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Best car insurance in Colorado for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Colorado
To find the best auto insurance Colorado has to offer, Bankrate’s editorial team reviewed several facets of each carrier, including quoted premiums provided by Quadrant Information Services, coverage offerings and available discounts. We also examined third-party reviews from multiple sources, including overall customer satisfaction from the J.D. Power 2024 U.S. Auto Insurance Study and financial strength ratings from AM Best. Then, we assigned each a Bankrate Score on a five-point scale, indicating the provider’s overall competitiveness relative to other top insurers.
If you are looking for the best auto insurance in Colorado, you may want to consider the following auto insurance carriers: Geico, State Farm, Progressive, American Family and Allstate. Some of them even offer average rates below the Colorado average, which is $2,945 per year for full coverage and $561 for minimum coverage.
|
|
|
|
---|---|---|---|
4.4
|
$1,650
|
$288
|
|
4.4
|
$3,009
|
$418
|
|
4.3
|
$3,065
|
$651
|
|
4.2
|
N/A
|
N/A
|
|
3.9
|
$4,272
|
$907
|
Geico
Best for discounts
4.4
4.4
Avg. full coverage premium
$137/mo
Avg. full coverage premium
$1,650/yr
Customer satisfaction
618/1,000
-
Why Geico made our list: Geico is known for offering low premiums, and the company’s average rates in Colorado are no exception. However, it may be worth noting that Geico offers fewer coverage options compared to other major carriers, meaning its policies may be better suited for Colorado drivers seeking basic coverage. Geico offers a generous list of discounts to help you save additional money on your policy, which could make up for its limited add-ons. Overall, Geico has solid third-party ratings, with a Bankrate Score of 4.4 out of 5.0. Additionally, it tied for two 2024 Bankrate Awards: one for Best Auto Insurance Company Overall and one for Best Budget Auto Insurance Company. It was also awarded top choice as Best Company for Young Drivers. However, in J.D. Power’s 2024 U.S. Auto Insurance Study, Geico ranked below the industry average in Colorado.
Who Geico may be good for: If saving money is your primary concern, you may want to get a quote from Geico. The company’s low average rates coupled with its lengthy list of discounts may make it an attractive option for drivers with a tighter auto insurance budget.
Progressive
Best for streamlined coverage packages
4.4
4.4
Avg. full coverage premium
$251/mo
Avg. full coverage premium
$3,009/yr
Customer satisfaction
614/1,000
-
Why Progressive made our list: Progressive could be an excellent choice for drivers new to car insurance because of its Name Your Price tool. The Name Your Price tool makes tailoring an affordable coverage package easy — shoppers simply enter their budget and coverage needs, and the Name Your Price tool provides coverage packages based on this information. The company also offers an assortment of product lines in addition to auto insurance, including home insurance, business insurance and even Segway insurance. However, Progressive received below-industry-average scores from J.D. Power for customer and claims satisfaction. This indicates previous customers may have felt the service they received from Progressive was lacking.
Who Progressive may be good for: Young drivers may find Progressive a good option since the company's Name Your Price tool makes it easy to adjust the numbers and find a policy that works for their budgets. Progressive also has a handful of discounts that might help young drivers lower their payment, such as teen driver, good student and distant student discounts. Progressive was also the 2024 Bankrate Awards winner for Best Car Insurance Company for High-Risk Drivers, which may make it a solid option for drivers with less-than-perfect motor vehicle records.
State Farm
Best for local offices
4.3
4.3
Avg. full coverage premium
$255/mo
Avg. full coverage premium
$3,065/yr
Customer satisfaction
646/1,000
-
Why State Farm made our list: State Farm remains the largest auto insurer in the U.S. with 18 percent of the market share. The company has hundreds of exclusive local agents throughout Colorado, so if you prefer to handle your insurance needs in person, State Farm may be a good choice. State Farm also has online and mobile app capabilities for digital policy management, and it ranked sixth for service in the 2024 J.D. Power U.S. Insurance Digital Experience Study. In addition, State Farm offers a full line of insurance products, including auto, home and life insurance, making it a good option for one-stop insurance shopping. If you are hoping to customize your policy to fit your circumstances, you should be aware that State Farm offers fewer endorsements than some of its competitors.
Who State Farm may be good for: The company has hundreds of exclusive local agents throughout communities across Colorado, so if you prefer to handle your insurance needs in person, State Farm may be a good choice.
American Family
Best for coverage add-ons
4.2
4.2
Avg. full coverage premium
Not available
Avg. full coverage premium
Not available
Customer satisfaction
656/1,000
-
Why American Family made our list: American Family is known for its high-quality customer service, earning the third-highest overall customer satisfaction ranking for the Southwest region in J.D. Power’s study. Plus, American Family’s auto insurance policies can be personalized, with options like rideshare coverage, classic car insurance and roadside assistance available to tailor coverage to your needs. However, average rates aren’t available for the state.
Who American Family may be good for: For drivers whose circumstances mean they need more than just basic coverage, American Family might be a good choice. It has a robust list of endorsements, or add-ons, that let you customize coverage to fit your specific needs.
Allstate
Best for telematics
3.9
3.9
Avg. full coverage premium
$356/mo
Avg. full coverage premium
$4,272/yr
Customer satisfaction
633/1,000
-
Why Allstate made our list: Allstate’s Drivewise telematics program may appeal to drivers looking for low rates, as you don’t have to be a policyholder to participate and subpar driving will not negatively impact your premium. Allstate also offers perks you may not find with another company, such as new car replacement, gap insurance and accident forgiveness. However, the company scored below the regional average in the J.D. Power 2024 U.S. Auto Insurance Study.
Who Allstate may be good for: Individuals with a clean driving record and a reputation for safe driving may find Allstate's Drivewise program appealing. You could earn a 10 percent discount just for signing up — and more if you drive safely.
How Bankrate chose the best car insurance companies in Colorado
To find the best auto insurance in Colorado, Bankrate looked at a variety of factors that may be important to consider when choosing a car insurance provider. We started by collecting rate data from Quadrant Information Services to better understand pricing for the top companies.
We also awarded each Colorado auto insurance provider a Bankrate Score with a maximum of 5.0 points. Bankrate Scores are based on factors like financial strength, premium affordability, customer experience, online and mobile policy management tools and coverage availability. When comparing auto insurance providers, referencing Bankrate Scores and average rate data may help you identify the car insurance options that are right for you.
Why you can trust Bankrate
Read our full methodologyTo help Colorado drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Colorado
The best car insurance in Colorado may be different for everyone. Each driver requires specific coverage types that may or may not be available from certain insurers. Some drivers prioritize price, while others value customer service above all else. When you’re deciding which provider will work best, you may want to take into account the following.
New
- In March 2024, the Colorado Supreme Court ruled that car insurance companies are allowed to offer classic car-only insurance policies.
Related content:
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Colorado?
Colorado drivers pay an average annual premium of $561 for minimum coverage and $2,945 for full coverage, according to November 2024 rate data from Quadrant Information Services. Compared to the nationwide average annual premium of $2,458 for full coverage, Colorado’s average rate is higher. However, minimum coverage in Colorado costs about 19 percent less on average than the national average of $678 per year.
One factor that is likely to play a role in determining Colorado car insurance rates is the number of accidents in the state. So far in 2024, the Centennial State has seen more than 68,000 accidents, with 530 of those resulting in fatalities. Colorado was also named by the FBI in 2024 as the state with the most car thefts. According to the FBI's study, 45,883 vehicles were stolen between 2012 and 2022.
