What is a loan-to-value ratio?
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
4 min read
Apr 19, 2024
Kacie Goff
Personal Finance Contributor
EXPERTISE
- Insurance
Highlights
- Ventura, CA- based personal finance and insurance writer
- Founder of Jot Content, a full-service agency
Experience
Kacie Goff is a personal finance and insurance writer with over five years of experience covering personal and commercial coverage options. She's also dedicated to besting her brother, a financial advisor, with insider insight into the personal finance industry and spends hours researching the latest rates and regulations.
Goff founded Jot Content, a full-service content agency, in 2018. Through Jot, she contributes web content, blogs, case studies, press releases and more to brands in the finance, insurance, health and wellness, continuing education, healthcare and marketing industries.
She lives in Ventura, CA, with her husband and dingo-lookalike dog, Babou. When she’s not writing, you can find Kacie practicing yoga, working in her garden or scoping out a new happy hour.
Kacie's latest articles
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Best Business Loans for Minorities In April 2024
From SBA loans and microloans to programs designed to help underserved communities, these are the best business loans for minorities.
Apr 17, 2024 -
Prepaying your mortgage: What is it and should I do it?
Pay a little more every month, and cut your mortgage interest by a lot.
5 min read Apr 15, 2024 -
What is loss mitigation?
Here’s what to know about loss mitigation and mortgage relief.
8 min read Mar 28, 2024 -
APR vs. interest rate: What’s the difference?
The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.
6 min read Mar 25, 2024 -
What is dwelling insurance?
Dwelling coverage is an integral part of a home insurance policy. Bankrate explains.
Mar 14, 2024 -
Life Insurance For Vegans
A vegan version exists for nearly everything: vegan cheese, vegan milkshakes and even vegan burgers. In terms of insurance, while there is no specific vegan life insurance, eating a clean, plant-based diet may help you score lower life insurance premiums. If you understand why what you eat could impact what you pay, you may be able to find the best life insurance companies for vegans.
Feb 13, 2024 -
Best Life Insurance for Runners
Is life insurance for runners really more affordable when compared to other options? Long story short: it depends. There are multiple things to consider when figuring out if you could expect lower premiums and how to get the best life insurance for runners.
Feb 13, 2024