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Best car insurance in Nevada for 2024

Nevada residents may find the best car insurance coverage with State Farm, Progressive and USAA.

Updated Feb 21, 2024
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Best car insurance companies in Nevada

According to proprietary data from Quadrant Information Services, the average cost of a full coverage car insurance policy in Nevada is $3,564 per year, with minimum coverage averaging $1,142. In addition to average premiums, Bankrate’s insurance editorial team reviewed customer satisfaction scores per the J.D. Power 2023 U.S. Auto Insurance Study, potential savings opportunities and more to help drivers find the best car insurance companies in the state. The top carriers based on our research include Geico, USAA, Progressive, State Farm and American Family.

Insurance company
Bankrate Score
Info
Average full coverage rate Average min coverage rate
4.4
Rating: 4.4 stars out of 5
$1,443
$382
4.4
Rating: 4.4 stars out of 5
$2,268
$655
4.3
Rating: 4.3 stars out of 5
$3,035
$958
4.2
Rating: 4.2 stars out of 5
$2,048
$696
4.2
Rating: 4.2 stars out of 5
$2,819
$1,159

Geico

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$120/mo

Avg. full coverage premium

$1,443/yr

Customer satisfaction

804/1,000

Progressive

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$189/mo

Avg. full coverage premium

$2,268/yr

Customer satisfaction

809/1,000

State Farm

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$253/mo

Avg. full coverage premium

$3,035/yr

Customer satisfaction

835/1,000

USAA

4.2

Rating: 4.2 stars out of 5

Avg. full coverage premium

$171/mo

Avg. full coverage premium

$2,048/yr

Customer satisfaction

879/1,000

American Family

4.2

Rating: 4.2 stars out of 5

Avg. full coverage premium

$235/mo

Avg. full coverage premium

$2,819/yr

Customer satisfaction

Not rated

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How Bankrate chose the best car insurance companies in Nevada

Bankrate’s insurance editorial team has hands-on experience helping drivers find coverage that best suits their needs. To find the best car insurance in Nevada, we started by analyzing premium data sourced from Quadrant Information Services. However, we understand that the cheapest car insurance company isn’t always the best.

Keeping affordability in mind, we also reviewed other factors such as coverage options, digital tool availability, corporate sustainability and more. We distilled this information into a Bankrate Score, ranging from 0.0 to 5.0. The higher a company’s Bankrate Score, the better it fared in our holistic evaluation. We created this proprietary scoring method to give our readers a simple way to size up carriers as they shop for new insurance.

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Why you can trust Bankrate

Read our full methodology

To help Nevada drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.

46

years of industry expertise

122

carriers reviewed

20.7K

ZIP codes examined

1.2M

quotes analyzed

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How to find the best car insurance in Nevada

Taking some time to understand what you need most from your car insurance company could guide your search for the best auto insurance in Nevada. Here are some tips that may prove useful when comparing quotes.

Related content:

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much is car insurance in Nevada?

The average cost of car insurance in Nevada is much higher than many other states. A full coverage auto policy in Nevada costs an average of $3,564 annually; minimum coverage is $1,142. In comparison, the national averages are $2,545 and $741, respectively. Nevada's average premiums are also much higher than those of its neighbors. In California, full coverage averages $2,692 per year, and Arizona's average annual rate is even lower at $2,515.

Nevada car insurance could be more expensive than average due to the state’s high rate of accidents involving drugs and alcohol. In 2021, nearly 60 percent of all car accident fatalities involved a driver under the influence.

City Avg. annual full coverage premium Avg. savings vs. state average

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If you’re looking for a more personalized cost estimate for your car insurance, try our free calculator. Answer five simple questions for a payment estimate in your state.

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

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Why we're asking
Methodology

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2024 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.

These are sample rates and should only be used for comparative purposes.

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46
years of industry expertise
Search
122
carriers reviewed
Location
20.7K
ZIP codes examined
Dollar Coin
1.2M
quotes analyzed
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Written by
Ashlyn Brooks

Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and banking products.

Edited by Editor, Insurance