First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How to shop for a mortgage without hurting your credit score
A drop is inevitable, but you can minimize it.
7 min read Oct 31, 2024 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
8 min read Oct 21, 2024 -
Is the housing market going to crash? What the experts are saying
The housing market keeps defying expectations. But experts agree that a crash is not imminent.
8 min read Sep 26, 2024 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
8 min read Sep 17, 2024 -
What are reserves for a mortgage?
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
7 min read Sep 16, 2024 -
Closing costs: What are they and how much are they?
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
6 min read Sep 13, 2024 -
Fixed vs. adjustable-rate mortgage (ARM): What’s the difference?
One offers certain, unchanging payments; the other, a chance to pay less interest.
7 min read Sep 12, 2024 -
How to write a letter of explanation for a mortgage
No need to panic, but it’s important to do it right. Your loan may depend on it.
7 min read Sep 12, 2024 -
Millennial homebuyers: Obstacles to homeownership, statistics and tips
Here’s a look at the largest group of homebuyers today.
3 min read Sep 06, 2024 -
National vs. local mortgage lenders: Which is right for you?
Although lenders can provide the same end product, not all are created equally.
5 min read Aug 29, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer