First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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First-time homebuyer guide
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
10 min read May 02, 2025 -
FHA vs. conventional loans: What’s the difference?
Is one better than the other? Here are the pros and cons of each.
6 min read May 01, 2025 -
Fixed vs. adjustable-rate mortgage (ARM): What’s the difference?
One offers certain, unchanging payments; the other, a chance to pay less interest.
4 min read Apr 30, 2025 -
Millennial homebuyers: Obstacles to homeownership, statistics and tips
Here’s a look at the largest group of homebuyers today.
4 min read Apr 30, 2025 -
What is a down payment?
A home down payment is the part of a home’s purchase price you pay upfront.
5 min read Apr 28, 2025 -
How to find the best FHA mortgage lender
You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
7 min read Apr 16, 2025 -
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5 types of mortgage loans for homebuyers
A comprehensive list to help you find the right financing tool for your dream home.
8 min read Apr 04, 2025 -
What’s one thing you wish you knew before getting a mortgage? Bankrate staff share their experiences
We asked Bankrate staff for one thing they wish they had known before getting a mortgage and owning a home. Here’s what they said.
5 min read Apr 04, 2025 -
Mississippi first-time homebuyer assistance programs
If you’re a first-time homebuyer in Mississippi, help is available.
6 min read Apr 02, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer