Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

7 min read

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

For some homebuyers, surge in mortgage rates creates new urgency

3 min read

An illustration of a house A-frame under construction

Best construction loan lenders in 2022

5 min read

A homebuyer meets with a Realtor in a listing

Best mortgage lenders with no origination fee in 2022

3 min read

Calendar: What’s driving mortgage rates the week of Jan. 17-21, 2022?

1 min read

Three homes side by side in a neighborhood

Best mortgage refinance lenders in 2022

5 min read

Mortgages

Mortgage rate deals for week ending Jan. 15, 2022: Top offers from lenders

1 min read

Mortgages

Think you need top credit for a mortgage? Don’t let borrowers’ high average credit scores scare you

3 min read

Mortgages

Calendar: What’s driving mortgage rates the week of Jan. 10-15, 2022

2 min read

Latest Articles

Compare today’s mortgage and refinance rates, January 14, 2022 | Rates rise

Now is a favorable time to get a mortgage: the average rate you’ll pay for a 30-year fixed mortgage is 3.51, the average 15-year fixed-mortgage rate is 2.83 percent, and the average rate on a 5/1 ARM [...]

3 min read Jan 14, 2022
Best cash-out refinance lenders in 2022

Here is Bankrate’s guide to the best cash-out refinance lenders.

4 min read Jan 14, 2022
2022 North Dakota conforming and FHA loan limits by county

Check to see what the loan limits are for each county in your state.

1 min read Jan 13, 2022
2022 New Mexico conforming and FHA loan limits by county

Check to see what the loan limits are for each county in your state.

1 min read Jan 13, 2022
2022 North Carolina conforming and FHA loan limits by county

Check to see what the loan limits are for each county in your state.

1 min read Jan 13, 2022
2022 New York conforming and FHA loan limits by county

Check to see what the loan limits are for each county in your state.

1 min read Jan 13, 2022
Today’s refi rates move higher – January 13, 2022

The average 30-year fixed-refinance rate is 3.50 percent, up 15 basis points over the last seven days. The average rate for a 15-year fixed refi is 2.80 percent, up 22 basis points over the last week. [...]

5 min read Jan 13, 2022
Compare today’s mortgage and refinance rates, January 13th, 2022 | Rates rise

Mortgage rates continue near record lows: the average rate for a 30-year fixed mortgage is 3.50, the average rate for a 15-year fixed mortgage is 2.82 percent, and the average 5/1 ARM rate is 2.74 per [...]

3 min read Jan 13, 2022
Mortgage relief: What to know about mortgage forbearance

Answers to borrowers most common mortgage forbearance questions.

4 min read Jan 13, 2022
2022 Montana conforming and FHA loan limits by county

Check to see what the loan limits are for each county in your state.

1 min read Jan 12, 2022