First-Time Homebuyers

Latest First-Time Homebuyer Articles

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  Can you buy a home while carrying credit card debt?

  You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.

  4 min read Nov 04, 2024
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  The secret to getting a mortgage as a single person: Your lender

  Is it harder to get a mortgage if you’re single?

  4 min read Jul 08, 2024
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  I chose this type of mortgage lender to buy my first home — and it was the best decision I made

  Bankrate editor Laurie Richards shares why she worked with a local mortgage lender to buy her first home.

  4 min read Jun 20, 2024
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  First-time homebuyer statistics 2024

  Find out how first-time homebuyers stack up in terms of age, race and ethnicity and more.

  2 min read Feb 28, 2024
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  How to make an offer on a house

  How to make a successful offer on a house, and what to avoid.

  7 min read Dec 06, 2023
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  Gen Z and homebuying: 2023 trends and data

  Can the American Dream of homeownership ever become a reality for this generation of young adults?

  5 min read Oct 09, 2023
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  Buying amid affordability squeeze? Here’s how homebuyers can cope

  If you’re stretching to buy a home, here are some tips.

  7 min read May 23, 2022
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  Where in the U.S. do homes sell the fastest? Top cities with fewest days on market

  As properties fly off the market at lightning speed, buyers must be ready to compete.

  3 min read Apr 29, 2022
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  Don’t Have Money For A Down Payment? This New Mortgage Aims To Fix That

  When it comes to mortgages, there might soon be a new kid on the block. Federal Reserve economists are flirting with an idea of a no-down-payment mortgage, according to Bankrate. This new kind of mortgage [...]

  2 min read Oct 19, 2017