As such, insurance in Colorado is unsurprisingly more expensive than insurance in some neighboring states. For example, the average full coverage premium in Utah is $2,141 per year, and Wyoming drivers pay an average of $1,668 per year.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Sterling | $3,105 | +5% |
Arriba | $3,311 | +12% |
Fountain | $3,146 | +7% |
Stratton | $3,325 | +12% |
Wild Horse | $3,268 | +10% |
Merino | $3,148 | +7% |
Cope | $3,326 | +12% |
Kirk | $3,327 | +12% |
Lake George | $3,018 | +2% |
Matheson | $3,412 | +15% |
Peyton | $3,112 | +6% |
Simla | $3,276 | +11% |
Victor | $3,007 | +2% |
Colorado Springs | $3,169 | +7% |
Guffey | $2,909 | -1% |
Kit Carson | $3,240 | +10% |
Limon | $3,393 | +14% |
U S A F Academy | $3,044 | +3% |
Pueblo | $3,206 | +8% |
Colorado City | $3,179 | +8% |
Hartman | $3,287 | +11% |
Ordway | $3,181 | +8% |
Rye | $3,191 | +8% |
Eckley | $3,309 | +12% |
Fleming | $3,117 | +6% |
New Raymer | $2,911 | -1% |
Burlington | $3,271 | +10% |
Aurora | $3,287 | +11% |
Steamboat Springs | $2,700 | -9% |
Walden | $2,671 | -10% |
Winter Park | $2,709 | -8% |
Estes Park | $2,581 | -13% |
Fort Collins | $2,543 | -15% |
Laporte | $2,496 | -17% |
Masonville | $2,468 | -18% |
Windsor | $2,696 | -9% |
Eastlake | $2,914 | -1% |
Greeley | $2,749 | -7% |
Silverthorne | $2,623 | -12% |
Erie | $2,660 | -10% |
Fort Lupton | $2,881 | -2% |
Kersey | $2,804 | -5% |
Crook | $3,152 | +7% |
Pinecliffe | $2,765 | -6% |
Niwot | $2,506 | -16% |
Brighton | $2,895 | -2% |
Longmont | $2,626 | -11% |
Gilcrest | $2,724 | -8% |
Nunn | $2,823 | -4% |
Roggen | $2,963 | +1% |
Palisade | $2,206 | -29% |
Dinosaur | $2,645 | -11% |
Hamilton | $2,710 | -8% |
Hayden | $2,699 | -9% |
New Castle | $2,420 | -20% |
Vail | $2,594 | -13% |
Arlington | $3,266 | +10% |
Fort Lyon | $3,716 | +23% |
Chromo | $2,825 | -4% |
Silver Plume | $2,932 | -0% |
Toponas | $2,745 | -7% |
Drake | $2,636 | -11% |
Loveland | $2,483 | -17% |
Mead | $2,650 | -11% |
Denver | $3,146 | +7% |
Model | $3,088 | +5% |
Sheridan Lake | $3,222 | +9% |
Walsh | $3,235 | +9% |
Alamosa | $2,873 | -3% |
Crestone | $2,719 | -8% |
Fruita | $2,130 | -32% |
Meredith | $2,694 | -9% |
Molina | $2,352 | -22% |
Campo | $3,174 | +7% |
Gardner | $3,028 | +3% |
Mc Clave | $3,130 | +6% |
Weston | $3,022 | +3% |
Bayfield | $2,684 | -9% |
Center | $2,596 | -13% |
Chama | $2,730 | -8% |
Wheat Ridge | $3,005 | +2% |
Littleton | $2,831 | -4% |
Beulah | $3,273 | +11% |
Crowley | $3,198 | +8% |
Eads | $3,205 | +8% |
Las Animas | $3,119 | +6% |
Trinchera | $3,052 | +4% |
Vilas | $3,182 | +8% |
Granada | $3,231 | +9% |
Lamar | $3,191 | +8% |
Sugar City | $3,134 | +6% |
Two Buttes | $3,198 | +8% |
Antonito | $2,641 | -11% |
Capulin | $2,656 | -10% |
Del Norte | $2,604 | -12% |
San Luis | $2,744 | -7% |
