Best car insurance in Connecticut for 2023

Why Geico made our list: If you are looking for a company with strong digital tools and plenty of discounts, Geico, the second-largest U.S. auto insurer by market share, might be a good option. The company’s mobile app is highly rated and offers customers the ability to file claims, call for roadside assistance and pay their premiums via their smartphone. Geico is known for offering numerous discounts, including potential savings for federal employees, military members and good students. It also scored just above average in the 2022 J.D. Power U.S. Auto Insurance Study for customer satisfaction.

Who Geico may be good for: If you're looking for car insurance in CT on a budget, Geico is worth considering. The company's average rates are already low by comparison to many other carriers we analyzed, and may be even lower if you are able to apply some of its many potential discounts.

Why Amica made our list: Customers seeking Connecticut auto insurance companies with high customer satisfaction ratings might find Amica a good option for their needs. The company secured the top ranking in the 2022 J.D. Power Auto Insurance Study for the New England region. Amica is unique among the top insurance companies in Connecticut due to its policy options. You could buy a standard auto insurance policy and take advantage of several potential discounts, or you could choose Amica’s auto insurance dividend policy, which pays back up to 20 percent of your premium each year. However, Amica may not be a good choice if you have a few blemishes on your driving record. You can learn more about Amica at www.Amica.com.

Who Amica might be good for: If your top priority is easy customer interactions with your insurer, Amica might be worth looking at. The company might also be a good choice for the budget-conscious, as its average rates are at the low end among companies we studied.

Why State Farm made our list: State Farm is the largest auto insurer by direct premiums written in the U.S. Connecticut drivers have multiple potential coverage options with State Farm, including roadside assistance coverage and rideshare insurance. State Farm is one of the most expensive providers on our list based on average premiums, but the potential discounts it offers could offset the higher rates. For instance, you might earn a discount if you insure multiple vehicles or bundle home and auto insurance policies. State Farm has high J.D. Power customer satisfaction ratings and ranks well above average in its auto insurance survey for the New England region.

Who State Farm may be good for: State Farm may appeal to those who prefer to do their insurance business with an agent, rather than online. With more than 19,000 exclusive local agents across the U.S., Connecticut residents will undoubtedly find one or more in their area.

Why Nationwide made our list: Besides all standard coverage options, Nationwide also offers optional gap coverage and roadside assistance. The company offers a variety of ways to save on auto insurance, including potential discounts for anti-theft devices, automatic payments, good student, multi-policy and safe driver discounts. However, the insurer earned a below average score on the 2022 J.D. Power Auto Claims Satisfaction Study, although it is not rated in the 2022 Auto Insurance Study for the New England region.

Who Nationwide might be good for: With a network of local, independent agents throughout Connecticut, Nationwide might be a good option for drivers who want to work with independent agents. The company might also be a good option for drivers who want a simple, no-frills policy without much customization.