Arvest Bank Review 2023
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At a glance

CDs
Checking
Savings
MMA
About Bankrate Score
Overview
Arvest Bank is best for consumers in Arkansas, Kansas, Oklahoma and Missouri who like working with a smaller bank and having a local branch, but it doesn’t offer the best rates.
Highlights
- Highly Rated App
- Low Fees

Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Bankrate Savings rating = 5/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Overall
Arvest Bank is a regional bank based in Bentonville, Arkansas, that offers accounts to residents of Arkansas, Kansas, Oklahoma and Missouri.
Pros
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Reasonable minimum-deposit amounts mean most accounts are accessible to a broad range of consumers.
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The bank provides a mobile app that earns positive reviews by iOS and Android users.
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The bank’s overdraft fee is significantly lower than the average fee.
Cons
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Higher APYs can be found elsewhere.
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Customer phone support isn't available Sundays.
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There is a fee to use an out-of-network ATM.
Arvest Bank bank products
Arvest Bank savings overview
Higher yields and savings accounts that charge no fees can be found at other banks.
Pros
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The Arvest Bank Savings Account has a reasonable minimum deposit.
Cons
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Higher yields can be found elsewhere — especially at online banks.
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A $2 monthly fee applies unless monthly minimum balance requirements are met.

Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bank experience
Arvest Bank is a Bentonville, Arkansas-based regional bank with more than 240 branches in Arkansas, Kansas, Oklahoma and Missouri. Accounts can be opened online but only by residents in the four states the bank serves.
The bank’s ATM network isn’t extensive, but its website and app offer surprisingly good technology for a smaller bank. Arvest customers have access to highly rated apps for both Android and iOS, the option to use multiple mobile wallets and some useful budgeting tools.
About Arvest Bank
Arvest Bank is a regional bank in Arkansas, Kansas, Oklahoma and Missouri that operates more than 240 branches. It provides money market accounts, savings accounts, certificates of deposit and checking accounts. Its mobile banking app earns high scores in Apple's App Store and the Google Play store.
Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.