First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How does a condo mortgage work?
To improve your chances of getting approved for condo financing, follow these tips.
4 min read Sep 06, 2023 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
8 min read Sep 05, 2023 -
What is PITI?
Lenders look at PITI to help determine whether you’ll be able to repay your loan.
5 min read Aug 23, 2023 -
In a one-two punch for buyers, home prices rise as mortgage rates soar
Home prices keep trending down, but buyers still can’t afford them.
3 min read Aug 23, 2023 -
What are mortgage lenders?
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
6 min read Aug 15, 2023 -
No-down-payment mortgage: What it is and where to find one
Some options if you want a house but your savings are small.
9 min read Aug 11, 2023 -
5 types of mortgage loans for homebuyers
A comprehensive list to help you find the right financing tool for your dream home.
7 min read Aug 11, 2023 -
Private mortgage insurance (PMI): What it is and how it works
Find out why lenders require mortgage insurance, and what to do about it.
7 min read Aug 11, 2023 -
FHA loan requirements 2023: what you need to qualify
They’re easier to get, but they still have their criteria. Here’s what you need to make the grade.
4 min read Aug 10, 2023 -
What is a conforming loan? A guide to the ‘go-to’ conventional mortgage
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
9 min read Aug 09, 2023
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer