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Natalie Todoroff

Community Reporter
  • 5
    YEARS OF EXPERIENCE
Ribbon Icon EXPERTISE
  • Personal finance
  • Home lending
  • Homeowners insurance
Education Icon EDUCATION
  • Bachelor of Arts, Dickinson College

About the Author

Natalie Todoroff is a Community Reporter at Bankrate, where she bridges the gap between complex financial data and the lived human experience. In a landscape often dominated by numbers, Natalie’s mission is to ensure Bankrate’s coverage reflects the real-world stories, frustrations and questions of its audience. 

Whether she is sourcing stories from Reddit, conducting deep-dive interviews with financial experts or tracking consumer trends on social media, Natalie reports with empathy and clarity. Based in San Francisco, she is dedicated to elevating diverse perspectives and to help solidify Bankrate as a consumer-first advocate in the financial world.

Have a money story you want to tell? Natalie wants to hear it. Email her at ntodoroff@bankrate.com. You can also find her on TikTok @bankratenatalie.

How I think about money

I’ve always believed that money is rarely just about the math; it’s about the person. For most of us, finances are the single biggest stressor in our lives, and that stress is deeply rooted in our psychology, our upbringing and our sense of security. I think about money as a lens through which we see the world. My goal is to strip away the shame often associated with financial hurdles and replace it with empathy, helping readers navigate the emotional and systemic complexities of their bank accounts.

Natalie's Picks

3 MIN READ

Homebuying in America: “Everything I made at my second job went toward my down payment”

At 24, Jocelyn Becerra ditched the rental grind for a mortgage in Bentonville, Arkansas.

3 MIN READ

Homebuying in America: “You can have what you want, you just got to really work for it”

Philadelphia housekeeper Ayesha Garnett is defying the housing market’s grim math.

9 MIN READ

The ‘attorney model’ loophole: How debt relief companies scam people seeking help

When Coya Davis sought help for her $27,000 debt, she thought she found a lifeline. Instead, she entered a predatory scheme where debt settlement firms “rent” law licenses to charge illegal fees.

6 MIN READ

With homes out of reach, renters are re-defining the American Dream

Rising home prices shift the American Dream as renters seek freedom and flexibility.

7 MIN READ

Divorce season is almost here. Experts wish you knew more about the process

Holiday stress and New Year reflection fuel a rise in divorce filings each January.

7 MIN READ

Corporate America wasn’t cutting it for these women, so they rewrote the rules

Meet the women who left corporate life to redefine success on their own terms.

6 MIN READ

I talked to three women who asked for higher pay. This is what they got — and what they learned

When women ask for more, the answers aren’t always the same: one got a new title without the raise, one lost the offer, and one got the pay bump — but not without fallout.

Natalie's latest articles