Skip to Main Content

Best car insurance in Connecticut for 2024

Updated Jun 01, 2024
Geico, USAA, State Farm, Auto-Owners, and Progressive offer some of the best auto policies in Connecticut.
Location-Icon
Explore offers from trusted carriers
+ MORE

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best car insurance companies in Connecticut

After analyzing dozens of providers, Bankrate determined that Geico, Amica, USAA, State Farm and Nationwide are among the best car insurance companies in Connecticut, based on our research into carrier coverage options and assessment of trusted industry ratings.

In our analysis, we utilized customer satisfaction scores from the 2023 J.D. Power U.S. Auto Insurance Study, as well as financial strength ratings from AM Best and Standard & Poor’s (S&P). We assessed affordability by looking at average rate data from Quadrant Information Services. Connecticut drivers pay, on average, $976 per year for minimum coverage and $2,506 for full coverage. Nationwide, automobile drivers pay an average of $2,311 per year for full coverage, significantly more than Connecticut motorists.

Insurance Company
Bankrate Score
Info
Average full coverage rate* Average min coverage rate*
4.4
Rating: 4.4 stars out of 5
$1,612
$525
4.6
Rating: 4.6 stars out of 5
$2,726
$809
4.2
Rating: 4.2 stars out of 5
$1,957
$563
4.3
Rating: 4.3 stars out of 5
$2,883
$1,132
4.0
Rating: 4 stars out of 5
$1,669
$873
*Displayed rates are average annual premiums
Geico

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$134/mo

Avg. full coverage premium

$1,612/yr

Customer satisfaction

Not rated

Amica

4.6

Rating: 4.6 stars out of 5

Avg. full coverage premium

$227/mo

Avg. full coverage premium

$2,726/yr

Customer satisfaction

Not rated

USAA

4.2

Rating: 4.2 stars out of 5

Avg. full coverage premium

$163/mo

Avg. full coverage premium

$1,957/yr

Customer satisfaction

Not rated

State Farm

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$240/mo

Avg. full coverage premium

$2,883/yr

Customer satisfaction

829/1,000

Nationwide

4

Rating: 4 stars out of 5

Avg. full coverage premium

$139/mo

Avg. full coverage premium

$1,669/yr

Customer satisfaction

Not rated

Lightbulb

How Bankrate chose the best car insurance companies in Connecticut

Bankrate selected the best five auto insurance companies in Connecticut based on their affordability, availability, consumer ratings, financial strength ratings and price. While rates are an important aspect in choosing a car insurance company, you're also likely looking for a provider that offers the customer care you deserve and the financial ability to meet its claims responsibilities.

To help you decide on the right company for your needs, Bankrate gives each insurer a Bankrate Score, based on the factors we have outlined above. The score is out of five points and reflects a weighted rank of industry-standard rankings, third-party ratings, and average annual premiums. We also looked carefully at each company's website and app to assess digital tool capabilities.

Bankrate logo

Why you can trust Bankrate

Read our full methodology

To help Connecticut drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers.
Location-Icon
Your information is kept secure

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How to find the best car insurance in Connecticut

Car insurance is required to legally drive in Connecticut, but it can also be a valuable tool for financial protection. Most insurance experts recommend purchasing higher liability limits and full coverage if you can afford to do so. In most cases, paying for an insurance policy is cheaper than paying to repair your vehicle out of pocket in the event of an accident.

Related content:

Ready for your quote?

Answer a few questions to see personalized rates from top carriers in Connecticut

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much is car insurance in Connecticut?

According to Quadrant Information Services, Connecticut drivers pay an average of $976 per year for minimum coverage and $2,506 per year for full coverage. Nationwide, U.S. motorists pay an average of $2,311 for full coverage and $640 for minimum coverage.

Your car insurance rates will depend on many factors, such as your driving history and the coverage you choose. Connecticut's average rates are higher than some neighboring states and lower than others. For example, Massachusetts drivers pay an average of $1,734 per year for full coverage. In contrast, New York drivers pay an average of $3,685. One variable that could be at play in these rate differences is urban density. Connecticut has far less urban density than New York, for instance, but is still among the most densely populated states in the country.

City Avg. annual full coverage premium Avg. savings vs. state average

Estimate your car insurance cost in Connecticut

Comparing personalized quotes is the most accurate way to understand what you will pay for coverage with a certain carrier. If the next step in your insurance shopping journey is requesting quotes, consider our tool below to get started with personalized rates comparison.

Calculate your monthly car insurance payment

Get a quick estimate to make sure you're not overpaying.

Caret DownCaret Up
Please select age
Location-Icon
Lock Secure Your information is secure
Caret DownCaret Up
Please select credit score
Why we're asking
Methodology

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze the latest rates in June 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.

These are sample rates and should only be used for comparative purposes.

Clock Wait
46
years of industry expertise
Search
122
carriers reviewed
Location
34.5K
ZIP codes examined
Dollar Coin
1.2M
quotes analyzed
Written by
Joshua Cox-Steib
Contributor, Personal Finance

Joshua Cox-Steib has two years of experience in writing for insurance domains such as Bankrate, Coverage.com, The Simple Dollar, Reviews.com, and more. His work has also been featured on such sites as MSN and BBB (Better Business Bureau). His insurance writing career has spanned across multiple product lines, with a primary focus on auto insurance, life insurance, and home insurance.

Edited by Editor, Insurance
Reviewed by Director of corporate communications, Insurance Information Institute