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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

couple working on laptop together
Discover balance transfers can be completed online, via mobile app and by phone.
WLW couple with paperwork
Here’s what you need to know about carrying a balance on your credit card.
Man checking out his wife from the hospital
When paying for medical bills with credit, aim to pay it off as soon as possible.
Woman holding a cell phone in one hand and a credit card in another.
You can transfer a balance to a Capital One card in a few easy steps.
woman making a credit card purchase at cafe
Use your credit card as a tool for improving your credit score and maximizing rewards.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Young woman uses credit card snd laptop in living room
How much can you balance transfer? Get the facts to pay down your debt.
woman writing in notebook and looking at her phone
Take these important steps after completing a balance transfer.