Mortgage Basics
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Editor's Picks
How to find your mortgage rate
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Latest Articles
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Mortgage rates fall slightly, remain in historically low range
Still at attractive lows, rates moved slightly lower in Bankrate’s weekly survey.
3 min read Apr 07, 2021
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Compare Today’s Mortgage Rates, April 8, 2021 | Rates down across the board
It is currently a great time to take out a mortgage loan: the average rate you’ll pay for a 30-year fixed mortgage is 3.21, the average 15-year fixed-mortgage rate is 2.48 percent, and the average rate [...]
3 min read Apr 08, 2021
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Today’s refi rates drop | April 8, 2021
The average 30-year fixed-refinance rate is 3.30 percent, down 4 basis points from a week ago. The average for a 15-year refi is currently running at 2.56 percent, down 7 basis points over the last seven [...]
4 min read Apr 08, 2021
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30-year mortgage rates drop in latest Freddie Mac survey
Freddie Mac reports that 30-year mortgage rates fell by an average of 5 basis points this week.
2 min read Apr 08, 2021
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2021 North Carolina first-time homebuyer assistance programs
If you’re a first-time homebuyer in North Carolina, help is available.
2 min read Apr 08, 2021
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How much does it cost to refinance?
Here’s a breakdown of the fees commonly included in refinance closing costs.
4 min read Apr 08, 2021
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Mortgage rates pull back, prolonging refi opportunity
Mortgage rates have risen in recent months but remain near historic lows.
2 min read Apr 08, 2021
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15-year mortgage rates fall, defying upward trend
Rates on these shorter mortgages are especially attractive now.
1 min read Apr 07, 2021
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Current mortgage rates – mortgage interest rates today
See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.
5 min read Apr 07, 2021
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Today’s Mortgage and Refinance Rates, April 7th, 2021 | Rates mixed
Rates on mortgage loans stay within reach of record lows: the average rate you’ll pay for a 30-year fixed mortgage is 3.26, the average 15-year fixed-mortgage rate is 2.50 percent, and the average rate [...]
3 min read Apr 07, 2021