First-Time Homebuyers

Latest First-Time Homebuyer Articles

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  What is mortgage insurance? Here’s what it is and how it works

  While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.

  3 min read Jun 01, 2021
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  Marriage or mortgage? Financially speaking, there’s a clear winner

  More couples are recognizing there’s a compelling case to be made for homeownership.

  3 min read May 27, 2021
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  Inflation is back: But does that mean mortgage rates will rise?

  The rate of inflation has remained below the average rate of a 30-year mortgage for four decades. Until now.

  4 min read May 21, 2021
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  Housing market on fire: 5 ways this boom is nothing like the last one

  Liar loans are long gone. So are shady lending practices. And a new demographic waves are boosting demand.

  3 min read May 06, 2021
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  5 steps to shop for a mortgage without hurting your credit score

  Protecting your credit score is important when shopping for a mortgage.

  2 min read May 04, 2021
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  In a hyper-competitive market, how to find a real estate agent who won’t let you down

  The real estate agent can make or break your home search or sale.

  3 min read May 03, 2021
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  Deed vs. title: What’s the difference?

  The deed and title for a property are used interchangeably, but they are different.

  4 min read May 03, 2021
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  What are mortgage reserves and how much do you need?

  Mortgage reserves act as a financial cushion to meet your monthly payments in case your income changes.

  2 min read Apr 26, 2021
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  Co-ops and condos: The pros and cons of each

  Condominiums and co-ops differ in several key ways. Here’s what to know.

  5 min read Apr 19, 2021
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  How to write a letter of explanation for a mortgage

  If you need to write a letter of explanation, there’s no need to panic.

  4 min read Apr 15, 2021