Bethpage Federal Credit Union offers a number of traditional certificates across various terms. It also offers special certificates, including a 39-month bump-up certificate. The minimum deposit is just $50.
Early withdrawal penalties are standard. For certificates with terms of 12 months or fewer, the penalty is 90 days’ dividends on the amount withdrawn. For certificates with longer terms, the penalty is 180 days’ dividends.
Interest compounds daily.
Low minimum deposit to open an account.
Interest can be paid out before the certificate matures.