First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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How to improve your credit score for a mortgage
The higher your score, the better your approval chances, and the lower the interest rate.
4 min read Apr 27, 2023 -
Broker vs. agent vs. Realtor: What’s the difference?
Buying or selling a home? Understand the roles of the real estate pros who can help.
4 min read Apr 26, 2023 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
11 min read Apr 24, 2023 -
Mortgage lenders vs banks: Deciding where to get your mortgage
Although lenders can provide the same end product, not all are created equally.
4 min read Apr 24, 2023 -
HFA Loans: Everything you need to know
HFA loans are designed to make homeownership more affordable.
7 min read Apr 21, 2023 -
What is a mortgage origination fee?
Here’s how much the fee costs and whether you can negotiate it.
6 min read Apr 18, 2023 -
What is mortgage insurance?
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
4 min read Apr 13, 2023 -
What is a mortgage commitment letter?
It means you’ve got financing to buy a home — probably. But it’s far from a done deal.
6 min read Apr 12, 2023 -
What is a down payment?
A home down payment is the part of a home’s purchase price you pay upfront.
5 min read Apr 12, 2023 -
What is a mortgage interest rate?
If this is your first time getting a mortgage, here are the basics on interest rates.
4 min read Apr 12, 2023
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer