking services, digital wallets and a mobile app that broadens its reach and appeal. It offers attractive yields on CDs, checking, savings and money market accounts. It has a “switch kit” that helps ease the transfer of funds from other banks.
Pros
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NASB is a full-service bank with branch locations, as well as online and mobile banking.
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Its best yields on deposit accounts are competitive and beat the big traditional banks.
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It is an established bank, founded in the 1920s, and is FDIC-insured.
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Customers have fee-free access to over 24,000 ATMs, including those in the MoneyPass network.
Cons
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You can find banks that pay higher yields.
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It has a limited number of branch locations.
North American Savings Bank bank products
North American Savings Bank savings overview
There is also a savings account for youths under age 18, a Super Saver account that pays a decent APY on balances of $15,000 and up, a basic Statement Savings account and an assortment of other accounts with different features. All accounts incur a $7.50 monthly maintenance fee if minimum balances are not maintained. Accounts can be opened online or in a branch, and come with access to online and mobile banking.
Pros
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Yields are better than average.
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The bank offers a variety of savings accounts for different needs.
Cons
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You can find higher yields at other banks.
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The highest yielding account requires a $15,000 deposit.
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A monthly fee is charged if balances fall below the minimum.
Bank experience
NASB serves customers in the Kansas City area who like branch banking, as well as those who prefer online and mobile banking. Its mobile app is highly rated in the Apple App and Google Play stores.
NASB’s debit card works with Apple Pay, Google Pay and Samsung Pay for making purchases using a mobile phone. Its partnership with MoneyPass expands its ATM network well beyond the Kansas City area.
Customer service is available by phone, but the hours of availability are not posted on the website.
About North American Savings Bank
North American Savings Bank, headquartered in Kansas City, Missouri, is a full-service bank that offers checking, savings, money market and CD accounts, as well as mortgages, commercial loans and more. It has 10 branches and three mortgage loan offices in Kansas City. It offers online and mobile banking, along with access to over 24,000 surcharge-free ATMs in the MoneyPass network.
Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
