Glacier Bank Review 2023
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At a glance
CDs
Checking
Savings
MMA
About Bankrate Score
Overview
Glacier Bank is best for customers in the Rocky Mountain states where most of Glacier Bank’s branches are located. It's part of the Allpoint ATM network, so even if you don’t live in those states, you’ll have access to your money via 55,000 ATMs worldwide.
Highlights
- Low Min Deposit
Offers featured here have been sponsored by our partners, which impacts how, where, and in what order the products appear.

APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 5/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Overall
With more than 200 branches and low minimum deposit requirements, Glacier Bank’s large range of deposit products are easy to open and will fit many customer needs. However, most of its accounts offer very low APYs, falling well short of the competition. The bank offers good rates on select products, but those are generally the exception to the rule.
Pros
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Opening deposit requirements are low.
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Accounts can be opened online.
Cons
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Glacier Bank’s website isn’t very transparent about its rates.
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APYs are generally low across Glacier Bank’s deposit products.
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Mobile app reviews are low.
Glacier Bank banking products
Glacier Bank savings overview
Withdrawals made by electronic transfer or check are limited to six per month; you’ll be charged a $1 fee for each withdrawal over that limit.
Pros
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There isn’t a minimum deposit requirement to open the account.
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You can link your savings account to your checking to avoid overdraft fees.
Cons
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There's a $2 monthly service fee if you don’t maintain a balance of $100.
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Certain types of withdrawals are limited to six per month; there’s a fee for each withdrawal over that limit.
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The rate offered is very low.
Offers featured here have been sponsored by our partners, which impacts how, where, and in what order the products appear.

APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bank experience
Customers can reach Glacier Bank representatives over the phone Monday through Friday from 8 a.m. to 5 p.m. Mountain time. On weekends and holidays, customers can call from 9 a.m. to 5 p.m. Mountain time.
Glacier Bank offers an iOS and Android mobile app, but ratings from users are very low. Whether on Glacier Bank’s webpage or through its app, online banking lets you transfer your funds between accounts, pay your bills through Bill Pay and deposit your checks on your mobile device.
Although there’s an app, you can’t connect your card to Apple or Google Pay, and Glacier Bank doesn’t support person-to-person transactions through popular apps like Zelle or Popmoney.
About Glacier Bank
Glacier Bank was established in 1955 in Kalispell, Montana, where the bank is still headquartered today. The bank offers financial products for consumers and businesses alike, offering savings and checking accounts, as well as lines of credit.
Glacier Bank’s physical presence is mostly kept to Rocky Mountain states, including Montana, Idaho, Colorado and Washington. However, customers can open accounts nationwide on Glacier Bank’s website, making their accounts easily accessible to everyone.
Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.