Natalie Todoroff

Natalie Todoroff joined the Bankrate team in 2023, prior to which she wrote for a popular insurance comparison shopping app. There, she honed her skill in crafting consumer-first content about home and auto insurance by writing over 800 articles. She is also in the process of getting her property and casualty insurance license in California.

Insurance can be complicated to wrap your head around, and Natalie prioritizes ensuring her readers get the information they need to make informed financial decisions. From articles that plumb the nuances of different insurance particulars to high-level overviews, Natalie makes it her mission to distill complex topics into concise, readable and informative articles. The insurance industry is also ever-changing, with rates for both home and auto insurance on an upward trend over the past several years. Natalie also keeps a finger on the pulse of how large-scale changes affect how much you should budget for your policies.

As a California resident, Natalie witnesses first-hand the challenges climate change poses to securing an affordable home insurance policy. She is familiar with the complex laws that govern California's insurance market and how they play a role in determining what homeowners across the Golden State must pay to insure their homes.

Natalie wants you to know

If you’re shopping for car insurance, Natalie’s best tip would be to take stock of how much coverage you actually need before committing to a policy. Although it may be tempting to go with the cheapest option and save some money upfront, you may find yourself in a tight spot if you need to file a claim later on. And when shopping, be sure to ask about discounts!

Natalie's recommended readings

• Average cost of car insurance
• How much car insurance do you need?
• Best homeowners insurance companies