Boulder | $2,665 | -10% |
Dillon | $2,607 | -12% |
Fraser | $2,661 | -10% |
Idaho Springs | $2,997 | +2% |
Arvada | $2,786 | -6% |
Boone | $3,246 | +10% |
Fowler | $3,165 | +7% |
Swink | $3,229 | +9% |
Larkspur | $3,086 | +5% |
Englewood | $3,010 | +2% |
Johnstown | $2,710 | -8% |
Brush | $3,080 | +4% |
Dolores | $2,703 | -9% |
Montrose | $2,347 | -23% |
Lazear | $2,438 | -19% |
Norwood | $2,753 | -7% |
Grand Junction | $2,145 | -31% |
Stoneham | $2,938 | -0% |
Calhan | $3,109 | +5% |
Cheyenne Wells | $3,246 | +10% |
Seibert | $3,393 | +14% |
Mosca | $2,636 | -11% |
Bellvue | $2,607 | -12% |
Wellington | $2,514 | -16% |
Lucerne | $2,683 | -9% |
Jaroso | $2,722 | -8% |
Pagosa Springs | $2,802 | -5% |
Villa Grove | $2,659 | -10% |
Canon City | $2,646 | -11% |
Crested Butte | $2,636 | -11% |
Ohio City | $2,673 | -10% |
Rockvale | $2,705 | -9% |
Yellow Jacket | $2,706 | -8% |
Georgetown | $2,925 | -1% |
Granby | $2,666 | -10% |
Hot Sulphur Springs | $2,676 | -10% |
Jamestown | $2,857 | -3% |
Leadville | $2,820 | -4% |
Haxtun | $3,173 | +7% |
Peetz | $3,152 | +7% |
Genoa | $3,354 | +13% |
Joes | $3,338 | +12% |
Salida | $2,613 | -12% |
Cimarron | $2,525 | -15% |
Granite | $2,733 | -7% |
Lewis | $2,670 | -10% |
Bedrock | $2,541 | -15% |
Ophir | $2,718 | -8% |
Moffat | $2,746 | -7% |
Cotopaxi | $2,716 | -8% |
Nathrop | $2,639 | -11% |
Pitkin | $2,640 | -11% |
Marvel | $2,724 | -8% |
Mesa Verde National Park | $2,730 | -8% |
La Jara | $2,590 | -13% |
Coaldale | $2,716 | -8% |
Parlin | $2,616 | -12% |
Durango | $2,540 | -15% |
Cortez | $2,646 | -11% |
Hesperus | $2,730 | -8% |
Sanford | $2,584 | -13% |
Gunnison | $2,822 | -4% |
Penrose | $2,731 | -8% |
Egnar | $2,701 | -9% |
Towaoc | $2,705 | -9% |
Cory | $2,345 | -23% |
Crawford | $2,403 | -20% |
Delta | $2,288 | -25% |
Hotchkiss | $2,404 | -20% |
Manassa | $2,629 | -11% |
Florence | $2,684 | -9% |
Twin Lakes | $2,795 | -5% |
Dove Creek | $2,756 | -7% |
Mancos | $2,744 | -7% |
Eckert | $2,341 | -23% |
Nucla | $2,544 | -15% |
Olathe | $2,324 | -24% |
Placerville | $2,711 | -8% |
Hillrose | $3,087 | +5% |
Holyoke | $3,222 | +9% |
Idalia | $3,300 | +11% |
Woodrow | $3,326 | +12% |
Wray | $3,270 | +10% |
Divide | $3,047 | +3% |
Hugo | $3,362 | +13% |
Karval | $3,249 | +10% |
Homelake | $2,647 | -11% |
South Fork | $2,702 | -9% |
Coal Creek | $2,731 | -8% |
Howard | $2,684 | -9% |
Poncha Springs | $2,659 | -10% |
Wetmore | $3,143 | +6% |
Cedaredge | $2,377 | -21% |
Naturita | $2,569 | -14% |
Ridgway | $2,732 | -8% |
Silverton | $2,769 | -6% |
Parachute | $2,407 | -20% |
Mesa | $2,332 | -23% |
Golden | $2,858 | -3% |
Black Hawk | $2,949 | +0% |
Coalmont | $2,742 | -7% |
Loma | $2,168 | -30% |
Avon | $2,595 | -13% |
Maybell | $2,682 | -9% |
Rangely | $2,696 | -9% |
Central City | $2,920 | -1% |
