First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How to save for a down payment
Saving the big chunk of cash you’ll need upfront can be tough. These tactics help.
6 min read May 20, 2024 -
FHA vs. conventional loans: What’s the difference?
Is one better than the other? Here are the pros and cons of each.
8 min read May 19, 2024 -
What is collateral for a mortgage, and how does it work?
It’s usually the home you’re buying — and it’s on the line if you can’t repay the loan.
4 min read May 13, 2024 -
Income requirements to qualify for a mortgage
It’s not just if you have enough coming in, but how much you have going out.
5 min read May 29, 2024 -
10 first-time homebuyer tips: How to get that house
These steps will help rookies streamline the process, avoiding bumps on the homebuying road.
8 min read May 06, 2024 -
How to shop for a mortgage without hurting your credit score
A drop is inevitable, but you can minimize it.
6 min read May 02, 2024 -
Joint mortgages: What are they and should you get one?
It can get you that home if your qualifications are shaky. But it doesn’t necessarily mean joint ownership.
6 min read Apr 29, 2024 -
How does mortgage interest work?
Everything you always wanted to know, from how it’s calculated to how to get a good rate.
7 min read Apr 26, 2024 -
What is mortgage insurance?
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
7 min read Apr 18, 2024 -
Prequalified vs. preapproved: What’s the difference?
They sound similar, but only one assures home sellers you’re a serious buyer.
5 min read Apr 15, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
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- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer