Step 1: Determine your budget
Calculate how much home you can afford, so you can narrow your search and get prequalified for a mortgage.
Real Estate
From finding your dream home to securing a great financing offer, we guide you through every step of the homebuying process.
Take the next steps
Step 2: Get prequalified
Compare mortgage rates and connect with a lender to get prequalified. This boosts your credibility with sellers and indicates how much financing you’re eligible to receive.
Step 3: Find your home
OJO, our AI-driven real estate assistant, pairs you with homes that match your specific criteria and even answers your questions.
Bankrate and OJO help you complete the homebuying process with ease.
We've paired with OJO, an AI-driven real estate assistant that communicates via text, to help you navigate the homebuying process with speed and precision.
Get personalized recommendations
Based on your preferences, OJO quickly learns the details you crave and can text you newly listed homes or answer every little (and not so little) question.
Supercharge your agent relationship
Ready to set up a tour or put in an offer? OJO can connect you with a local expert and quickly get them up to speed so you can hit the ground running.
Get expert help with your budget
Ready for financing? OJO can help you search Bankrate’s lender network to find the top mortgage offers that you prequalify for.
This home just hit the market.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
It's two miles outside your
preferred area, but matches
your preference of four
bedrooms and space to grow.
When was the bathroom last renovated?
According to the listing agent,
the bathroom was remodeled
last year.
the bathroom was remodeled
last year.
Is the backyard private?
The backyard is fenced and has
a large oak tree for extra shade.
a large oak tree for extra shade.
Get prequalified now
From knowing how much home you can afford to boost your credibility with sellers, being prequalified gives you an edge in the homebuying process.
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