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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A neighborhood view from the street
It offers a way to buy a home for half off the list price. But there is a catch or two.
Augusta, Maine
If you’re a first-time homebuyer in Maine, help is available.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
Two women discussing documentation in an office
Protect yourself from being charged over a loan delay that wasn’t your fault.
Illustrated image featuring a moneybag shaped like a house
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
A A/C technician tests a new install
A VA rehab loan can help you make upgrades — but only to essential systems.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
A landmark in Lewes, Delaware
If you’re a first-time homebuyer in Delaware, help is available.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.