Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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What happens when your home insurance lapses
Learn how a lapse in home insurance can occur and how it could impact you financially.
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Understanding FEMA’s Risk Rating 2.0 system for flood insurance
FEMA’s Risk Rating 2.0 system is designed to produce fair flood insurance rates.
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Limited home insurance options in California as major carriers pull back
Bankrate tracks the CA home insurance market as providers limit coverage.
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Tiny homes: Are they worth it?
How much is a tiny home? Bankrate explores the options for tiny living.
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Best cheap homeowners insurance in Madison
Bankrate reviews the best cheap home insurance providers in Madison, WI
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What is home insurance replacement cost coverage?
Bankrate helps homeowners decide if replacement cost insurance is right for them.
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How to switch home insurance companies
Learn how to switch home insurance companies, even if you have a mortgage.
10 min read Feb 19, 2024 -
Does homeowners insurance cover termites?
Home insurance does not usually cover termites — but you might have other options.
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What is additional living expenses coverage?
Bankrate explains additional living expenses coverage on home and renters insurance.
5 min read Feb 19, 2024 -
What happens when you pay off your mortgage?
Owning your home free and clear carries both financial and emotional rewards.
6 min read Feb 16, 2024