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Best car insurance in Wyoming for 2024

Updated May 01, 2024
Geico, State Farm, Allstate and Farmers write some of the best car insurance in Wyoming.
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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best car insurance companies in Wyoming

According to data provided by Quadrant Information Services, the average annual premium for a full coverage car insurance policy in Wyoming is $1,667; minimum coverage averages $263 per year. We also analyzed third-party customer satisfaction scores issued in the J.D. Power 2023 U.S. Auto Insurance Study as well as coverage options and discount availability, among other factors. Based on our in-depth research, you might find the best Wyoming auto insurance from Geico, State Farm, Allstate or Farmers.

Insurance company
Bankrate Score
Info
Average full coverage rate Average min coverage rate
4.4
Rating: 4.4 stars out of 5
$2,304
$176
4.3
Rating: 4.3 stars out of 5
$1,315
$221
3.9
Rating: 3.9 stars out of 5
$1,837
$389
3.8
Rating: 3.8 stars out of 5
$1,438
$264

Geico

Best for digital tools

Geico

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$192/mo

Avg. full coverage premium

$2,304/yr

Customer satisfaction

797/1,000

State Farm

Best for excellent customer service

State Farm

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$110/mo

Avg. full coverage premium

$1,315/yr

Customer satisfaction

821/1,000

Allstate

Best for claims satisfaction

Allstate

3.9

Rating: 3.9 stars out of 5

Avg. full coverage premium

$153/mo

Avg. full coverage premium

$1,837/yr

Customer satisfaction

783/1,000

Farmers

Best for unique coverage options

Farmers

3.8

Rating: 3.8 stars out of 5

Avg. full coverage premium

$120/mo

Avg. full coverage premium

$1,438/yr

Customer satisfaction

796/1,000

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How Bankrate chose the best car insurance companies in Wyoming

To find the best car insurance in Wyoming, we first analyzed average premiums for some of the largest insurers in the state. However, our industry experience has taught us that the best isn’t necessarily the cheapest. To identify the top carriers, we evaluated metrics such as digital tool availability, coverage options, corporate sustainability initiatives and more. We then translated this data into our proprietary Bankrate Score, ranging from 0.0 to 5.0. The higher a company’s score, the better it fared. By creating our Bankrate Score, we hope to give our readers a fast and simple way of evaluating insurance companies as they shop for new coverage.

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Why you can trust Bankrate

Read our full methodology

To help Wyoming drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How to find the best car insurance in Wyoming

A robust yet affordable car insurance policy is essential for financial protection. When shopping for the best car insurance in Wyoming, these are some things to consider that can help you find the right provider for you:

Related content:

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much is car insurance in Wyoming

Full coverage car insurance in Wyoming is much cheaper annually than the national average cost of car insurance. While the national average premium for a full coverage car insurance policy is $2,299 per year, Wyoming’s average is only $1,667 per year. Minimum coverage is also cheaper in Wyoming, averaging $263 per year. In comparison, the national average cost for this same policy is $637.

Auto insurance in Wyoming is also cheaper than in some of its neighboring states, namely Montana to the north and Colorado to the south. In Montana, the average annual cost of insurance is $2,319 for full coverage and $379 for minimum coverage. In Colorado, average rates are even higher at $2,945 and $551, respectively.

Wyoming’s relatively inexpensive premiums could be partly due to its low population density, which usually leads to fewer accidents and comprehensive claims due to theft and vandalism. The state also has a fairly low cost of living, which may make repairs cheaper. However, Wyoming's rates might be even lower if its drivers didn’t have to contend with treacherous road conditions during harsh winter weather.

City Avg. annual full coverage premium Avg. savings vs. state average

Estimate your car insurance cost in Wyoming

When looking for the best car insurance in Wyoming, it can be helpful to have a general idea of what you will be paying before you start shopping. Bankrate's handy calculator can help. Answer a few simple questions and you will have a benchmark figure to compare quotes rates against.

Calculate your monthly car insurance payment

Get a quick estimate to make sure you're not overpaying.

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Why we're asking
Methodology

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze the latest rates in May 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.

These are sample rates and should only be used for comparative purposes.

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46
years of industry expertise
Search
122
carriers reviewed
Location
34.5K
ZIP codes examined
Dollar Coin
1.2M
quotes analyzed
Written by
Mary Van Keuren
Contributor, Insurance

Mary Van Keuren has written for insurance domains such as Bankrate, Coverage.com, and The Simple Dollar for the past five years, specializing in home and auto insurance. She has also written extensively for consumer websites including Reviews.com and Slumber Yard. Prior to that, she worked as a writer in academia for several decades.

Edited by Editor, Insurance