Dumont | $2,962 | +1% |
Como | $2,903 | -1% |
Fairplay | $2,852 | -3% |
Commerce City | $3,047 | +3% |
Broomfield | $2,656 | -10% |
Westminster | $2,917 | -1% |
Deer Trail | $3,255 | +10% |
Elbert | $3,086 | +5% |
Monument | $3,076 | +4% |
Ignacio | $2,664 | -10% |
Monarch | $2,643 | -11% |
Hillside | $2,747 | -7% |
Lake City | $2,740 | -7% |
Cahone | $2,745 | -7% |
Iliff | $3,130 | +6% |
Ovid | $3,276 | +11% |
Hasty | $3,106 | +5% |
Kim | $3,142 | +6% |
Conejos | $2,702 | -9% |
Avondale | $3,222 | +9% |
Branson | $3,100 | +5% |
Springfield | $3,199 | +8% |
Wiley | $3,205 | +8% |
Blanca | $2,657 | -10% |
Creede | $2,594 | -13% |
Fort Garland | $2,682 | -9% |
Aguilar | $3,057 | +4% |
Boncarbo | $3,046 | +3% |
Holly | $3,275 | +11% |
La Veta | $3,008 | +2% |
Manzanola | $3,195 | +8% |
Pritchett | $3,201 | +8% |
Florissant | $2,992 | +2% |
Vona | $3,311 | +12% |
Yoder | $3,316 | +12% |
Buffalo Creek | $3,006 | +2% |
Clark | $2,726 | -8% |
Agate | $3,313 | +12% |
Castle Rock | $2,953 | +0% |
Watkins | $3,064 | +4% |
Franktown | $3,008 | +2% |
Conifer | $3,116 | +6% |
Cowdrey | $2,777 | -6% |
Evergreen | $3,072 | +4% |
Bennett | $3,021 | +3% |
Louviers | $2,894 | -2% |
Strasburg | $3,141 | +6% |
Dupont | $2,998 | +2% |
Lafayette | $2,567 | -14% |
Louisville | $2,582 | -13% |
Palmer Lake | $3,055 | +4% |
Lindon | $3,251 | +10% |
Padroni | $3,122 | +6% |
Paoli | $3,215 | +9% |
Vernon | $3,305 | +11% |
Anton | $3,317 | +12% |
Arapahoe | $3,243 | +10% |
Bethune | $3,308 | +12% |
Rand | $2,772 | -6% |
Ward | $2,833 | -4% |
Allenspark | $2,722 | -8% |
Dacono | $2,802 | -5% |
Lyons | $2,722 | -8% |
Milliken | $2,723 | -8% |
Ault | $2,748 | -7% |
Evans | $2,726 | -8% |
Henderson | $2,933 | -0% |
Keenesburg | $2,923 | -1% |
La Salle | $2,744 | -7% |
Grover | $2,864 | -3% |
Sedgwick | $3,257 | +10% |
Ramah | $3,322 | +12% |
Woodland Park | $3,109 | +5% |
Hereford | $2,814 | -5% |
Otis | $3,247 | +10% |
Manitou Springs | $3,077 | +4% |
Hooper | $2,625 | -12% |
Saguache | $2,654 | -10% |
Almont | $2,611 | -12% |
Westcliffe | $2,981 | +1% |
Redvale | $2,578 | -13% |
Somerset | $2,647 | -11% |
Telluride | $2,728 | -8% |
Yuma | $3,283 | +11% |
Cascade | $3,068 | +4% |
Clifton | $2,186 | -30% |
Gateway | $2,287 | -25% |
Mack | $2,175 | -30% |
Whitewater | $2,198 | -29% |
Basalt | $2,667 | -10% |
Slater | $2,671 | -10% |
Trinidad | $3,009 | +2% |
Walsenburg | $3,027 | +3% |
Carbondale | $2,553 | -14% |
Gill | $2,768 | -6% |
Pierce | $2,759 | -7% |
Akron | $3,246 | +10% |
Rollinsville | $2,938 | -0% |
Berthoud | $2,578 | -13% |
Timnath | $2,618 | -12% |
Weldona | $3,052 | +4% |
Fort Morgan | $3,081 | +4% |
Pine | $3,123 | +6% |
Tabernash | $2,666 | -10% |
Frederick | $2,787 | -6% |
Glen Haven | $2,569 | -14% |
Briggsdale | $2,905 | -1% |
