First-Time Homebuyers

Latest First-Time Homebuyer Articles

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  First-time homebuyer loans and programs

  A comprehensive guide to grants and other tools that can make your homeownership dreams come true.

  11 min read Nov 18, 2022
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  How to get preapproved for a mortgage

  If you’re serious about buying a home, it’s the first thing you should do.

  10 min read Nov 15, 2022
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  Fixed vs adjustable-rate mortgages: What’s the difference?

  Here’s why that lower adjustable mortgage rate can be so tempting.

  5 min read Nov 11, 2022
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  Average down payment for a home

  Across the U.S., here’s what buyers in different age groups are really paying.

  2 min read Oct 17, 2022
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  What is PITI?

  Lenders look at PITI to help determine whether you’ll be able to repay your loan.

  4 min read Oct 14, 2022
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  Is the housing market about to crash? Here’s what experts are saying

  Yes, the housing market is cooling. But there’s wide agreement among experts about one thing.

  6 min read Oct 14, 2022
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  Mortgage rate lock: What it is and how it works

  What’s a rate lock and how much does it cost? We answer these and other questions.

  5 min read Oct 10, 2022
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  Understanding escrow: How it works in homebuying

  It’s not complicated, but it involves several steps. Here’s how to navigate them.

  6 min read Oct 07, 2022
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  Mortgage escrow account pros and cons

  Unless the lender insists, you may not want to use one. Here’s why.

  5 min read Oct 06, 2022
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  FHA loans: Everything you need to know in 2022

  FHA loans can help borrowers with less-than-ideal credit and small down payments.

  8 min read Sep 27, 2022