Glenwood Springs | $2,481 | -17% |
Eagle | $2,598 | -13% |
Minturn | $2,623 | -12% |
Silt | $2,400 | -20% |
Woody Creek | $2,684 | -9% |
Bailey | $3,046 | +3% |
Burns | $2,699 | -9% |
Frisco | $2,609 | -12% |
Grand Lake | $2,678 | -10% |
Morrison | $2,969 | +1% |
Yampa | $2,750 | -7% |
Firestone | $2,679 | -9% |
Livermore | $2,702 | -9% |
Hudson | $2,926 | -1% |
Platteville | $2,812 | -5% |
Log Lane Village | $3,076 | +4% |
Amherst | $3,230 | +9% |
Hoehne | $3,054 | +4% |
La Junta | $3,141 | +6% |
Rocky Ford | $3,162 | +7% |
Eaton | $2,720 | -8% |
Galeton | $2,754 | -7% |
Atwood | $3,143 | +6% |
Glade Park | $2,188 | -29% |
Aspen | $2,725 | -8% |
Snowmass Village | $2,736 | -7% |
Craig | $2,697 | -9% |
Gypsum | $2,595 | -13% |
Haswell | $3,204 | +8% |
Olney Springs | $3,181 | +8% |
Snyder | $3,084 | +5% |
Rush | $3,344 | +13% |
Orchard | $3,007 | +2% |
Wiggins | $3,088 | +5% |
Collbran | $2,270 | -26% |
Red Cliff | $2,608 | -12% |
De Beque | $2,250 | -27% |
Edwards | $2,586 | -13% |
Meeker | $2,669 | -10% |
Rifle | $2,379 | -21% |
Parshall | $2,670 | -10% |
Phippsburg | $2,751 | -7% |
Shawnee | $2,993 | +2% |
Hygiene | $2,572 | -14% |
Red Feather Lakes | $2,733 | -7% |
Carr | $2,803 | -5% |
Julesburg | $3,263 | +10% |
Cripple Creek | $3,008 | +2% |
Flagler | $3,334 | +12% |
Green Mountain Falls | $3,080 | +4% |
Byers | $3,143 | +6% |
Elizabeth | $3,075 | +4% |
Kiowa | $3,145 | +7% |
Lone Tree | $2,867 | -3% |
Sedalia | $3,000 | +2% |
Sargents | $2,790 | -5% |
Pleasant View | $2,686 | -9% |
Ouray | $2,742 | -7% |
Paradox | $2,572 | -14% |
Parker | $2,998 | +2% |
Thornton | $2,947 | +0% |
Indian Hills | $2,985 | +1% |
Grant | $2,916 | -1% |
Hartsel | $2,872 | -3% |
Jefferson | $2,967 | +1% |
Climax | $2,809 | -5% |
Empire | $2,918 | -1% |
Oak Creek | $2,750 | -7% |
Alma | $2,883 | -2% |
Bond | $2,704 | -9% |
Eldorado Springs | $2,631 | -11% |
Wolcott | $2,611 | -12% |
Snowmass | $2,733 | -7% |
Monte Vista | $2,565 | -14% |
Romeo | $2,672 | -10% |
Buena Vista | $2,646 | -11% |
Powderhorn | $2,657 | -10% |
Austin | $2,337 | -23% |
Paonia | $2,406 | -20% |
Breckenridge | $2,620 | -12% |
Idledale | $2,955 | +0% |
Kittredge | $2,978 | +1% |
Kremmling | $2,747 | -7% |
Mc Coy | $2,658 | -10% |
Nederland | $2,859 | -3% |
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Methodology
Bankrate utilizes Quadrant Information Services to analyze November 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:
Bodily injury liability
$100,000 per person$300,000 per accident
Property damage liability
$50,000 per accidentPersonal injury protection
$100,000 per accidentUninsured motorist bodily injury
$100,000 per person$300,000 per accident
Collision deductible
$500Comprehensive deductible
$500These are sample rates and should only be used for comparative purposes.